• Ep101: Does Money Buy Happiness?..with Dr. Elisa Chiang
    May 23 2025

    “Can money really buy happiness, or just comfort?” Let’s find out in today’s episode.

    Welcome back to the Finding Financial Freedom Podcast with Dr. Disha Spath. In this episode, we're doing something special—a collaborative episode with Dr. Elisa Chiang, host of the Grow Your Wealthy Mindset Podcast. Dr. Elisa is a practicing oculoplastic surgeon, certified life coach, and founder of Grow Your Wealthy Mindset, where she empowers physicians to take control of their finances and live with intention.

    In this joint episode, we dive deep into the intersection of money, happiness, and intentional living. Together, we explore how financial wellness supports happiness—but why it's not the whole picture. From personal insights on spending habits to reflections on physician burnout and values-driven choices, this conversation unpacks what it truly means to live a wealthy life—and find financial independence as physicians.

    Key Topics Covered:

    1. Does Money Buy Happiness?
    Why money contributes to happiness—but doesn’t guarantee it.

    2. Value-Based Spending
    How aligning your spending with your values brings more satisfaction.
    When purchases become liabilities—emotionally and financially.

    3. Physician Wellness for Doctors
    The pressure to “upgrade” lifestyle post-training and finding the path to financial wellness.

    4. Trading Time for Money (Is It Worth It?)
    Why more income doesn’t always mean more happiness.
    How to eliminate lifestyle inflation and regain control of your finances.

    5. Money and Happiness
    Why achieving happiness as a physician requires active, ongoing work.
    How coaching and self-reflection can lead to real balance.

    Listener Takeaways:

    • How to align money with your definition of a meaningful life.
    • Why physicians often tie self-worth to income—and how to break free.
    • Practical ways to build happiness into your financial journey.
    • How to stop trading time for money and start living intentionally.

    Resources Mentioned:

    • GrowYourWealthyMindset.com
    • The Grow Your Wealthy Mindset Podcast

    Follow Dr. Elisa Chiang:

    • Instagram: @GrowYourWealthyMindset instagram
    • Facebook: ElisaChiang

    About the Co-Host:

    Dr. Elisa Chiang is a board-certified oculoplastic surgeon, life coach, and host of the Grow Your Wealthy Mindset Podcast. She helps physicians take charge of their money and mindset to build a life of purpose, balance, and true wealth.

    Connect with Us:

    Host: Dr. Disha Spath, The Frugal Physician

    If you're a physician striving for more than just financial security—if you're seeking joy, alignment, and meaning—this episode is your roadmap.

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    44 m
  • Ep100: 100th Episode Special: From Burnout to New Beginnings – Why I’m Starting a DPC Practice
    May 9 2025

    Welcome back to the Finding Financial Freedom Podcast with Dr. Disha Spath.

    Today, we’re celebrating a major milestone—our 100th episode! In this special edition, Dr. Disha is joined by her husband and guest host, Josh, for a heartfelt conversation that traces her journey from burnout to bold new beginnings—including why she’s launching her very own Direct Primary Care (DPC) practice.

    From wild adventures in the Amazon to the decision to leave traditional practice behind, Disha opens up about the pivotal life moments that shaped her medical path and her renewed commitment to building a career—and life—that aligns with her values.

    Key Topics Covered:

    1. What Sparked the Calling to Medicine
    Disha’s earliest motivations for becoming a doctor—and how those roots evolved.

    2. Camping in the Amazon
    How an outdoor expedition became a transformative experience.

    3. Medical School and Major Life Events
    Navigating med school while facing personal and professional challenges.

    4. Falling in Love with the Outdoors
    How reconnecting with nature shifted her priorities and fueled change.

    5. Financial Reset with Josh
    What it took for Disha and Josh to get on the same page financially.

    6. The Burnout That Changed Everything
    Recognizing the toll of traditional medicine—and deciding to do things differently.

    7. Why She’s Starting a DPC Practice
    What a Direct Primary Care model offers—and why this is her next chapter.

    8. Keep the Frugal Physician Going
    Starting a DPC while managing the Frugal Physician and Finding Financial Freedom Podcast

    Listener Takeaways:

    • The importance of aligning your work with your values.
    • How to recognize and recover from physician burnout.
    • Steps to reset your financial life as a couple.
    • Why DPC may be the solution for doctors seeking autonomy and purpose.
    • What it really looks like to pivot mid-career—with courage and clarity.

