💳 How to Boost Your Credit Score Range and Make Money With Credit Cards

How to Repair Your Credit With Proven Credit Repair Strategies

A low credit score can cost you thousands—and block you from life’s biggest opportunities: a new apartment, a dream home, a car loan, or funding for your business.
But what if you could boost your score fast—and start using credit to build wealth instead of debt?

• ✅ Credit Repair 101 – How to fix errors, negotiate debt, and remove negative items legally
  
• ✅ Secrets of the Credit System – Master the five key FICO factors to boost your score quickly
  
• ✅ Smart Credit Card Use – Learn how to build credit and generate passive income with the right cards
  
• ✅ How to Go from Rejected to Approved – Get better rates, lower payments, and more approvals
  
• ✅ Credit for College Students & First-Time Borrowers – When and how to start smart
  
• ✅ Cash Flow with Credit – How to fund investments like real estate using responsible credit leverage
  

When Dr. Ernesto Martinez was quoted a 6.25% interest rate on a $300,000 mortgage due to a 620 credit score, he refused to accept it.
After removing errors and paying down strategic debts, his score soared to 725 in just one month—securing a 4.5% rate instead. That change saved him over $100,000 in interest.

Now, imagine what boosting your score could do for your finances.

Over 30 years, the average person who neglects their credit pays up to $238,500 more in interest for the same home, cars, and credit card usage.
This book shows you how to stop that from happening—and how to use your credit to build wealth, not just debt.

• Use credit cards to build assets, not liabilities
  
• Create a monthly cash flow system to generate income
  
• Fund real estate or business ventures with smart credit strategies
  
• Understand the types of credit cards and how to choose the right one
  
• Avoid costly mistakes that hurt your score—like closing old accounts or applying too often
  

“Dr. Ernesto Martinez offers a wealth of advice and information that any consumer would do well to follow and implement. I highly recommend this book for anyone interested in fixing their finances and generating new forms of income.”
—Justin Degeneffe, MBA, Credit Counselor

• Anyone with a low credit score looking to fix it quickly
  
• Renters, homebuyers, car buyers, and entrepreneurs needing approval-ready credit
  
• People seeking to invest with credit cards—without going into debt
  
• Beginners and college students just starting to build credit