Who better to make sense of the tariff situation than one of our favorite guests, Cullen Roche, economist, and founder and chief investment officer of the Discipline Funds, a low-fee advisory firm.

• An Autopsy of American Exceptionalism
• Three Things - China Deal
• Learned by Being Burned (short pod series about K-12 403(b) issues)
• 403bwise.org
• Meridian Wealth Management

Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).

Scott finds out just how much commission Equitable salespeople get for selling EQUI-VEST products. No wonder they fight reform so hard. No wonder they love to initiate exchanges.

• The Price of Enrollment
• Podcast on SIOs
• Plan Fee Disclosure Form for University of Jamestown
• Equitable Plan Fee Disclosure Brochure
• Learned by Being Burned (short pod series about K-12 403(b) issues)
• 403bwise.org
• Meridian Wealth Management

Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).

Who better than best-selling author Morgan Housel to help put April's market volatility in perspective? Well we couldn't get Morgan on the pod but we have the next best thing: Morgan Houselisms! Enjoy.

• 9 Charts on Trump’s First 100 Days in the Markets
• Learned by Being Burned (short pod series about K-12 403(b) issues)
• 403bwise.org
• Meridian Wealth Management

Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).

Retired Los Angeles Unified School District teacher, principal and district administrator, Mary Ann Sullivan, is now officially a CFP®! Not only that, she is opening an advice-only, fee-only firm.

Note: Mary Ann meant to say that the number of experience hours needed for a CFP® is 4,000 for apprenticeship and 6,000 for standard pathway (not the 2,000 and 4,000 hours respectively that she mentioned in interview).

• 395 Financial Planning
• Retired Teacher Pays It Forward (Maggie Mason/Santa Barbara)
• Learned by Being Burned (short pod series about K-12 403(b) issues)
• 403bwise.org
• Meridian Wealth Management

Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).

In episode two of our new pod series: 403(b) & 457(b) Basics Scott and Dan look at asset allocation. They describe what it is, why it's important and they go over several strategies for allocating a 403(b) and a 457(b).

• Importance of Asset Allocation by Barb O'Neill
• The Price of Peace: Why diversification is difficult, but necessary by Nick Maggiulli
• Risk Tolerance Assessment
• Cullen Roche Discipline Funds
• Basics of the 403(b) & 457(b): How to start a 403(b) (pod)

Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).

Barbara O’Neill, PhD, CFP, AFC, owner/CEO of Money Talk: Financial Planning Seminars and Publications, and a monthly columnist for 403bwise talks spring cleaning your personal finances.

Spring cleaning is more than deep cleaning and decluttering. It is a great time to neaten up your finances.

• Spring Cleaning Your 403(b) and Personal Finances
• The Truth About So-Called "No Fee" Products
• Meridian Wealth Management
• 403bwise.org

Nicole and Larry Dubill, two Buffalo, NY area educators, share passion for education, music, and 403(b) advocacy.

• Cleveland Hill School District 403(b/457(b) Vendor List
• Hamburg Central School District 403(b)/457(b) Vendor List
• The Truth About So-Called "No Fee" Products
• Meridian Wealth Management
• 403bwise.org

Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).

Teacher who sought to educate colleagues about the 403(b) gets threatening email from Equitable. We read and discuss correspondence.

• Read the letter
• The Truth about Structured Investing Options (SIOs)
• Meridian Wealth Management
• 403bwise.org

Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).