Most people think $300K in life insurance is enough—but in this episode, Kevin Ross and Matt Floyd expose why that number could leave your family unprotected. From the truth about term insurance to the power of Indexed Universal Life (IUL) for tax-free retirement, you’ll learn how to avoid common mistakes and create a smarter strategy for your future. Whether you're a parent, a provider, or a financial advisor, this is your wake-up call.

Think your 401(k) will protect you in retirement? Think again. In Episode 16, Kevin Ross and Matt Floyd break down how Index Universal Life Insurance (IUL) helps you grow wealth tax-free, avoid market losses, and create lifelong income—with real-life examples from business owners, doctors, and attorneys.

Oil prices aren’t just about the gas pump—they shape the cost of groceries, manufacturing, and even your investments. In this episode of Plan Life Right, Kevin Ross and Matt Floyd explore how OPEC controls supply and pricing, why the U.S. still imports oil despite record production, and the surprising truth behind “green” alternatives like lithium and hydrogen. You’ll also learn how oil prices act as a leading economic indicator and what 2025 could look like for your portfolio. If you’ve ever wondered why gas prices don’t drop as fast as they rise—or how global energy policies affect your everyday spending—this episode delivers the clarity you need. Tune in to understand the real economic forces behind oil and what it means for your future. Don’t forget to subscribe and check out Kevin’s books: Mastering the Art of Influence, The Customer Intelligence Guide, and Mastering the Sale of Index Universal Life Insurance at ⁠www.advisorrescue.net⁠.