In this episode of Sat Chats, we welcome Rafa— a father, entrepreneur, and offshore team member at Podpitch. Rafa joins us from the Philippines to share a raw and relatable journey with Bitcoin: from buying a whole coin in 2014, to selling it for life expenses, to losing funds on an exchange hack, and ultimately finding conviction to try again but, this time, smarter.

We break down:

✅ How Rafa lost $2K (including $500 in Dogecoin) when Cryptopia was hacked

✅ Why Bitcoin should be treated like money, not magic

✅ The key lesson: custody = control

✅ Peso-cost averaging and how to remove emotions from investing

✅ How to onboard your kids by paying them in sats

✅ Why $100/month is Rafa’s new long-term plan

Chapters

00:00 Episode Preview

00:26 Introduction to Sat Chats and Sats Giveaway

03:07 Rafa's Bitcoin Journey: Early Experiences and Lessons Learned

18:24 Navigating Risks: The Importance of Self-Custody

24:26 Strategies for Sustainable Bitcoin Investment

24:36 Understanding Dollar Cost Averaging

28:51 Building Generational Wealth Through Bitcoin

32:56 Navigating Bitcoin Exchanges in the Philippines

37:25 Automating Bitcoin Purchases

40:53 Recap and Future Plans for Bitcoin Investment

This episode is jam-packed with hard-earned wisdom, humor, and hope. Whether you're in Manila or Milwaukee, the rules are the same: stack slowly, secure your keys, and never let a hack or mistake keep you down.

Links for today’s Show Notes:
— https://www.podpitch.com

— https://www.linkedin.com/in/rafael-estrada-205629198

How Minecraft Taught Him to Choose Bitcoin | Ep. 81 — #81 Jonny

In this episode of Sat Chats, we welcome Jonny—high school grad, future NC State student, jiu-jitsu beginner, and Stewart’s nephew and son of #80 Lydia (aka the “Fiat Overlord”). His mom said Bitcoin was fake Mario money and bought tacos. But can Jonny redeem the family name?

We dive into:

✅ Minecraft metaphors: Survival Mode vs. Creative Mode money

✅ What “phantom tax” is and how it’s silently stealing from savers

✅ Why Bitcoin is the ultimate savings technology

✅ Gold, limestone money, and the epic lesson of island economics

✅ How 250,000 sats could be your fair share of the future

Chapter

00:00 Episode Preview

00:32 Introduction to Sat Chats and Sats Giveaway

02:57 Meet Jonny: The Next Generation of Bitcoin Enthusiasts

04:26 Understanding Bitcoin: A Young Perspective

05:38 The Importance of Saving and Investing

07:03 Bitcoin vs. Fiat: The Phantom Tax Debate

10:02 The Value of Bitcoin: A Comparison with Gold

13:01 The Future of Money: Bitcoin's Role in the Economy

24:37 Understanding Bitcoin Transactions

27:52 Bitcoin as a Future Currency

32:15 Reliability and Transparency of Bitcoin

37:38 Bitcoin as a Savings Technology

38:46 The Importance of Saving in Bitcoin

43:33 Choosing Between Fiat and Bitcoin

From wrestling championships to saving in sound money, Jonny showed curiosity, wisdom, and (unlike his mom) chose the Bitcoin. Find out why he picked 48,162 sats over $50 and how this could change his financial future forever.

Support Sat Chats directly by:

— Zapping Lightning to satchats@getalby.com

— Grabbing your slot in the studio today at https://satchats.com/

— Sending Bitcoin to bc1q5yrwe6qxujzumg5j28g0rvckx9n859sa08fupc

In this hilarious and heartfelt episode of Sat Chats, we welcome Lid the Bid (aka Lydia), Stewart’s older sister, the family’s French-teaching, debt-collecting, taco-loving firstborn. She’s the mom of three, married to an XRP-riding husband, and came in dead-set on taking the $50 cash… to immediately spend it at Chubby’s Tacos.

We dig into:

✅ Why she thinks Bitcoin is “video game money” (Mario coins included)

✅ Her obsession with safety, savings accounts, and dirty $20 bills

✅ The classic “spend in dollars, save in Bitcoin” debate

✅ What makes Bitcoin better than the watered-down fiat she swears by

✅ The most entertaining sibling roasting in Sat Chats history

Chapters

00:00 Episode Preview

00:32 Introduction to Sat Chats and Guest Intro

06:04 Understanding Bitcoin and Its Value

13:36 The Role of Money in Daily Life

22:13 Comparing Bitcoin to Traditional Currency

29:17 The Future of Bitcoin and Personal Finance

30:45 Understanding Savings and Investments

32:52 The Impact of Inflation on Savings

33:45 Exploring Bitcoin as an Alternative Currency

38:13 The Value of Bitcoin vs. Traditional Currency

40:06 Experimenting with Bitcoin for Financial Growth

42:32 The Perception of Money: Real vs. Fake

43:36 The Future of Bitcoin and Personal Finance

Lid gives us a perfect real-world view of someone who gets it… but isn’t ready to let go of the system she knows. This one is pure gold for anyone with skeptical family members.

Support Sat Chats directly by:

— Zapping Lightning to satchats@getalby.com

— Grabbing your slot in the studio today at https://satchats.com/

— Sending Bitcoin to bc1q5yrwe6qxujzumg5j28g0rvckx9n859sa08fupc

Links for today’s Show Notes:
— https://www.instagram.com/madameBinanay