KiwiSaver’s been cut, so what should you do now?

In this special live episode of Making Cents, we unpack the 2025 Budget and what it means for your money.

Spoiler: the government just halved the KiwiSaver contribution. And if you’re earning over $180k? You’ll lose it entirely.

There’s a lot of noise out there, but this is where we get to the real talk.

We cover:

- What the KiwiSaver changes actually mean for your pay and your future

- Whether it’s still worth contributing (especially if you’re self-employed)

- The sneaky detail about employer contributions no one’s talking about

- How to build long-term wealth even when the rules keep changing

- Plus what global interest rates and US election chaos could mean for NZ investors

Joined by:

Hannah McQueen (Enable.Me)

Ron Montgomery (BlackRock)

Aaron Klee (AMP)

If you’re feeling frustrated or confused — you’re not alone. But the good news? You’ve still got options.

We'll break it down, calmly and clearly, so you can stay one step ahead.

Links

Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.

Hosted on Acast. See acast.com/privacy for more information.

Welcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on what’s happening right now, and what that means for the tactics that you should use to make the most of your money.

Going in to ask for a mortgage is enough to make anyone a bit sweaty, even if you’re usually the calm and confident type. The process is a bit mysterious, and frankly, a test that is too important to fail.

So what are mortgage lenders actually looking for? What red flags make them nervous, and what won’t matter nearly as much as you think?

This week we’ve partnered with Kiwibank to get answers straight from the source.

Mobile mortgage manager Chelsea Ladbrook joins us to explain how to increase your chances of mortgage approval, common mistakes to avoid, and the surprising tactics that can help you borrow smarter.

Links

Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.

Hosted on Acast. See acast.com/privacy for more information.

Money world update, with Jim Mora on Sunday Morning with RNZ. Chatting everything from possible changes to KiwiSaver, whether renters can get ahead right now, whether the property market is about to bounce back, and how worried should we be about the brain drain and everyone fleeing to Australia?

Links

Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.

Hosted on Acast. See acast.com/privacy for more information.