Buying a car today isn’t what it used to be—and in this episode, PCM’s Irvin Schorsch and Andrew Randisi break down what’s changed and how to make smarter decisions. From interest rate trends and lease incentives to the rise of EVs and the risks of negative equity, they offer practical, real-world guidance on navigating a complex car market.

Whether you're eyeing a luxury vehicle, an everyday economy car, or exploring hybrid and electric options, this conversation covers the key questions every buyer should ask. Irvin and Andrew also dive into the financial planning side of car buying—when to lease, when to finance, and how to avoid costly mistakes.

What you’ll learn:

• How to negotiate smarter using online tools
• When leasing may be better than buying
• Why EVs aren't holding value like expected
• What manufacturers are doing to move inventory—and how to benefit
• How to align car buying decisions with your financial plan

🎧 Tune in to get expert insights and avoid common pitfalls when buying your next car.

Thank you for listening. For more information about how we can help you achieve your financial goals and live a life you love, please visit PCMAdvisors.com.

When a loved one begins to experience cognitive or physical decline, families are often left facing difficult emotional and practical decisions. In this heartfelt episode, PCM’s Irvin Schorsch and Steve Palmer join Lesley Buck to discuss the critical role financial advisors can play during one of life’s most challenging transitions.

Drawing from decades of experience, Irvin and Steve share how they help clients navigate the financial, logistical, and emotional complexities that come with long-term illness—whether it’s dementia, Parkinson’s, or age-related physical decline. From initiating sensitive conversations to coordinating care, managing assets, and supporting multiple generations of family members, this episode highlights the human side of wealth management.

Key themes include:

· How to recognize and approach early signs of decline

· Supporting the healthy spouse and family members

· The importance of early planning and open communication

· Tools and services that can ease the burden during transitions

· Real stories of clients and families navigating change together

This episode is a must-listen for anyone caring for an aging loved one—or planning for the possibility.

🎧 Listen now to hear how empathy and planning go hand in hand.

Thank you for listening. For more information about how we can help you achieve your financial goals and live a life you love, please visit PCMAdvisors.com.

In this episode, Andrew Randisi of Pennsylvania Capital Management sits down with seasoned CPA Marty Abo of Abo and Company to unpack the most common tax planning mistakes—and the strategies that can help avoid them. From estimated tax payments to the benefits (and pitfalls) of S Corporations, home office deductions, Medicare premiums, and the Pass-Through Entity Tax (PTET), Marty shares decades of wisdom with clarity, candor, and a touch of humor.

Whether you’re a business owner, a self-employed professional, or just trying to make sense of your tax return, this episode is full of practical insights that could save you money—and stress—come tax time.

Key topics include:

• The importance of estimated tax payments and how to avoid penalties
• Common oversights with 1099s, ACA credits, and self-employment deductions
• Retirement planning through SEP and Solo 401(k) contributions
• Understanding the Pass-Through Entity Tax (PTET) as a workaround to the SALT cap
• Why “it depends” is a powerful (and honest) answer in financial planning

Don’t miss this engaging conversation full of real-world tax tips and planning advice.

🎧 Listen now and take control of your tax strategy.

Thank you for listening. For more information about how we can help you achieve your financial goals and live a life you love, please visit PCMAdvisors.com.