In this episode, Lloyd James Ross, a seven-figure investor and entrepreneur, shares his personal journey to achieving a million-dollar net worth. He emphasizes that it's not just about revenue, but profit margin and net worth that define financial success. Lloyd discusses the importance of real estate in wealth accumulation, revealing how many millionaires in Australia have achieved their status through property investments. He reflects on his initial hesitations about buying real estate due to fears of being tied down by a mortgage. Throughout the episode, he provides valuable insights and strategies for listeners who may feel overwhelmed by investing or stuck in old financial habits. Lloyd underscores the importance of teamwork in success, highlighting that he did not achieve his milestones alone but with the support of his wife, Alicia. Tune in to learn how you can take control of your finances, grow your wealth, and work towards achieving your own financial freedom.

Want to own your time and build real wealth? Comment "TIME RICH" and I’ll send you the book launch link!

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

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Timestamps

00:00:00 - Introduction

[00:01:04] Millionaire without property investment.

[00:03:00] Underspending for wealth building.

[00:07:33] Becoming a millionaire strategy.

[00:10:41] Financial independence in your 30s.

[00:12:16] Wealth building strategies for success.

In this episode, Lloyd James Ross, a seven-figure investor and entrepreneur, challenges the common belief that hard work equates to financial success. He emphasizes the importance of buying back your time and leveraging resources effectively, suggesting that it's more beneficial to own a smaller percentage of a larger opportunity than to fully own something insignificant. Lloyd addresses the pitfalls of busyness and the glamorization of being time poor, arguing that true wealth is measured by the time we have, not just the money we earn. He provides insights into shifting mindsets and strategies for achieving financial freedom, encouraging listeners to focus on making their money work for them instead of being trapped in a cycle of constant busyness. Tune in to learn how to take control of your financial future and prioritize what truly matters.

Want to own your time and build real wealth? Comment "TIME RICH" and I’ll send you the book launch link!

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

Follow Lloyd:

https://www.instagram.com/lloydjamesross/?hl=en

https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

https://www.facebook.com/5stepstomillions/

https://www.tiktok.com/@lloydjross

https://x.com/lloydjamesross

Timestamps

00:00:00 - Introduction

[00:01:26] The value of time over money.

[00:03:42] Subscription-based income strategy.

[00:08:37] Leveraging media for impact.

[00:12:08] Leveraging capital for time.

[00:14:44] Leveraging technology for efficiency.

[00:17:05] Time rich vs. money rich.

In this episode, Lloyd James Ross, a seven-figure investor and entrepreneur, shares seven effective strategies for making money quickly, emphasizing that it may feel unconventional but is completely legal and legitimate. He highlights the importance of taking action and shifting your mindset to overcome financial stress and achieve success. Lloyd reassures listeners that the solutions he presents are based on his own experiences and have worked for him, helping thousands of business owners and professionals. Tune in to discover practical ways to generate fast income and take control of your financial future!

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

Follow Lloyd:

https://www.instagram.com/lloydjamesross/?hl=en

https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

https://www.facebook.com/5stepstomillions/

https://www.tiktok.com/@lloydjross

https://x.com/lloydjamesross

Timestamps

00:00:00 - Introduction

[00:01:01] Ways to make money fast.

[00:02:57] Freelance digital content creation.

[00:07:12] Selling e-books with Gumroad.

[00:10:03] Selling items on Facebook Marketplace.

[00:13:22] Product arbitrage for quick profits.

[00:19:08] Turning skills into income.

[00:19:18] Freelancing through LinkedIn outreach.

[00:24:08] Fast ways to make money.

[00:25:22] Solving problems quickly.

In this episode, we address the harsh reality facing individuals over 40 with no savings, emphasizing that it's not a personal failing but rather a systemic issue. The host discusses how economic challenges affect people across various regions, including the United States, the UK, Europe, and Australia. Real-life examples illustrate the struggles of professionals from diverse backgrounds, including those in high-paying jobs, who are now considering second jobs just to make ends meet. The conversation highlights the impact of increased immigration on infrastructure and job availability in Australia, leading to rising costs and inflation. Join us as we explore these pressing issues and their implications for the future.

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

Follow Lloyd:

https://www.instagram.com/lloydjamesross/?hl=en

https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

https://www.facebook.com/5stepstomillions/

https://www.tiktok.com/@lloydjross

https://x.com/lloydjamesross

Timestamps

00:00:00 - Introduction

[00:02:06] Financial struggles in modern society.

[00:03:20] Housing market struggles in Australia.

