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Cheques and Balances

Cheques and Balances

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46% of Kiwis are worried about money. Whether it is just making it to the next payday, trying to get onto the property ladder, paying down credit card debt or saving for retirement. James Blair and Michael Vincent have been in financial services in New Zealand for 20 years combined. Cheques & Balances is a weekly podcast where James and Michael share their insights on how to get ahead financially and achieve financial freedom. Check out our website below: lighthousefinancial.co.nzCheques and Balances Economía
Episodios
  • Budget 2025 Explained: What the KiwiSaver Changes Mean for You | Episode 324
    May 22 2025

    Did the government get it right? We dive into the biggest shake-ups to KiwiSaver since the scheme began—Finance Minister Nicola Willis’ new 2025 Budget includes cuts to government contributions, new eligibility for teens, rising minimums, and a fresh set of trade-offs for your future retirement balance.


    Next Steps: If these KiwiSaver changes have you wondering whether your fund, provider, or contribution level is right for you - Lighthouse Financial can help.


    For more money tips follow us on:

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    The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

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    15 m
  • Q1 Property Market Update: Why We’re Buying When Everyone Else Isn’t | Episode 323
    May 20 2025

    When everyone else is sitting still, we’re making moves. we unpack why now might be the smartest time to buy, even amid uncertainty, slow sentiment, and a flood of listings—and why we're backing our strategy with action in both city centres and the regions.


    Next Steps: Thinking about taking the plunge? Talk to Lighthouse Mortgages—whether it's strategy, pre-approval or finding the right deal, we’ve got your back from planning to purchase.


    For more money tips follow us on:

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    The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

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    13 m
  • KiwiSaver Changes Are Coming: Will the Government Get It Right? | Episode 322
    May 20 2025

    The government’s about to drop major changes to KiwiSaver - here’s what you need to know before it hits. We break down what the National-led government is likely to announce, the impact on your retirement savings, and the big fixes we think are long overdue - including mandatory contributions and better support for the self-employed.


    Next Steps: Not sure if your KiwiSaver’s set up right? Book a free chat with a Lighthouse Financial advisor and get a clear, tailored strategy for your future here.


    For more money tips follow us on:

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    The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

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    11 m
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