Episodios

  • 5 Compelling Reasons to Buy Your First Home in 2025
    Jun 4 2025

    Rent keeps rising. Your landlord’s living it up. And you're stuck in an apartment with zero equity and a rent increase shaped like a jump scare.

    If you’ve been waiting for a sign to stop renting and start building wealth, this episode is it.

    In this episode, Certified Mortgage Advisor & Raleigh Mortgage Broker Kevin Martini spills the five game-changing reasons why 2025 could be the most strategic time to buy your first home—before headlines catch up and demand surges again.

    ➡️ Why rising rates aren’t the villain (and what savvy buyers know that others don’t)
    ➡️ The tax benefits your landlord doesn’t want you to know about
    ➡️ How homeownership can make your net worth explode
    ➡️ Why the market shift in 2025 is your silent advantage
    ➡️ The freedom and stability that renting simply can’t offer

    This is not another “buy now before it’s too late” episode. It’s real talk, wrapped in data, and delivered with your future in mind.

    Ready to stop renting and start planning? Listen in, then share this with a friend who’s still stuck in lease limbo.

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    11 m
  • Do the First 5 Months of 2025 in Real Estate Signal a Housing Crash?
    May 31 2025

    Everyone’s yelling “CRASH!”
    But what if it’s not a collapse?
    What if it’s… a comeback?

    This episode spills the real tea about what’s happening in the housing market—and why the loudest voices might be missing the quietest (and smartest) shift.

    ✅ The truth about mortgage rates
    ✅ What buyers are finally getting right
    ✅ Why “waiting for the crash” might be the most expensive decision you ever make

    It’s not doom. It’s data.
    And if you’ve been holding off on homeownership, this might be the episode that changes everything.

    🎧 Listen now—and forward it to your smartest friend. The one who’s still renting.

    Kevin Martini | NMLS 143962 | Certified Mortgage Advisor | Martini Mortgage Group at Gold Star Mortgage Financial Group, Corporation | NMLS # 3446 | 507 N Blount St, Raleigh, NC 27604 | (919) 238-4934 | www.MartiniMortgageGroup.com | Kevin@MartiniMortgageGroup.com | Equal Housing Lender

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    8 m
  • Big Mistake, Huge! Never Buy a New Construction Home
    May 24 2025

    It smells like fresh paint. It looks like a Pinterest board come to life. And it feels like a dream.

    But behind the granite countertops and “free” builder credits? A trap that’s cost more first-time buyers their equity (and sleep) than they’d ever imagine.

    In this episode, Kevin pulls back the curtain on what builders don’t want you to know—and it might just save you tens of thousands.

    🎧 Discover:
    – Why that $10K incentive is a mirage
    – The sneaky markup game no one warns you about
    – How builder pricing can destroy your resale value
    – What smart buyers really do before signing anything

    You don’t need to fear new construction but you do need a strategy.
    Press play before you tour another model home.

    Send this to someone who’s already picking backsplash colors.

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    10 m
  • 7 Questions Your Agent Doesn’t Want You to Ask
    May 17 2025

    Real talk: most people pick a real estate agent the way they pick a brunch spot—based on a vibe, not a strategy.

    But this isn’t brunch. It’s your future.

    In this episode, Certified Mortgage Advisor Kevin Martini shares 7 squirm-worthy questions your agent really doesn’t want you to ask. (Ask them anyway.)

    This isn’t just about buying a house—it’s about buying smart.

    Here’s what you’ll walk away with:
    → The #1 mistake people make before hiring an agent
    → How to know if your agent is part-time in a full-time market
    → What to ask so you don’t get stuck with a “tour guide” instead of a protector
    → The chess-move strategy that makes your offer stand out

    Warning: once you hear this episode, you will send it to a friend. (Especially the one who just hired their cousin because “she just got her license.”)

    🛑 Stop guessing.

    🎯 Start winning.

    🎧 Press play.

    Kevin Martini | NMLS 143962 | Certified Mortgage Advisor | Martini Mortgage Group at Gold Star Mortgage Financial Group, Corporation | NMLS # 3446 | 507 N Blount St, Raleigh, NC 27604 | (919) 238-4934 | www.MartiniMortgageGroup.com | Kevin@MartiniMortgageGroup.com | Equal Housing Lender

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    11 m
  • Mortgage Approval Isn’t Commitment — It’s Clarity and Certainty
    May 11 2025

    You don’t need to be ready to buy.
    You need to be ready when the right one shows up.

    This episode is for anyone who’s ever gone from “I’m just browsing” to “Oh no… I NEED this house.”
    Before you fall for the backsplash and the natural light—listen in.

    Kevin Martini, Certified Mortgage Advisor, is flipping the script on what pre-approval actually means.
    Spoiler: It’s not a trap—it’s your ticket to clarity, confidence, and a competitive edge that sellers love.

    We’re talking:
    → The dangerous lie behind “I’ll get approved later”
    → Why smart buyers get strategic before they get emotional
    → The 4 C’s that make your offer stronger than cash

    And yes, there’s a way to be fully approved without committing to a purchase. You just need the right plan.

    Hit play—then text this to your favorite “Zillow scroller.”

    Kevin Martini | NMLS 143962 | Certified Mortgage Advisor | Martini Mortgage Group at Gold Star Mortgage Financial Group, Corporation | NMLS # 3446 | 507 N Blount St, Raleigh, NC 27604 | (919) 238-4934 | www.MartiniMortgageGroup.com | Kevin@MartiniMortgageGroup.com | Equal Housing Lender

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    8 m
  • Why Renting Feels Safe But Might Be Costing You More Than You Think
    May 3 2025
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    11 m
  • Renting vs. Buying: The 2025 Perspective
    Apr 27 2025

    “May you live in interesting times.” Sounds inspiring—until you realize it’s a fancy way of saying: good luck surviving the chaos.

    In this episode of the Martini Mortgage Podcast, Certified Mortgage Advisor Kevin Martini breaks down why 2025 is not the year to hit pause on your dreams.

    🛑 Waiting for perfect timing? It’s costing you more than you think.🏡 Renting? You’re investing in your landlord’s future, not yours.

    📈 Buying? It's not about timing the market—it's about planning smart and acting strategically.

    🔑 Discover why resale homes (not new construction) are the hidden gems of 2025—and why action beats anxiety every time.

    If you’re tired of renting, tired of waiting, and ready to OWN your future—this one’s your blueprint.

    🎧 Hit play. Take notes. Share it with a friend who needs a nudge.

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    10 m
  • Should You Buy a House in 2025? Here’s the TRUTH No One’s Telling You
    Apr 24 2025

    Everyone’s asking: “Should I buy a house in 2025?” This episode gives you the answer no one else will.

    Forget the headlines. Ignore the TikToks. In Episode 214 of the Martini Mortgage Podcast, Kevin Martini peels back the curtain on what’s really happening in the housing market—and whether 2025 is your year to buy.

    ✔️ Is now the time to make your move?
    ✔️ What’s actually going on with rates, inventory, and prices?
    ✔️ How do you know if you are ready (even if it doesn’t feel like it)?

    This episode cuts through the noise with clarity, strategy, and zero fluff. If you're thinking about buying a home—or know someone who is—this is the episode to share.

    🎧 Listen now. Your future self will thank you.
    ☎️ Ready to talk strategy? Call Kevin Martini at 919.238.4934.

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    11 m
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