In this episode, we talk all about debt—the kind that can really stress out small business owners. Tiffany sits down with Ashley Morgan, a debt and bankruptcy lawyer with over a decade of experience, to break down what really happens when you take on business loans, especially SBA loans. They talk about personal guarantees, liens on your house, and what to know before you sign. You’ll also hear how COVID loans like EIDL are still impacting businesses today—and what legal steps can (and can’t) help. Ashley shares simple ways to protect yourself, what to do if you’re already in trouble, and how to start fresh the right way. This episode is packed with real talk, smart advice, and must-know tips to help you make better financial moves. Whether you’re just starting or deep in debt, this one’s for you!

Next Steps:

✅ Connect with Ashley Morgan

💰Pay Less in Taxes – Start Here! 💰

☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!

📧 Contact Me --> hello@phillipsbusinessgroup.com

📲 Follow me on IG @ the.tiffany.p.cpa

In this episode, we break down big changes that small business owners need to know in 2025. We talk about the brand-new SBA loan rules that could make it harder to get business funding—and what you can do about it. We also dig into California’s huge $12 billion budget problem, even though they have the highest income taxes in the country. What happens in California doesn’t stay there—it affects all of us, no matter where your business is based. Plus, we look ahead to the 2026 California governor’s race and what each candidate’s tax plan could mean for entrepreneurs. You’ll walk away with smart tax strategies, tips to protect your business, and real talk about what’s coming next. Whether you’re in California, Texas, or anywhere else—this episode is packed with info to help you grow and keep more of your money. Let’s dive in!

Next Steps:

💰Pay Less in Taxes – Start Here! 💰

☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!

📧 Contact Me --> hello@phillipsbusinessgroup.com

📲 Follow me on IG @ the.tiffany.p.cpa

In this powerful episode, I sit down with Sophie Musumeci, founder and CEO of Real Entrepreneur Women, to talk all things business, money, and mindset for women coaches and consultants. Sophie shares her inspiring story of leaving a high-paying corporate job to build a multi-million dollar coaching company — all while designing a life that works for her family.

We dive into the real reasons women undercharge, how to find your niche, and why becoming a specialist can change everything. Sophie also gives smart hiring tips, shares how to fix broken business systems, and explains why investing in yourself is the key to success.

If you're ready to grow your business, get confident in selling, and build a life you love — this episode is for you!

Next Steps:

✅ Connect with Sophie Musumeci

💰Pay Less in Taxes – Start Here! 💰

☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!

📧 Contact Me --> hello@phillipsbusinessgroup.com

📲 Follow me on IG @ the.tiffany.p.cpa

Big changes are here — and they could shake up your small business in 2025. In this episode, Tiffany breaks down the new SBA loan rules that just took effect and what they really mean for business owners like you. Whether you’re thinking about getting a loan or already have one, these updates could impact your taxes, your cash flow, and your ability to grow.

You’ll learn:

• Why SBA loans are now harder to get
• What the IRS and SBA aren’t telling you
• The 3 biggest money traps to avoid
• What to do right now to protect your business

If you want to stay ahead of the curve (and keep more of your money), this episode is a must-listen. Don’t wait until it’s too late — tune in and get the tools you need to win in 2025.

Next Steps:

💰Pay Less in Taxes – Start Here! 💰

☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!

📧 Contact Me --> hello@phillipsbusinessgroup.com

📲 Follow me on IG @ the.tiffany.p.cpa

Did you know some of the wealthiest people pay less in taxes than someone making $50,000 a year? In this episode, we uncover the secret tax strategies the rich use to build wealth and pay almost nothing in taxes — and how you can start using them too! You’ll learn how to turn your business into a tax-saving machine, why borrowing money can be smarter than earning it, and how real estate and life insurance can protect and grow your money tax-free. We’ll also share real client stories and simple steps you can take today. Don’t let tax season scare you — get ahead, save more, and build lasting wealth!

Next Steps:

💰Pay Less in Taxes – Start Here! 💰

☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!

📧 Contact Me --> hello@phillipsbusinessgroup.com

📲 Follow me on IG @ the.tiffany.p.cpa

In this episode, Tiffany talks with Kevin Akeroyd, the CEO of Sovos, about how taxes are changing fast for small business owners. They cover new rules that could lead to big fines—even for simple mistakes. Kevin shares how smart software can help business owners stay out of trouble, avoid audits, and even grow into new markets. From selling online to crossing borders, the world of tax is more complex than ever. But with the right tools, staying safe (and stress-free) is possible. You’ll learn how to keep things simple, save time, and protect your business from costly problems. If you're a small business owner who wants to stay ahead of the game, this episode is for you!

Next Steps:

✅ Learn More About Sovos

💰Pay Less in Taxes – Start Here! 💰

☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!

📧 Contact Me --> hello@phillipsbusinessgroup.com

📲 Follow me on IG @ the.tiffany.p.cpa

Are you making a money mistake that’s costing you big time? In this episode, we’re breaking down one of the biggest problems small business owners face — and most people don’t even know they’re doing it! Studies show 87% of entrepreneurs make this mistake, and it could be stopping you from hitting your money goals.

I’ll explain what this mistake is, how it happens, and the simple steps you can take to fix it before the year is over. You work hard for your money — let’s make sure you keep more of it in your pocket.

Tune in now and learn how to clean up your 2025 finances, avoid surprise tax bills, and build smarter tax strategies for your business!

Next Steps:

💰Pay Less in Taxes – Start Here! 💰

☎️ Are you overpaying in taxes every year? Schedule a FREE discovery call to find out!

📧 Contact Me --> hello@phillipsbusinessgroup.com

📲 Follow me on IG @ the.tiffany.p.cpa