Joseph

Great Dialogue and Progression

Revisado: 04-13-25

I genuinely enjoy Peter Kenny’s way of reading especially at 1.5x and have read a few books narrated by him but this one so far has been frankly the best in terms of dialogue and cheekiness. The characters each have distinct personalities and unique interactions. I’d say the start of the book had a rough start because flying discs and the initial interaction weren’t well detailed or explained until quite literally the end of this volume which may of been by intention but once the main character plot rolled - the way the author describes both the landscapes, settings, and people is great.

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Here I was expecting dragons… not tons of 🫣

Revisado: 03-15-25

I enjoyed the thought processes of building out and taking back the dragon business but wish it were longer - although wow lots of sex scenes would’ve loved more battle or action

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Fluff & Overall Regurgitation

Revisado: 05-23-24

So to the reader looking to learn something new if you have the slightest financial literacy, do not waste the time. He’ll spend a little over 3 hours collectively of the audible making demeaning remarks of others to establish authority.

Then in whole the entire audible ultimately boils down to the principle of diversification, and gives fairly limited scope of tradition money principles. Invest in indexes, diversify, and get a savings account that suits you.

It’s good advice to stay poor. Great advice? Look at Brazilian beach front condos, they go for $50-70k US. Rent out on Airbnb for $2.4k a month, even with management and incidentals pay >$2k a month. That’s a near 30%-50% YoY ROI not including property appreciation or depreciation. Most major banks and institutions will fund such a small loan as most people earning <$60k a year would qualify.

The average reader whom is under $100k of net worth would be better off looking at property ownership abroad than domestic. I don’t teach this, but math wise? It’s easily a better leg to stand on.

I could point to a half a dozen better models for lower to mid net worth than what is covered in the book. So investment wise I’d say it’s beginner level and not really great except for key points made on diversification and smart credit card management.

Also his take on crypto is laughable, because right now even the stable coin staking interest rates are higher than ANY bank account or avg 7% index yield, by all accounts on paper an account on Crypto(.)com for instance along with their 5-8% cash back cards to access your funds, is a better “tactic” than what’s in the book. Also he weirdly didn’t cover real point utilization, for instance you can get a first class international flight per $7.5k spend to some countries, off an Amex Gold with 4 points back per dollar, when you transfer it to FlyBlue or use Rakuten’s Amex partnership to make it 5 points per dollar. Heck do that and pay for your friends ticket and have him pay you a fraction of the fare and that’ll yield better ROI than what is in the book.

So yeah fundamentally I disagree with 80% with the 20% I agree with being diversification is a must, follow the 17% rule of splitting across 6 different models for most people, and if in debt look at interest rates, and if possible open up a 0% introductory rate card and transfer balance to that to save the current 29% avg annual interest on the balance whilst taking likely a 3% hit on the transfer. That 26% of savings on say a $10k balance isn’t chump change it’s over $200 a month in savings which could be otherwise used to pay down principle.

So all in all? Book is a 2/10 on investment advice, 4/10 on credit card management - but man why all the fluff? So much fluff! Cold hard practices, cut the fat.

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