Episodios

  • Jean Luc and Peter Mingils on Biden cover up and Nuclear energy challenges

    Jean Luc and Peter Mingils on Biden cover up and Nuclear energy challenges
    May 24 2025
    Jean Luc and Peter Mingils spend time chatting about Political Cover ups and a bit of Nuclear energy.

    Peter Mingils and Jean Luc have enjoyed 431 radio shows on the Building Fortunes Radio network. Now, these weekly episodes can be heard on The Youmongus Radio Network too!

    The New Youmongus Radio shows are on https://youmongusradio.com .

    There's an AM Radio and an FM Radio website now to add to the Youmongus Radio Network.

    https://youmongus.radio.am and
    https://youmongus.radio.fm

    On this weekly episode, Jean Luc talks a bit about the previous presidential cover up about his cancer, and also the present president's cabinet issues about some scandals.

    The post Jean Luc and Peter Mingils on Biden cover up and Nuclear energy challenges appeared first on Building Fortunes Radio Network.
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    39 m
  • Harshman Travel Agency on growth of Cruise Vacations Worldwide with Peter Mingils

    Harshman Travel Agency on growth of Cruise Vacations Worldwide with Peter Mingils
    May 24 2025
    Let Harshman Travel Agency book your next vacation. Ron Harshman explains the Global Growth on Cruises. Book your cruise or travel through Harshman Travel Agency today!https://harshmantravel.com There's an AM Radio and an FM Radio website now to add to the Youmongus Radio Network. Harshman Travel Agency is the place to book your next vacations, especially cruises.Ocean Cruises, River Cruises, Worldwide Cruises are available through Pam Harshman and Ron Harshman. The New Youmongus Radio shows also feature Harshman travel Radio. The premiere on https://youmongusradio.com . https://youmongus.radio.am andhttps://youmongus.radio.fm The Benefits of Cruise Vacations Compared to Other Forms of Travel When planning a vacation, the options can feel overwhelming—road trips, international flights, all-inclusive resorts, or perhaps a backpacking adventure. Yet, cruise vacations stand out as a unique and compelling choice, offering distinct advantages over other forms of travel. Combining convenience, variety, value, and immersive experiences, cruises provide a hassle-free way to explore the world. Here's why a cruise vacation might just be the perfect choice compared to land-based or other travel alternatives. All-Inclusive Convenience One of the greatest benefits of a cruise is its all-inclusive nature. Unlike road trips or city-hopping flights, where you're constantly booking hotels, planning meals, and arranging transportation, a cruise bundles everything into one package. Your accommodation, dining, entertainment, and even transportation between destinations are covered. On a ship like Royal Caribbean's Icon of the Seas, you can enjoy gourmet meals, Broadway-style shows, and activities like surfing or ice skating, all without leaving the vessel. Compare this to a road trip, where you're juggling gas stations, motels, and restaurant stops, or a resort stay, where you're often confined to one location. Cruises eliminate the logistical headaches, letting you focus on relaxation and adventure. Unparalleled Destination Variety Cruises offer access to multiple destinations in a single trip without the need to repack or navigate airports. A week-long Caribbean cruise might stop at Jamaica, the Bahamas, and Mexico, each offering unique cultures, beaches, and excursions. Land-based travel, such as a European tour, often involves trains, buses, or flights between cities, which can be time-consuming and stressful. Backpacking or driving might give you flexibility, but you're limited by geography and stamina. Cruises, however, let you wake up in a new port each day, with the ship handling the journey while you sleep. This seamless exploration is hard to replicate with other travel styles. Exceptional Value for Money When comparing costs, cruises often provide better value than other vacations. A mid-range cruise can start at $100-$200 per person per day, including meals, lodging, and entertainment. Contrast this with a city-based trip, where a decent hotel, dining out, and activities like museums or shows can quickly add up. All-inclusive resorts might seem comparable, but they often charge extra for premium dining, excursions, or spa services. Cruises, on the other hand, frequently include these perks or offer them at competitive rates. For families, ships like Disney Cruise Line provide kids' clubs and activities, reducing the need for additional babysitting or entertainment costs, unlike resort or urban vacations. Tailored Experiences for All Travelers Cruises cater to diverse interests and age groups, making them ideal for solo travelers, couples, families, or retirees. Modern ships are floating cities, with amenities like water parks, zip lines, cooking classes, and tranquil spas. Compare this to a road trip, which might bore kids after hours in the car, or a backpacking adventure, which can be physically demanding and less appealing to older travelers. Resorts may offer activities, but they lack the dynamic environment of a cruise, where you can switch from a salsa dance class to a trivia contest or a quiet evening under the stars. Specialty cruises, like Viking's river cruises, focus on cultural enrichment, rivaling guided land tours but with more comfort. Social and Cultural Immersion Cruises foster a unique social environment. You're traveling with a community, making it easy to meet people at onboard events or shore excursions. This contrasts with independent travel, where connecting with others can require more effort. Additionally, cruises balance cultural immersion with comfort. Shore excursions let you explore local markets, historical sites, or natural wonders, then return to the familiar comforts of the ship. Unlike backpacking, where you might face language barriers or unfamiliar customs alone, cruise staff provide guidance and context, enhancing the experience. Sustainability and Safety Modern cruise lines are also addressing environmental concerns, with ships like Norwegian's Prima using cleaner fuels ...
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    40 m
  • Patrick Seaton on Change Readiness Part 2 of 6 on The Innovative Management Tools Radio Show

