Retirement planning isn’t that different from calling plays on game day. When the market’s throwing curveballs and the scoreboard doesn’t look great, you don’t panic…but you should adjust. In this mailbag edition, John answers listener questions about navigating market volatility with a level head. Whether it’s rebalancing in a down market, knowing when to “buy the dip,” or understanding what diversification actually looks like when everything feels like it’s dropping, we will break down how you can call the right plays in volatile markets.

You’ll also hear why knowing your portfolio’s standard deviation helps you stay cool under pressure, how dollar-cost averaging can ease anxiety when reinvesting cash, and why diversification isn’t dead. If you’ve found yourself checking your accounts too often lately, let’s take a step back, zoom out, and re-center your strategy.

Here’s some of what we discuss in this episode:

📉 Rebalancing during downturns

📊 Standard deviation: know your number

🔁 Dollar-cost averaging into a volatile market

🧠 Why fundamentals still win the game

Get in touch:

Phone: 661-775-3704

Book an appointment with us: http://bookachatwithjohn.net

Get in touch with us: https://mearsmoney.com/

Watch the Podcast on YouTube: https://bit.ly/3PmcOPM

Check out John’s FREE Books: https://je9gekmc.pages.infusionsoft.net/