Episode #23 of Impact in the 21st Century features the dynamic Hylton Kallner.

Hylton is the CEO of Discovery Bank, a trailblazer in digital banking and behavioral economics. With a background in actuarial science and a deep passion for innovation, Hylton has helped shape Discovery’s vision of a shared-value ecosystem—one that rewards people for living healthier and more financially responsible lives.

In this episode, Hylton shares the journey of building Discovery Bank from the ground up, the power of incentives to change behavior at scale, and how technology, when aligned with purpose, can redefine financial services. From tackling inequality to enabling better money habits through gamified banking, Hylton’s insights are both practical and inspiring.

We also dive into his personal motivations, the future of finance, and why South Africa is uniquely positioned to pioneer inclusive banking solutions that make a real difference.

🎙️ What is Impact in the 21st Century?

Impact in the 21st Century is a podcast that celebrates the impactful work being done around the globe, and shares the stories of the inspiring individuals who are behind it.

👤 Who hosts the podcast? Aaron Friedland is a National Geographic Explorer, PhD Candidate in Econometrics at UBC, and Executive Director of Simbi Foundation.

🦻Who Makes It Sound Good?

Tom Foster is an Award-Winning Recording Engineer and Cinematographer, Up-and-Coming Composer, Film Scoring Student at Berklee College of Music, and Head of Audio & Music for the Sea Change Project.

This podcast is brought to you by Simbi Foundation & The Goood Life. This episode is sponsored by RBC.