    Connect with Us:

    Host: Dr. Disha Spath, The Frugal Physician

    If you're a physician looking to take control of your career, finances, and future, this episode is a must-listen!

    This episode is also sponsored by

    Set for Life Insurance – Providing more than just insurance policies—they deliver personalized coverage and expert guidance tailored to your needs.

    Whether you're looking for life, disability, or long-term care insurance, their team ensures you get the best protection at the most cost-effective rates.

    With priority underwriting, special discounts, and access to top-rated insurers, they make securing your future simple and stress-free.

    Take the next step in protecting what matters most. Visit setforlifeinsurance.com or call 1-888-553-3559 today.

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    35 m
  • Ep99: Investing in Residential Assisted Living with Dr. Alex Schloe
    May 2 2025

    In this episode of the Finding Financial Freedom Podcast, we sat down with Dr. Alex Schloe, a physician and real estate investor who transitioned from a traditional path in medicine to a life of autonomy and financial freedom. If you're a physician seeking more control over your time, career, and finances—this conversation is for you.

    Dr. Alex shares how his desire for flexibility and purpose led him to explore real estate, eventually finding success through residential assisted living and syndications. He breaks down how these investments create cash flow and how they can empower physicians to practice medicine on their own terms.

    Key Topics Covered:

    1. Dr. Alex’s Background
    From conventional medical training to pursuing autonomy through financial education and investing.

    2. Starting the Real Estate Journey
    How Dr. Alex began investing in real estate and what sparked his interest.

    3. Learning Syndication
    How he discovered real estate syndications and built confidence to get involved.

    4. Residential Assisted Living Explained
    What it is, how it works, and why it's an opportunity for impact and profit.

    5. Four Ways to Invest in Assisted Living
    Dr. Alex breaks down the different investment models available in this niche.

    6. Cash Flow Potential
    A practical look at the cash flow potential in residential assisted living—and how it compares to traditional rental properties.

    7. Practicing Medicine on Your Own Terms
    How real estate investing has allowed Dr. Alex to design a medical career that aligns with his passions and lifestyle.

    Resources Mentioned:

    • Dr. Alex Schloe Website
    • Residential Assisted Living Academy
    • Physicians and Properties Podcast

    Listener Takeaways:

    • You don’t need to leave medicine to take control of your time—you need financial freedom.
    • Real estate investing, especially in assisted living, can provide both profit and purpose.
    • Syndications and assisted living are powerful tools for physicians looking to diversify income.
    • Autonomy is achievable with the right education and network.

    Connect with Us:

    • Host: Dr. Disha Spath, The Frugal Physician

    • Guest: Dr. Alex Schloe, Physician and Real Estate Investor

    This episode is also sponsored by

    Set for Life Insurance – Providing more than just insurance policies—they deliver personalized coverage and expert guidance tailored to your needs.

    Whether you're looking for life, disability, or long-term care insurance, their team ensures you get the best protection at the most cost-effective rates.

    With priority underwriting, special discounts, and access to top-rated insurers, they make securing your future simple and stress-free.

    Take the next step in protecting what matters most. Visit setforlifeinsurance.com or call 1-888-553-3559 today.

