What if there’s a better way to grow your mortgage career—one that fits your strengths, not just what others are doing?

In this episode, I break down the five distinct paths I’ve seen brokers use to build successful mortgage businesses. Each path comes with its own pros, cons, and hidden traps, and choosing the right one can save you years of wasted effort.

We’ll cover:

• Banker to Broker – Why learning at the bank can be a great start, and what challenges arise when you finally have a full “golf bag” of lenders.
• Sales-Only Lead Gen Shops – How high-volume sales roles sharpen your closing skills, but why you’ll need to learn marketing to succeed solo.
• Assistant to Broker – The pros of deep underwriting knowledge, and the big hurdle: building sales skills to generate your own business.
• Ad-Based Entry – The rarest (and toughest) path, requiring mastery of paid ads and conversion systems to create a scalable lead flow.
• Referral-Based Business – The most sustainable and scalable path, leveraging your network and partnerships to build a high-quality, high-conversion pipeline.

Every path can work—but each requires different skills and mindsets to thrive. Choose the one that aligns with your strengths, and commit to mastering the gaps.

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To see how top brokers are keeping clients engaged and generating leads from their database, visit ownwell.ca/scott.