    Patrick Seaton on Change Readiness Part 2 of 6 on The Innovative Management Tools Radio Show
    May 23 2025
    Patrick Seaton on Part 2 of 6 in Change Readiness Formula on the Innovative Management Tools Building Fortunes Radio Show with Peter Mingils.

    Patrick Seaton has a six part series for his Change Readiness Formula. This is the Part 2 Radio show where Patrick outlines the series and focuses on Part 1…Direction. Patrick's previous shows can be found on:
    https://buildingfortunesradio.com/imt

    Each week Patrick Seaton shares his decades long knowledge and experiences. Patrick gives several stories and examples and even offers an opportunity to have access to his executive level training and coaching. Contact Patrick and tell him you heard him on Building Fortunes Radio. Patrick Seaton owns https://innovativemanagementtools.com

    On this week's radio show, Patrick Seaton offers his Challenges report for 2025.

    Access the report from here:
    https://myurl.rocks/2025report


    The post Patrick Seaton on Change Readiness Part 2 of 6 on The Innovative Management Tools Radio Show appeared first on Building Fortunes Radio Network.
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    46 m
  • Terry Kelliher asks ChatGPT to analyze Public Access Media Project on Kell News Radio

    Terry Kelliher asks ChatGPT to analyze Public Access Media Project on Kell News Radio
    May 23 2025
    Terry Kelliher asks ChatGPT to analyze and summarize his Public Access Media Project on this Kell News Show with Peter Mingils.

    On this episode, Terry Kelliher does something rather unique. He uploaded a list of his domain names in a spreadsheet format and asked ChatGPT to analyze the domains and summarize a project that a project with these domains would be like. The response was really well done

    We also talk about the launches of Vlog.news, Blog.News and the first channel https://publicaccess.blog.news/

    We are always updating the Kell News site with the Kell News Radio shows.
    https://kell.news

    You can also find Kell News shows on the Youmongus Radio Network as well.

    https://youmongusradio.com

    The post Terry Kelliher asks ChatGPT to analyze Public Access Media Project on Kell News Radio appeared first on Building Fortunes Radio Network.
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    40 m
  • Stephen Lukawski and Sheldon Baker on KISC My Health Radio Show with Peter Mingils

    Stephen Lukawski and Sheldon Baker on KISC My Health Radio Show with Peter Mingils
    May 22 2025
    Sheldon Baker is our guest on KISC My Health Radio show with Peter Mingils and Stephen Lukawski. Each week, Stephen Lukawski selects people who are truly the Key Influencers and the Super Champions, and this week's guest radio show host was Cran-Tastic!

