Colin Exelby, CFP® Dives Deep into the JP Morgan study breaking down 3 shocking spending surprises.

Are you still planning your retirement with outdated advice? This video breaks down groundbreaking research from JP Morgan that analyzed over 5 million Chase households and revealed how real retiree spending patterns differ dramatically from what most financial planners still use. From the “retirement honeymoon phase” to the Go-Go, Slow-Go, and No-Go years, I’ll show you how understanding these patterns can help you retire earlier, spend more confidently, and possibly save less than you thought necessary. If you've been told to increase your spending by 3% annually forever, you might be over-saving and under-living. Watch to learn the truth about retirement spending and how to adjust your strategy accordingly. Download the full report in the description and be sure to subscribe for more no-fluff personal finance content.

★☆★Link to the full JP Morgan Study:👉https://am.jpmorgan.com/content/dam/jpm-am-aem/americas/us/en/insights/retirement-insights/ri-3-spend.pdf

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[About] Colin Exelby is a Certified Financial Planner Professional™ or CFP®. He owns the virtual financial advisory practice Celestial Wealth Management.

I provide financial planning for business owners and their families that makes sense.

Transformational change is made when you focus on the big picture. My goal is to help you think outside the box about your life, your money, and your health to be the best you can possibly be.

We strive to help you:

*Optimize Your Cash Flow

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*Build Your Net Worth

*Create a Lasting Legacy

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