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Don't use all your funds to close on your mortgage, keep some money on the side

Don't use all your funds to close on your mortgage, keep some money on the side

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When you're buying a home, it's not just about affording the purchase price or down payment. You’ve got closing costs, moving expenses, and all the “surprise” things that come up after you move in — like needing a new appliance, fixing a plumbing issue, or just furnishing the place.

Keeping some cash reserves is smart. A good rule of thumb is to have at least 3-6 months of living expenses saved after the purchase, just in case life throws a curveball.

Are you thinking about buying soon or just planning ahead?

tune in and learn https://www.ddamortgage.com/blog

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