#25 Buying a car the SMART way :)
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#25 Buying a car the SMART way :)
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Ever wonder what to look for when buying a car? I got the highlights for you. If you would rather read em, here they are below but I go in depth in the episode to really give you the low down on the most important things to look for when financing a vehicle in terms of affordability and financial stability.
Inside tips car shopping
- First thing first: CREDIT!! Make sure your credit is in decent standing.
- let’s talk interest rates. Interest rate target should be 4.99% or lower.
- Down payment of 20%
- Financing for no more than 60-72 months depending on the situation. Sometimes the stretched out payments seem like a godsend but it is actually putting you at more risk. There are instances where you need it but most of the time always go for the shorter term.
- And the biggest question you have to ask yourself is…can you afford it?
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