In this episode, Lloyd James Ross delivers a powerful wake-up call for anyone over 40 with no savings, emphasizing the urgent need to take control of personal finances. He highlights alarming trends, such as 25% of Americans using buy now, pay later apps for groceries, and questions the sustainability of current living costs. Lloyd challenges listeners to rethink their perceptions of wealth, arguing that true wealth lies not in material possessions but in financial freedom and security. He acknowledges the systemic issues contributing to financial stress, affecting individuals across various socioeconomic backgrounds in the U.S., UK, Europe, and Australia. With his experience as a seven-figure investor and entrepreneur, Lloyd offers insights and strategies to help listeners overcome old money habits and achieve financial success. Tune in for practical advice aimed at transforming your financial future!

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

Follow Lloyd:

https://www.instagram.com/lloydjamesross/?hl=en

https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

https://www.facebook.com/5stepstomillions/

https://www.tiktok.com/@lloydjross

https://x.com/lloydjamesross

Timestamps

00:00:00 - Introduction

[00:03:00] Financial struggles in modern society.

[00:03:20] Importance of shelter over water.

[00:07:46] Mortgage pressure and lifestyle change.

[00:09:53] Gold Coast property market trends.

[00:13:38] Financial strategies in crisis.

[00:18:07] Lifestyle downgrades for financial freedom.

[00:20:12] Wealth vs. Material Possessions.

In this episode, Lloyd James Ross, a seven-figure investor and entrepreneur, discusses the current economic landscape, emphasizing the challenges posed by a looming recession. He shares insights on how AI will enhance existing businesses rather than serve as a cure-all for financial woes. Lloyd stresses the importance of adopting sound financial habits, such as living below one's means and saving money, to build wealth over time.

The episode also features Lloyd reacting to online opinions about investment opportunities, particularly regarding the stock market, and the unexpected chances presented by political events. Listeners will gain valuable mindset shifts and strategies to take control of their finances and work towards achieving financial freedom. Tune in for an engaging and educational discussion that blends financial advice with real-world reactions.

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

Follow Lloyd:

https://www.instagram.com/lloydjamesross/?hl=en

https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

https://www.facebook.com/5stepstomillions/

https://www.tiktok.com/@lloydjross

https://x.com/lloydjamesross

Timestamps

00:00:00 - Introduction

00:01:18 – Best shot to invest

00:03:25 – Crypto's big moment is coming

00:06:40 – Half off doesn’t mean cheap

00:09:20 – Stop funding fancy banks

00:13:40 – Rich people don’t save, they multiply

00:15:39 – Wealth hits you like a slow cold

In this episode, Lloyd James Ross, a seven-figure investor and entrepreneur, addresses the impact of global events like the U.S.-China trade war on personal finance and investing strategies. He emphasizes that reacting to crises is often misguided; instead, maintaining a consistent investment approach is crucial for long-term success. Ross advocates for financial education as the key to overcoming uncertainty and shares insights on how to make informed investment decisions. Tune in to learn how to navigate financial challenges and empower yourself to achieve financial freedom despite market volatility.

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

Follow Lloyd:

https://www.instagram.com/lloydjamesross/?hl=en

https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

https://www.facebook.com/5stepstomillions/

https://www.tiktok.com/@lloydjross

https://x.com/lloydjamesross

Timestamps

[00:00:00] Introduction

[00:01:34] Trade war tariffs impact on wealth.

[00:03:12] Trade deficit and manufacturing shift.

[00:06:08] Trade war impact on consumers.

[00:09:41] Crisis management in investing strategy.

[00:13:39] Financial education for investing.

[00:15:20] Portfolio volatility and investment strategies.

In this episode, Lloyd James Ross, a seven-figure investor and entrepreneur, challenges the conventional wisdom of diversification in investing. He introduces the concept of "de-worsification," arguing that spreading investments too thin across various assets can lead to lower overall returns. Ross emphasizes that while diversification is often promoted as a safe strategy, it may dilute potential gains. He cites Warren Buffett's preference for a bumpy 16% return over a smooth 12%, highlighting the benefits of focusing investments for greater returns. Tune in to learn how to break free from old money habits and take control of your financial future.

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

Follow Lloyd:

https://www.instagram.com/lloydjamesross/?hl=en

https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

https://www.facebook.com/5stepstomillions/

https://www.tiktok.com/@lloydjross

https://x.com/lloydjamesross

Timestamps

[00:00:00] Introduction

[00:01:02] De-worsification in investment strategies.

[00:05:03] Concentrated stock portfolio strategy.

[00:06:39] Business vs. stock picking.

[00:10:30] Investing in China's market.

[00:12:40] Investing in undervalued China.