The fact is most of you are overpaying for your workers’ comp insurance. Most small businesses don’t even know most states offer discount programs and that carrier-provided scheduled credits exist—let alone how to qualify for them.

In this episode of Smart Hacks for Small Businesses, we’ll break down:
✅ What state discounts and scheduled credits are
✅ Why they matter—and how much they can save you
✅ How to find out what’s available in your state
✅ The exact discounts included in our Workers’ Comp Savings Calculator (and what percent they could save you)

This is essential listening for any business owner looking to cut insurance costs without cutting corners.

🎧 Listen now and start unlocking your savings: https://podcasts.apple.com/us/podcast/smart-hacks-for-small-businesses/id1817959495

🔗 Try the free Workers’ Comp Savings Calculator: https://quiz.workcompsaver.com/

✅ Check out the free Workers’ Comp Savings Calculator
✅ Get your custom safety program in 30 minutes or less
✅ Follow us on LinkedIn and Facebook for more tips

Let’s save time, cut costs, and protect your business—without the hassle!

Think you need a full-time safety pro or a $40,000 consultant to lower your workers’ comp premiums? Think again. In this episode of Smart Hacks for Small Businesses, we’ll bust that myth wide open and show you how to unlock workers’ comp discounts—fast, simple, and affordable.

Learn how a basic safety program can save you 5–15% on your premiums, why agents care so much about it, and how Work Comp Saver helps you create a custom safety program in under 30 minutes.

💡 What You’ll Learn:

· Why safety programs = lower premiums

· How small businesses can qualify for discounts

· The simple shortcut to creating your own safety program

· A free tool to calculate your potential savings

👉 Don’t leave savings on the table—check out the free Workers’ Comp Savings Calculator in the show notes!

✅ Check out the free Workers’ Comp Savings Calculator
✅ Get your custom safety program in 30 minutes or less
✅ Follow us on LinkedIn and Facebook for more tips

Let’s save time, cut costs, and protect your business—without the hassle!