    Here's some information about Sheldon Baker:

    Sheldon Baker
    Chief Executive Officer

    With more than 30 years of brand marketing and management experience in the nutraceutical industry, Sheldon has developed and directed a wide range of corporate marketing communications programs that have included celebrity promotion and product brand development and generated millions of dollars in revenue.

    As senior partner with Baker Dillon Group he has created several iconic brands including CitriMax for InterHealth, and Cognizin and Setria for Kyowa Hakko USA and Cerebelle for Diana Foods, as well as a host other domestic ingredient and retail product global brands.

    Sheldon holds a Bachelor of Arts degree in communications from Columbia College in Chicago, the premier marketing and arts educational institution in the U.S. Baker Dillon Group has received top marketing communications awards from the Los Angeles Marketing Association, Press Club of San Francisco, Peninsula Press Club, and San Francisco Bay Area Publicity Club where he served as president. As a freelance writer and editor, he contributes to Nutraceuticals World magazine writing the monthly Health E-Insights Q&A corporate interviews and Area Code 420 insights focusing on the cannabis and cannabinoid industries; for InnoVision Health Media he pens health professional interviews for Integrative Medicine, and celebrity interviews for Alternative Medicine, and Natural Solutions journals

    You can always tune in to the other KISC My Health Radio shows on https://kiscmyhealth.com and as usual a Special Thanks for Step Change Innovations for sponsoring the KISC My Health Radio shows https://stepchangego.com

    Our newest corporate sponsors are Sabinsa https://sabinsa.com and Caldic https://caldic.com

    The post Stephen Lukawski and Sheldon Baker on KISC My Health Radio Show with Peter Mingils appeared first on Building Fortunes Radio Network.
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    1 h y 49 m
  • Darlene Sartore on similarities on The Chosen TV Series and Urantia Papers on The Ideal Network with Peter Mingils

    Darlene Sartore on similarities on The Chosen TV Series and Urantia Papers on The Ideal Network with Peter Mingils
    May 21 2025
    Ideal Network Founder Darlene Sartore with Peter Mingils on her feelings about The Chosen TV Series and the Urantia Papers

    There is more on https://idealnetwork.info

    The creators of "The Chosen," particularly director Dallas Jenkins, have repeatedly stated that their primary source material for the show is the New Testament gospels. They also incorporate historical and cultural research to create plausible backstories and settings for the characters and events.

    While "The Chosen" does take creative liberties to imagine the human interactions and lives of Jesus and his disciples that are not explicitly detailed in the Bible, this is distinct from drawing on a separate spiritual text like The Urantia Book.

    The Urantia Book is a large spiritual and philosophical text that claims to be a divine revelation, offering a comprehensive cosmology, a detailed history of the universe, and an extensive biography of Jesus, which diverges significantly from traditional Christian accounts in many areas. If "The Urantia Book" were a source, it would likely be a major point of discussion and controversy due to its unique theological claims, but this has not been linked to "The Chosen" by its creators or reputable sources.

    Discussions and criticisms around "The Chosen" have sometimes focused on its creative interpretations, the involvement of individuals from various Christian denominations (including Latter-day Saints/Mormons), and its theological accuracy from different perspectives, but not on the Urantia Book.

