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In this episode of the Family Office Podcast, host Andrés Ospina sits down with Van Carlson, founder and CEO of SRA 831(b) Admin — the nation’s leading administrator of 831(b) plans. With 25+ years of experience, Van unpacks how traditional insurance is failing today’s business owners and reveals powerful, compliant strategies to self-insure risk using pre-tax dollars.

You’ll learn how smart risk management can:

• Help businesses weather economic storms
• Turn tax liabilities into financial assets
• Fund deductibles, protect brand reputation & survive disruptions
• Provide a competitive edge through 831(b) plans

Timestamps
00:00 – Meet Van Carlson: Coast Guard vet turned insurance innovator
01:37 – How the 2008 recession exposed traditional insurance gaps
05:10 – What is an 831(b) plan and why was it created?
06:40 – How 831(b) helps manage unfunded liabilities with pre-tax dollars
08:58 – How 831(b) plans reduce tax burdens and boost financial stability
13:01 – How 831(b) covers cyber risk, brand protection & supply chain risk
19:38 – 831(b) vs. 401(k): tax implications & exit strategies
21:31 – What business owners must understand before setting up an 831(b)
26:01 – The future of risk management: what’s coming next
32:49 – Today’s world is riskier — here’s how to stay resilient

Whether you're an investor, advisor, or entrepreneur, this episode offers real tools to protect what you’ve built and position your business for long-term success.

🔗 Learn more at: https://www.831b.com