Episodios

  • Uplift: Opportunities designed to combat financial deserts and predatory check-cashing services in Black communities.
    Jul 9 2025

    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams.

    Thanks! The transcript from this episode of Money Making Conversations Masterclass features a powerful and informative interview with Teri Williams, President, COO, and owner of OneUnited Bank, the largest Black-owned bank in the United States. Here's a breakdown of the key highlights and takeaways:

    🔑 Key Themes & Takeaways 1. OneUnited Bank’s Mission & Reach

    • Formed by merging four Black-owned banks in Boston, Miami, and Los Angeles.
    • First Black-owned digital bank (since 2005).
    • Serves customers in all 50 states.
    • Offers accessible, affordable financial services and promotes financial literacy.

    2. Digital Banking for Underserved Communities

    • OneUnited provides:
      • Mobile check deposit (via smartphone).
      • Early direct deposit (get paid 2 days early).
      • Access to 100,000+ surcharge-free ATMs (including Walgreens, 7-Eleven, Chase, Citibank).
    • Designed to combat financial deserts and predatory check-cashing services in Black communities.

    3. Financial Literacy & Trust

    • Teri emphasizes the need for Black communities to trust Black-owned institutions.
    • OneUnited is FDIC-insured and uses cutting-edge technology, including AI.
    • Financial literacy is key to building generational wealth.

    4. WiseOne AI Tool

    • An AI-powered financial assistant that:
      • Tracks spending and subscriptions.
      • Offers insights on saving and debt reduction.
      • Aggregates data from multiple accounts to show net worth, cash flow, and financial health.

    5. Youth Financial Literacy – “I Got Bank” Contest

    • 15th annual contest for kids ages 8–12.
    • Participants submit an essay or artwork based on a financial literacy book.
    • Ten winners receive $1,000 savings accounts.
    • Book: I Got Bank by Teri Williams (available free at oneunited.com/book).

    6. OneTransaction Concept

    • Focuses on six key financial transactions to build generational wealth:
      1. Homeownership
      2. Life Insurance
      3. Investments
      4. Profitable Business
      5. Credit Score
      6. Savings
    • Encourages individuals to focus on just one to start their wealth-building journey.
    • Learn more: oneunited.com/onetransaction

    💬 Notable Quotes

    • “We are a real bank, not a fintech. We are FDIC-insured.”
    • “We are great with money. We just haven’t always had access.”
    • “Focus on one transaction. That’s all it takes to start building generational wealth.”

    #SHMS #STRAW #BEST #AMI

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    27 m
  • Steve Harvey's Morning Inspiration - 07.09.25
    Jul 9 2025

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    8 m
  • Steve Harvey's Morning Inspiration - 07.08.25
    Jul 8 2025

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    8 m
  • Steve Harvey's Closing Remarks - 07.08.25
    Jul 8 2025

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    7 m
  • Steve Harvey's Morning Inspiration - 07.07.25
    Jul 7 2025

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    8 m
  • Steve Harvey's Closing Remarks - 07.07.25
    Jul 7 2025

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    7 m
  • Steve Harvey's Morning Inspiration - 07.04.25
    Jul 4 2025

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    8 m
  • Steve Harvey's Closing Remarks - 07.04.25
    Jul 4 2025

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    7 m