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    38 m
  • Ep98: Reclaiming Joy in Medicine — How to Build a Life You Love Without Leaving Healthcare
    Apr 25 2025
    Is burnout stealing your joy in medicine? You’re not alone—and you don’t have to settle. In this inspiring episode of The Finding Financial Freedom Podcast, Dr. Disha Spath sits down with Dr. Cory Fawcett—retired surgeon, physician coach, and author of The Doctors Guide series—to explore how doctors can reclaim joy, autonomy, and purpose without leaving healthcare. From overcoming inertia and toxic work cycles to using financial wellness as a lever for change, Dr. Fawcett offers practical tools to help you fall back in love with your career. Whether you're teetering on the edge or just want more fulfillment in your day-to-day, this conversation is your permission slip to reimagine what's possible. Key Topics Covered: 1. Why He Wrote The Doctors Guide to Reclaiming the Joy of Practicing Medicine Dr. Fawcett shares the inspiration behind his book and how it’s helped thousands of physicians rediscover joy in their work. 2. The Inertia Effect in Medical Practice Learn how doctors get trapped in routines that no longer serve them—and what it takes to break free. 3. Three Essential Questions Every Physician Should Ask “So what? Who cares? What’s in it for me?”—Dr. Fawcett explains how these questions can shift your mindset and lead to meaningful change. 4. Creating ‘Aha!’ Moments for Physicians Discover how Dr. Fawcett helps clients connect with their core values to spark powerful career and life transformations. 5. Challenging the Misconception About Patient Hours Why reducing patient hours doesn’t mean you’re abandoning patients—and how it can actually enhance the care you provide. 6. Practical Problem-Solving: Write Down 10 Solutions A simple but powerful tool Dr. Fawcett uses to move past feeling stuck and toward intentional action. 7. Joy Over Paychecks How to separate your sense of purpose from your paycheck and pursue the work that truly energizes you. 8. Finding the Real 'Why' Uncovering your deeper motivation beyond medicine—and why this is the key to long-term fulfillment. Resources Mentioned: Physician Side Gigs Listener Takeaways: Discover how to reignite your passion for medicine—even if you’re feeling burned out.Learn how financial independence gives you the power to say "no" to toxic work environments.Get practical tools to reframe your mindset and build a more joyful, sustainable career.Understand how small changes can create a ripple effect of purpose and autonomy in your professional life. Connect with Us: Host: Dr. Disha Spath, The Frugal Physician Guest: Dr. Cory Fawcett LinkedIn, Retired Surgeon, Coach & Author This episode is also sponsored by Set for Life Insurance – Providing more than just insurance policies—they deliver personalized coverage and expert guidance tailored to your needs. Whether you're looking for life, disability, or long-term care insurance, their team ensures you get the best protection at the most cost-effective rates. With priority underwriting, special discounts, and access to top-rated insurers, they make securing your future simple and stress-free. Take the next step in protecting what matters most. Visit setforlifeinsurance.com or call 1-888-553-3559 today.
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    57 m
  • Ep97: Recession-Proof Your Physician Finances: Expert Tips from Dr. Nisha Mehta
    Apr 11 2025

    Welcome back to part two of our interview with Dr. Nisha Mehta on the Finding Financial Freedom Podcast! Today, we dive into the financial side of being a physician. Dr. Nisha shares valuable insights on how physicians can build long-term financial security, prepare for economic recessions, and leverage the power of side gigs to overcome adversity. We also discuss how to maximize your W2 income for financial empowerment and what the future holds for physician side gigs.

    Key Topics Covered:

    1. Pain Point on Being and Entrepreneur
    Building your business and managing it by setting boundaries

    2. Getting Comfortable with Your Own Skin
    Being comfortable with wherever phase you are at in your life

    3. Driving Change in Your Industry
    Learn how to turn your ideas into impactful action that drives change in the healthcare field.

    4. Overcoming the Struggles of Entrepreneurship
    Dr. Nisha opens up about the financial and mental hurdles she faced while building a business.

    5. Managing Cash Flow During Economic Uncertainty
    Practical solutions for physicians to safeguard their finances during times of economic instability.

    6. Maximizing Your W2 Income
    Discover how to leverage your W2 income for greater financial empowerment and stability.

    7. The Future of Physician Side Gigs
    Dr. Nisha shares what's next for the physician side gig community and her ongoing mission.

    Resources Mentioned:

    • Physician Side Gigs

    Listener Takeaways:

    • Strategies to overcome financial challenges in uncertain times.
    • How to turn your entrepreneurial ideas into a thriving business.
    • The importance of maximizing your W2 income while diversifying income streams.
    • Practical advice for managing your cash flow and preparing for economic downturns.
    • Insights into the future of physician side gigs and how you can get involved.

    Connect with Us:

    • Host: Dr. Disha Spath, The Frugal Physician

    • Guest: Dr. Nisha Mehta, Founder, Physician Side Gigs

    If you're a physician looking for more autonomy and fulfillment, this episode is a must-listen!

    This episode is also sponsored by

    Set for Life Insurance – Providing more than just insurance policies—they deliver personalized coverage and expert guidance tailored to your needs.

    Whether you're looking for life, disability, or long-term care insurance, their team ensures you get the best protection at the most cost-effective rates.