    You can use the Building Fortunes Radio and the Youmongus Radio Platforms for your marketing and your branding. https://youmongus.radio.am and https://youmongus.radio.fm

    The post Darlene Sartore on similarities on The Chosen TV Series and Urantia Papers on The Ideal Network with Peter Mingils appeared first on Building Fortunes Radio Network.
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    31 m
  • Rey Pasinli and Total Apps Merchant Processing on Visa Regulations and Drastic Changes with Peter Mingils

    Rey Pasinli and Total Apps Merchant Processing on Visa Regulations and Drastic Changes with Peter Mingils
    May 21 2025
    Peter Mingils interviews Rey Pasinli the owner of Total Apps. Rey Pasinli and Total Apps are leaders and experts in the field of Credit Card Payment processing and Visa and Mastercard Compliance. Rey Pasinli explains some of the challenges he predicts based on some new Visa Regulations regarding ecommerce companies and MLM Companies losing their merchant accounts based on new metrics that will threaten their account status. https://total-apps.com Visa has introduced significant updates to its chargeback and dispute monitoring programs, consolidating them into an enhanced Visa Acquirer Monitoring Program (VAMP) effective April 1, 2025, with enforcement starting October 1, 2025. Here's a breakdown of the key changes and their implications based on available information: Consolidation of Monitoring Programs: Visa is retiring the Visa Dispute Monitoring Program (VDMP) and Visa Fraud Monitoring Program (VFMP) on March 31, 2025, merging them into a single, updated VAMP. This applies to both merchants and acquirers, starting in the Visa Europe region and expanding globally. The goal is to streamline oversight and focus on a unified payment integrity approach. New Dispute Thresholds: The VAMP introduces a new dispute ratio threshold of 1.5% starting April 2025, which will decrease to 0.9% from January 1, 2026. This ratio is calculated by combining fraud disputes (card-absent fraud, TC40) and non-fraud disputes (TC15, dispute condition codes 11, 12, and 13) relative to total transactions. Exceeding these thresholds will classify merchants as having "excessive” disputes, potentially leading to penalties or account restrictions. Risk-Based Enforcement: Visa is shifting from strict non-compliance assessments to a risk-based enforcement model, offering "client flexibility” and accommodating "varying levels of risk appetite.” This suggests a more tailored approach to enforcement, though acquirers may pass associated costs or requirements (e.g., increased use of 3D Secure) to merchants, potentially introducing more transaction friction. Impact on Merchants: Increased Accountability: Merchants must closely monitor chargeback and fraud rates to stay compliant with the new thresholds. A sudden spike in disputes could push a merchant over the limit, risking enrollment in VAMP and associated fines or account suspension.Preparation Needed: Merchants should align their fraud prevention strategies with the new VAMP calculations, ensure transparency with acquirers regarding chargeback data, and evaluate whether their current fraud prevention tools are sufficient. For example, adopting or optimizing 3D Secure can help reduce fraud-related disputes.Operational Changes: Acquirers may require merchants to implement stricter fraud controls or adjust transaction processes, which could involve additional costs or operational adjustments. Negative Inquiries and Dispute Management: While the sources don't explicitly detail changes to "negative inquiries,” the consolidation under VAMP suggests that inquiries related to disputes (e.g., cardholder inquiries via Visa Resolve Online) are now part of the broader dispute ratio calculation. Tools like Visa's Order Insight allow merchants to respond to inquiries in real-time with compelling evidence, potentially preventing disputes from escalating to chargebacks. This aligns with Visa's Compelling Evidence 3.0 (CE3.0) rules, effective since April 2023, which enable merchants to block fraud disputes (reason code 10.4) by providing historical transaction data. Strategic Recommendations: Monitor Metrics: Merchants should track chargeback and fraud ratios against the new VAMP thresholds and analyze reason codes to identify dispute patterns.Leverage Technology: Tools like Order Insight, Verifi's CDRN, or third-party platforms (e.g., Chargeflow, Chargebacks911) can automate dispute responses and provide real-time alerts to manage inquiries effectively.Engage with Acquirers: Ensure acquirers share all chargeback data and clarify any planned changes due to VAMP. Consider switching acquirers if their approach increases costs or friction disproportionately.Enhance Fraud Prevention: Strengthen fraud detection with solutions like 3D Secure or AI-driven platforms to stay below the dispute threshold. These changes reflect Visa's aim to align with evolving regulatory environments (e.g., EU regulations) and reduce friendly fraud while maintaining merchant accountability. Merchants should proactively adapt by reviewing their chargeback management processes and collaborating with acquirers to avoid penalties. For further details, consult Visa's official documentation or contact your acquirer. Call Peter Mingils (386) 864-1928 and Peter will connect you with Rey Pasinli. The post Rey Pasinli and Total Apps Merchant Processing on Visa Regulations and Drastic Changes with Peter Mingils appeared first on Building Fortunes Radio Network.
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    25 m
  • Michael Jacobs Financial Planning Radio Show with Peter Mingils

