Mark

"Children don't fail, the adults around them do - and it is up to us to light the candle of excellence within each one we know and love," begins Marva Collins, one of America's foremost educators, in her important work, Values. This practical guide is for those of us who strive to be role models, who want to know the important values, live them, and teach them to our children.

The sub-prime mortgage crisis is only the beginning; a more profound economic and political restructuring is on its way. According to Charles R. Morris, the astronomical leverage at investment banks, with their hedge-fund and private-equity clients, virtually guarantees massive disruption in global markets.