    With priority underwriting, special discounts, and access to top-rated insurers, they make securing your future simple and stress-free.

    Take the next step in protecting what matters most. Visit setforlifeinsurance.com or call 1-888-553-3559 today.

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    28 m
  • Ep96: Physician Community, Side Gigs, and Empowerment: Dr. Nisha Mehta’s Journey
    Apr 4 2025

    Welcome back to the Finding Financial Freedom Podcast with Dr. Disha Spath. Today, we’re joined by Dr. Nisha Mehta, a radiologist, nationally recognized thought leader in physician finance, and founder of Physician Side Gigs—a thriving community of over 200,000 physicians.

    In this episode, Dr. Nisha shares how she built Physician Side Gigs from the ground up, navigated the challenges of being a public figure, and leveraged her platform to create lasting change in the medical industry. She opens up about the realities of physician burnout, how to prevent it, and what it takes to channel momentum into meaningful industry transformation.

    Key Topics Covered:

    1. From Radiologist to Industry Leader

      • How Dr. Nisha built Physician Side Gigs into a movement.

    2. The Challenges of Social Media Influence

      • The trials and lessons of leading a large online community.

    3. Navigating Burnout in Medicine

      • Identifying burnout early and strategies for prevention.

    4. Driving Change in Your Industry

      • How to turn ideas into impactful action.

    5. Overcoming the Struggles of Entrepreneurship

      • The financial and mental hurdles of building a business.

    6. Managing Cash Flow During Economic Uncertainty

      • Practical solutions for physicians facing financial challenges.

    7. The Future of Physician Side Gigs

      • What’s next for the community and Dr. Nisha’s mission.

    Resources Mentioned:

    • Physician Side Gigs

    Listener Takeaways:

    • How to balance clinical practice with entrepreneurship.

    • Why burnout happens and how to prevent it.

    • Steps to create meaningful change in your field.

    • How to stay financially secure during economic downturns.

    Connect with Us:

    • Host: Dr. Disha Spath, The Frugal Physician

    • Guest: Dr. Nisha Mehta, Founder, Physician Side Gigs

    If you're a physician looking for more autonomy and fulfillment, this episode is a must-listen!

    This episode is also sponsored by

    Set for Life Insurance – Providing more than just insurance policies—they deliver personalized coverage and expert guidance tailored to your needs.

    Whether you're looking for life, disability, or long-term care insurance, their team ensures you get the best protection at the most cost-effective rates.

    With priority underwriting, special discounts, and access to top-rated insurers, they make securing your future simple and stress-free.

    Take the next step in protecting what matters most. Visit setforlifeinsurance.com or call 1-888-553-3559 today.

