Money is tight, and it looks like it will get tighter. With rising grocery costs, stagnant wages, we find ourselves having to recalibrate.

Today we are going back to the 1980s and talking about Budgeting, Bank reconcilliations, the power of cash, and the options when nothing else works.

Let me know what you think and what you want to hear next!

michelle.evans@theplacetomortgage.com

Today, we are looking at the factors determining your best mortgage rate.

1. Purpose
2. Priorities
3. Pre-payment
4. Penalties
5. Print (The fine kind)

Contact me today for more information, michelle.evans@theplacetomortgage.com

This episode takes you behind the scenes to discover the 6 steps to a Mortgage Approval

1. Application
2. Underwriting
3. Pre-Qualification/ Pre-Approval
4. Conditional Offer
5. Lender Underwriting
6. Approval and Closing

Send me your questions and explore your home financing needs michelle.evans@theplacetomortgage.com

Today, I am diving into the world of reverse mortgages! They are a great income supplement tool for our mature population.

1. What is a reverse mortgage?

2. What can I use the money for?

3. What are the requirements?

4. Will I lose the equity in my home?

5. How much can I borrow, and what are the payments?

If you have questions about your mortgage or want to see on a future episode, send me an email michelle.evans@theplacetomortgage.com

In this episode, we cover the 5 elements of down payments and how they affect your mortgage:

1. What is the minimum down payment?

2. What is mortgage default insurance?

3. Why do rates change with a higher down payment?

4. How do gifted down payments work?

5. Can I borrow my down payment?

If you want to know more about your situation, or want a questions covered on a future episode, email me at michelle.evans@theplacetomortgage.com

In this episode, I cover the top 5 differences between a mortgage broker and a bank.

1. Education
2. Product options
3. People we can help
4. Pay and Disclosures
5. Reachability

To discuss your mortgage needs or submit questions for future episodes, email me at michelle.evans@theplacetomortgage.com

Visit my website and schedule a call www.michelleevans.me