Planning for retirement can feel overwhelming, especially when you're in your 40s and 50s. This stage of life often comes with competing financial demands—raising kids, caring for aging parents, and maintaining a household. However, it’s also a crucial time to focus on your financial future. By making strategic choices now, you can set yourself up for a comfortable retirement while alleviating many long-term worries.

In this episode we explore some actionable steps to take control of your financial planning and make the most of your resources. We believe one smart move in particular will bring the most peace of mind during this season. Listen to find out what that one is...

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Summer is a season of sunshine, adventure, and making family memories. But, let's face it—between vacations, camps, meals out, and attractions, summer fun could come with a hefty price tag. Here’s the good news: with a little creativity and thoughtful planning, you can enjoy an unforgettable summer packed with adventure, laughter, and connection without going over budget or derailing your financial goals.

Although our kids are out of the house we understand the dilemma most families face trying to keep kids engaged.

Listen to this week's episode to make the most of free or low-cost local activities, unlock the secrets of travel hacking, and make intentional choices to keep costs in check—all while staying true to what really matters.

Our website: www.forbetterandworth.com

Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

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Ericka: @erickayoungofficial

Chris: @1cbyoung

Life has a way of throwing curveballs when we least expect them. These challenges—whether they come as unexpected medical bills, job loss, or even the emotional toll of divorce—can shake our foundations and take a heavy toll on our finances.

When your finances start to feel out of control, it can seem impossible to find your footing again. But the truth is, no matter how overwhelming things seem, there is a way forward.

Listen in to hear about some simple ways to regain financial control and clarity after it has been lost.

Our website: www.forbetterandworth.com

Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

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Ericka: @erickayoungofficial

Chris: @1cbyoung

For many of us, owning a car with monthly payments feels as normal as paying rent or utilities. It’s just how people buy cars, right? But what if accepting this as the norm is actually holding us back from financial freedom?

Car loans, often touted as manageable “good debt,” are still debt. They tie up our income month after month, sometimes for years, in exchange for a rapidly depreciating asset. It’s time to challenge this mindset and explore a path to car ownership that doesn’t involve life-draining payments.

Tune in to this episode to hear about how we navigated vehicle purchases and what it could be costing you to keep them long-term.

Our website: www.forbetterandworth.com

Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

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Instagram: @forbetterandworth

YouTube: @forbetterandworth

Ericka: @erickayoungofficial

Chris: @1cbyoung

Work travel isn’t easy on any relationship. Being apart meant missing daily routines together, the spontaneous laughter, the small but significant little things that bind a family. In our early days, it felt like two lives moving in parallel, connected yet separate.

Now, after years of learning, growing, and adjusting, we've weathered every phase of work travel together. It took time, growing pains, and intentional effort, but we’ve figured out ways to keep our relationship solid, no matter how many miles apart or what time zones we are in.

Whether you’re traveling for work, or holding down the fort at home, listen to this week's episode to hear the strategies that have helped us stay connected.

Our website: www.forbetterandworth.com

Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

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Connect with us:

Instagram: @forbetterandworth

YouTube: @forbetterandworth

Ericka: @erickayoungofficial

Chris: @1cbyoung

If there's one thing that consistently shakes up decision-making, it’s Beyoncé. Her name alone seems to create a gravitational pull strong enough to draw in even the most calculated among us.

We talked all about this phenomenon in a recent podcast episode, The Beyonce Effect, where we explored how Beyoncé’s sheer influence impacts everything from ticket sales to big life choices.

But now, it’s time for a follow-up. The question is, did we fall under her spell and use the free Bey concert tickets that landed in our laps?

Our website: www.forbetterandworth.com

Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

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Connect with us:

Instagram: @forbetterandworth

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Ericka: @erickayoungofficial

Chris: @1cbyoung

In this episode, we dive into a question that’s been on our minds for a while now—should we renovate our bathrooms? It’s not just about tiles, fixtures, or a fresh coat of paint. It’s about balancing finances, finding peace of mind, and nurturing the home we’ve built, both physically and emotionally. If you’re considering a big renovation project or feeling stuck a the decision-making process, tune in as we break down our thoughts and weigh our options. While we don’t have all the answers yet, we hope our journey sparks some clarity for your own situation.

Our website: www.forbetterandworth.com

Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

Check out our local TV spotlight

Connect with us:

Instagram: @forbetterandworth

YouTube: @forbetterandworth

Ericka: @erickayoungofficial

Chris: @1cbyoung