On this episode of Talking Cents, I’m joined by Chad Roller from our Conway office, and we’re digging into something that might sound like a problem for future you: Social Security. I know, it feels far off, but trust me - it’s worth paying attention to now. We’ll cover how it affects your paycheck, why when you claim it matters, and how to build it into your bigger retirement plan. Plus, we’ll talk about what could happen if the system changes.

Visit https://www.ssa.gov for more information on your Social Security benefits.

And if you're looking for tools to help in your journey to true financial independence, visit https://sparkmywealth.com

Paying off debt sounds smart, but what if investing could get you further ahead? That's the question Alec and I are looking at this week on Talking Cents. Neither is a bad idea, but we're taking a look at the pros and cons of each so you can make the best decision for YOUR personal circumstances.

And if you're just getting started, we've got a free tool available for you to check out at https://sparkmywealth.com/

In today’s episode of Talking Cents, I’m focusing on advice for those of you in your 20s and 30s. Some key areas we’ll be looking at: building an emergency fund, maximizing employer-matched contributions, paying off non-mortgage debt, starting a Roth IRA, and monitoring credit scores. And remember - small actions today can significantly impact your future financial well-being!

As mentioned, if you want to see if who you're working with is properly licensed, visit https://brokercheck.finra.org/ (FINRA Broker Check)

And if you're just getting started, check out our free tool at https://sparkmywealth.com/