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    23 m
  • Ep95: From Burnout to Breakthrough: How Dr. Marina Capella Built a Thriving Pediatric Direct Primary Care Practice
    Mar 29 2025
    Defy gravity and take control of your practice! It’s time to break free from the corporate track and step into the world of Direct Primary Care. No more restrictions—just you, your patients, and the freedom to practice on your terms. Doctors, are you ready to rise? Today, we sat down with Dr. Marina Capella, an integrated pediatrician based in South Lake City, Utah. In 2021, she launched Healing Arts Pediatrics, a Direct Primary Care (DPC) practice designed to bring joy and freedom back into pediatric medicine. Dr. Capella shares her journey of breaking free from the constraints of insurance-based healthcare, the financial realities of launching a DPC, and how she empowers other pediatricians to rediscover their passion for medicine. Key Topics Covered: 1. Leaving Insurance-Based Healthcare Why Dr. Capella made the leap to DPC and never looked back. 2. The Flaws of Insurance-Based Care The frustrations and limitations that led her to seek a better model. 3. Burnout in Medicine Recognizing the signs and taking action to reclaim work-life balance. 4. The Financial Leap into DPC How she prepared financially to start her practice. 5. The Costs of Starting a DPC Breaking down the estimated expenses. 6. Path to Profitability How long it took for her practice to become financially sustainable. 7. Marketing and Community Building The biggest challenges in establishing a DPC practice. 8. Lessons Learned as a Pediatrician What she would do differently if she started over. 9. Empowering Other Pediatricians How she helps others find freedom in their medical careers. Resources Mentioned: DPCPediatrician.comDPC Pediatricians Podcast DPC Healing Arts Pediatrics Defying Healthcare Listener Takeaways: Why insurance-based healthcare may be holding doctors back. The real costs and timeline of starting a DPC practice. How to market and grow a successful DPC in your community. The importance of financial planning before making the leap. Connect with Us: Host: Dr. Disha Spath, The Frugal Physician Guest: Dr. Marina Capella, Co-Founder of Future Minority Doctor, Physician Owner of Healing Arts Pediatrics If you're a physician looking for more autonomy and fulfillment, this episode is a must-listen! This episode is sponsored by Reza & Sharif CPAs - They provide more than just tax returns and financial statements—they deliver strategic financial solutions tailored to your needs. Whether you're a business owner, physician, or investor, they help you navigate complex tax laws, maximize savings, and build long-term wealth. With expert tax planning, accounting, and advisory services, they ensure your finances work for you—not the other way around. Take control of your financial future today. Visit rezasharif.com to see how they can help. This episode is also sponsored by Set for Life Insurance – Providing more than just insurance policies—they deliver personalized coverage and expert guidance tailored to your needs. Whether you're looking for life, disability, or long-term care insurance, their team ensures you get the best protection at the most cost-effective rates. With priority underwriting, special discounts, and access to top-rated insurers, they make securing your future simple and stress-free. Take the next step in protecting what matters most. Visit setforlifeinsurance.com or call 1-888-553-3559 today.
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    57 m
  • Ep94: Navigating the Financial Leaps in Medical Training - From Medical Student to Resident to Attending
    Mar 21 2025
    Welcome back to the Finding Financial Freedom Podcast with Dr. Disha Spath. Today, we’re joined by Amy Holbrook, Associate Program Director at Abbott Northwestern Internal Medicine Residency Program and Chair Elect of the National ACP Council. Dr. Amy is passionate about helping new attendings navigate the financial shifts that come with earning their first attending paycheck. In this episode, Dr. Amy shares how she got into financial wellness and the biggest financial mindset shifts that occur when transitioning from residency to attendingship. She breaks down key financial milestones, how to balance financial responsibilities while enjoying life, and strategies for building long-term financial stability. Key Topics Covered: 1. From Resident to Attending: The Financial Mindset Shift The biggest financial changes new attendings face. 2. Smart Saving Strategies What percentage of income new attendings should aim to save.What to do after maxing out a 401(k). 3. Balancing Lifestyle and Financial Responsibility Enjoying life while staying financially responsible. The importance of understanding retirement accounts. 4. Debt vs. Retirement Savings Should you focus on paying off debt or saving for retirement? 5. Insurance & Financial Planning Must-have insurance policies for new attendings. 6. Financial Education for New Attendings How Amy teaches residents to manage their first big paycheck. Resources Mentioned: Take-Home Paycheck CalculatorPearson Ravitz White Coat Investor Simple Path to Wealth Millionaire Life Next Door Listener Takeaways: The key financial shifts that occur when transitioning from resident to attending. How to build financial literacy and understand taxes. The best strategies for saving, investing, and balancing debt. Financial milestones every new attending should look out for. Connect with Us: Host: Dr. Disha Spath, The Frugal Physician Guest: Dr. Amy Holbrook If you're a new attending looking to take control of your finances, this episode is packed with actionable insights to help you build wealth and financial confidence. Tune in now! This episode is sponsored by Reza & Sharif CPAs - They provide more than just tax returns and financial statements—they deliver strategic financial solutions tailored to your needs. Whether you're a business owner, physician, or investor, they help you navigate complex tax laws, maximize savings, and build long-term wealth. With expert tax planning, accounting, and advisory services, they ensure your finances work for you—not the other way around. Take control of your financial future today. Visit rezasharif.com to see how they can help. This episode is also sponsored by Set for Life Insurance – Providing more than just insurance policies—they deliver personalized coverage and expert guidance tailored to your needs. Whether you're looking for life, disability, or long-term care insurance, their team ensures you get the best protection at the most cost-effective rates. With priority underwriting, special discounts, and access to top-rated insurers, they make securing your future simple and stress-free. Take the next step in protecting what matters most. Visit setforlifeinsurance.com or call 1-888-553-3559 today.
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    36 m
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