    Michael Jacobs Financial Planning Radio Show with Peter Mingils
    May 21 2025
    Peter Mingils interviews Michael Jacobs. Michael Jacobs is a Financial Planner and Insurance Agent for over thirty years. This Radio show premieres his expertise in this field.

    Peter Mingils met Michael Jacobs at a speed networking event by Manny Lopez. Special Shout oout to Manny. During a break out meeting Michael Jacobs dazzled this audience with his very effective and straight forward approach to financial education, financial planning and insurance.

    Reach out to Michael Jacobs on (443) 506-3841 and michael.jacobs@tfaconnect.com

    Building Fortunes Radio and Youmongus Radio and Peter Mingils are not affiliated with Transamerica Financial Advisors, LLC or its affiliated companies.

    Neither Transamerica Financial Advisors, LLC nor its representatives may provide tax or legal advice. Anyone to whom this material is promoted, marketed, or recommended should consult with and rely on their own independent tax and legal professionals regarding their particular situation and the concepts presented herein.

    Securities are offered by Transamerica Financial Advisors, LLC, and Broker-Dealer, Member FINRA, SIPC.

    WFGIA and TFA are affiliated companies. To become a registered representative of Transamerica Financial Advisors, LLC you must first become an associate with World Financial Group, LLC.

    World Financial Group Insurance Agency, LLC (In California, doing business as World Financial Insurance Agency, LLC), World Financial Group Insurance Agency of Hawaii, Inc., World Financial Group Insurance Agency of Massachusetts, Inc., and /or WFG Insurance Agency of Puerto Rico, Inc. (collectively WFGIA), offer insurance products.

    WFGIA Headquarters: 6400 C Street SW, Cedar Rapids, IA 52499. Phone: 770.453.9300

    TFA Headquarters: Two Liberty Place
    50 South 16th Street
    Philadelphia, PA 19102 Phone: 770.248.3271

    Building Fortunes Radio and Youmongus Radio and Peter Mingils are not affiliated with Transamerica Financial Advisors, LLC or its affiliated companies.

    Neither Transamerica Financial Advisors, LLC nor its representatives may provide tax or legal advice. Anyone to whom this material is promoted, marketed, or recommended should consult with and rely on their own independent tax and legal professionals regarding their particular situation and the concepts presented herein.

    Securities are offered by Transamerica Financial Advisors, LLC, and Broker-Dealer, Member FINRA, SIPC.

    WFGIA and TFA are affiliated companies. To become a registered representative of Transamerica Financial Advisors, LLC you must first become an associate with World Financial Group, LLC.

    World Financial Group Insurance Agency, LLC (In California, doing business as World Financial Insurance Agency, LLC), World Financial Group Insurance Agency of Hawaii, Inc., World Financial Group Insurance Agency of Massachusetts, Inc., and /or WFG Insurance Agency of Puerto Rico, Inc. (collectively WFGIA), offer insurance products.

    WFGIA Headquarters: 6400 C Street SW, Cedar Rapids, IA 52499. Phone: 770.453.9300

    TFA Headquarters: Two Liberty Place
    50 South 16th Street
    Philadelphia, PA 19102 Phone: 770.248.3271

    4342520-0425

    The post Michael Jacobs Financial Planning Radio Show with Peter Mingils appeared first on Building Fortunes Radio Network.
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    51 m
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