It’s 2011: America is in a deep recession and Occupy Wall Street is escalating. But at the elite Wrynn College of Art, students paint and sculpt in a rarefied bubble. Louisa Arceneaux is a thoughtful, observant nineteen-year-old when she transfers to Wrynn as a scholarship student, but she soon finds herself adrift in an environment that prizes novelty over beauty. Complicating matters is Louisa’s unexpected attraction to her charismatic roommate, Karina Piontek, the preternaturally gifted but mercurial daughter of wealthy art collectors.

Jane and Dan have been married for nineteen years, but Jane isn’t sure they’re going to make it to twenty. The mother of two feels unneeded by her teenagers, and her writing career has screeched to an unsuccessful halt. Her one published novel sold under five hundred copies. Worse? She’s pretty sure Dan is cheating on her. When the couple goes to the renowned upscale restaurant La Fin du Monde to celebrate their anniversary, Jane thinks it’s as good a place as any to tell Dan she wants a divorce.

Welcome to Sunset Academy, the most coveted elementary school in Miami Beach, where there are three categories of families: rich, wealthy, and ultra-wealthy. Perfectly tanned and smiling Charlotte Giordani is Sunset Academy’s alpha mom. With a sleek blowout and relentless charm, Charlotte’s brashness serves her well. She’s up for election as the PTA president and is riding high, having just secured a massive donation from billionaire Don Walker and his socialite wife Patricia.

Florence Grimes is a thirty-one-year-old party girl who always takes the easy way out. Single, broke and unfulfilled after the humiliating end to her girl band career, she has only one reason to get out of bed each day: her ten-year-old son Dylan. But then Alfie Risby, her son’s bully and the heir to a vast frozen food empire, mysteriously vanishes during a class trip, and Dylan becomes the prime suspect. Florence, for once, is faced with a task she can’t quit: She’s got to find Alfie and clear her son’s name, or risk losing Dylan forever.

If your twenties are supposed to be the best years of your life, Bennet Taylor is failing miserably . . . with a big emphasis on the miserable. Where’s that zest she keeps hearing about? She’s a temp worker in New York City with no direction, no future, and no social life. And at the painful center of this listlessness is grief over the death of her first love.

Julie Chan, a supermarket cashier with nothing to lose, finds herself thrust into the glamorous yet perilous world of her late twin sister, Chloe VanHuusen, a popular influencer. Separated at a young age, the identical twins were polar opposites and rarely spoke, except for one viral video that Chloe initiated (Finding My Long-Lost Twin And Buying Her A House #EMOTIONAL). When Julie discovers Chloe’s lifeless body under mysterious circumstances, she seizes the chance to live the life she’s always envied.

Good things happen at the lake. That’s what Alice’s grandmother says, and it’s true. Alice spent just one summer there at a cottage with Nan when she was seventeen—it’s where she took that photo, the one of three grinning teenagers in a yellow speedboat, the image that changed her life. Now Alice lives behind a lens. As a photographer, she’s most comfortable on the sidelines, letting other people shine. Lately though, she’s been itching for something more, and when Nan falls and breaks her hip, Alice comes up with a plan for them both: another summer in that magical place, Barry’s Bay.

When Elise Perez meets Jamey Hyde on a desolate winter afternoon, fate implodes, and neither of their lives will ever be the same. Although they are next-door neighbors in New Haven, they come from different worlds. Elise grew up in a housing project without a father and didn't graduate from high school; Jamey is a junior at Yale, heir to a private investment bank fortune and beholden to high family expectations.

For as long as she can remember, Belle has been insidiously obsessed with her skin and skincare videos. When her estranged mother Noelle mysteriously dies, Belle finds herself back in Southern California, dealing with her mother’s considerable debts and grappling with lingering questions about her death. The stakes escalate when a strange woman in red appears at the funeral, offering a tantalizing clue about her mother’s demise, followed by a cryptic video about a transformative spa experience.

Andy loves Jen. Jen loved Andy. And he can't work out why she stopped. Now he is. . . Without a home Waiting for his stand-up career to take off Wondering why everyone else around him seems to have grown up while he wasn't looking. Set adrift on the sea of heartbreak, Andy clings to the idea of solving the puzzle of his ruined relationship. Because if he can find the answer to that, then maybe Jen can find her way back to him. But Andy still has a lot to learn, not least his ex-girlfriend's side of the story…