Margaret Lomas is one of the most respected and influential voices in Australian property investing. As the bestselling author of nine books and founder of Destiny Financial Solutions, she’s spent over two decades educating everyday investors and challenging industry spruikers.

In this episode, Margaret shares how she built a property portfolio from the ground up starting at nearly 40 and why beginners need to ignore the noise and focus on strategy. We dive into how to find and balance cash flow and capital growth, why market timing matters more than people admit, and how to spot red flags in flashy property deals and “free” advice.

Episode Takeaways:

✅You don’t need to choose between cash flow and capital growth
✅Margaret’s “20 Must-Ask Questions” framework for better investing
✅Emotional decisions destroy good investments
✅Regional areas can work but require timing & skill
✅Spruikers are everywhere giving “free” advice
✅Passive income comes later

Meet Margaret Lomas

Margaret Lomas is one of Australia’s most respected property investment experts, with over three decades of experience and a portfolio of more than 35 investment properties. She is the founder of Destiny Financial Solutions and the bestselling author of nine property investment books. Margaret is a passionate advocate for ethical advice in the industry, having co-founded the Property Investment Professionals of Australia (PIPA). A sought-after speaker and media commentator, she has also hosted several property-focused TV shows and podcasts. Margaret is dedicated to educating investors and empowering them with the tools to make informed, independent property decisions.

Meet The Property Twins

The Property Twins, Sana and Mona Ali, are identical twins from Sydney who began investing in real estate at 24, building a $5 million portfolio before turning 30. Driven by a lifelong passion for property, they left corporate roles in 2017 to establish Property Twins, a mortgage broking and buyers agency. Their mission is to help Australian professionals achieve home ownership and build wealth through property investments.