Confidence is the baseline for any advisor-client relationship, but what most people don’t think about is what happens when the person you’ve trusted for decades steps away.

In this special episode, we’re sharing an interview John Napolitano did with Michael Gordon, founder of Inside Advisor Transitions. Michael asks questions geared at John’s experience as longtime advisor, former CPA, and founder of a multi-generational RIA.

The topic: what it really takes to build a business that doesn’t just serve one generation, but many.

Whether you’re a client wondering how your advisor’s retirement might impact your financial life—or an advisor thinking about how to secure the future of your firm—this conversation offers a rare, behind-the-scenes look at succession done right.

John shares:

• Why great succession planning starts years before an advisor retires
• How he developed a team of next-generation advisors who carry on his values and client relationships
• The decision-making process behind keeping the business independent vs. selling to a larger firm

It’s a thoughtful conversation about legacy–not just personal legacy, but business legacy. It’s about the vision to build a firm that lasts long after the founder has stepped away.

Listen in to see what a well-planned transition really looks like—for both clients and advisors.

• Napier Financial – https://napierfinancial.com/
• John Napolitano’s LinkedIn - https://www.linkedin.com/in/johnpnapolitano/
• Michael Gordon’s LinkedIn - https://www.linkedin.com/in/knowyourfirm/
• Michael Gordon’s Website - https://www.themichaelgordon.com/

Is your business worth what you think it is—or what someone tells you it is?

Whether you're considering a future sale, bringing in a partner, or simply building long-term wealth, understanding the true value of your business is a must—not a maybe.

In this episode of Making Sense, John Napolitano welcomes Bill Clement, Managing Partner at South Coast Financial Partners, for a candid, in-depth conversation on business valuations.

Together, they unpack why every high-net-worth business owner needs to think beyond the day-to-day and start viewing valuation as a strategic tool—not just a number on paper.

You’ll learn:

• Why knowing your business’s value matters well before you’re ready to sell—or even think about it
• How equity compensation plans work, and why they’re a powerful lever for attracting talent when cash is tight
• The difference between strategic and financial buyers—and how that difference can significantly impact your sale price
• How to align your valuation with your long-term goals and avoid common mistakes that could cost you down the line

Whether you're planning ahead or just getting curious, this episode will help you see your business through a new lens—and make smarter decisions because of it.

• Napier Financial – https://napierfinancial.com
• John Napolitano’s LinkedIn - https://www.linkedin.com/in/johnpnapolitano/
• Bill Clement’s LinkedIn - https://www.linkedin.com/in/billclementcpa/
• South Coast Financial Partners - https://southcoastfp.com/about-us/

What is more valuable than money–and easier to steal?

In today’s episode of Making Cents, John Napolitano sits down with cybersecurity expert Mark Hurley to expose the invisible risks lurking in your digital life. A West Point graduate and founder of Digital Privacy and Protection, Mark shares why cybercrime has become a bigger business than the global drug trade—and how high net worth families are increasingly in the crosshairs.

You’ll learn:

• The surprising ways cybercriminals gain access to your wealth and identity—from your home network to that “harmless” email link
• Why your password habits and Wi-Fi choices may be leaving the door wide open
• Three essential steps every family should take to protect their digital footprint

Digital threats aren’t going away—but with the right steps, you can stay ahead of them.

Listen in and learn how to lock the front door to your digital life.

• Special Session: https://www.dpripro.com/napier
• Napier Financial - https://napierfinancial.com
• John Napolitano’s LinkedIn - https://www.linkedin.com/in/johnpnapolitano/
• Digital Privacy Protection - https://www.dpripro.com/home