That Home Loan Hub Podcast Por Zebunisso Alimova arte de portada

That Home Loan Hub

That Home Loan Hub

De: Zebunisso Alimova
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Welcome to That Home Loan Hub, your ultimate guide to mastering the world of home loans and property. I'm Zebunisso Alimova, here to simplify the complexities of real estate and provide you with expert insights and the latest trends.

Whether you're a first-time homebuyer, an experienced investor, or simply curious about the property market, this podcast is for you. Join me each week as we unlock the secrets to property success and help you make informed decisions. Let's dive into the world of property together!

© 2025 That Home Loan Hub
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Episodios
  • New Construction vs Existing Properties: The Rental Investment Breakdown
    Jun 25 2025

    Building to rent versus buying existing stock - which strategy makes more sense for property investors? We dive deep into the compelling reasons why new builds are increasingly becoming the preferred choice for savvy rental property investors across New Zealand.

    The numbers tell a powerful story. New rental properties in regions like Kapiti Coast command premium weekly rents of $650-700+, creating strong cash flow potential from day one. But the advantages extend far beyond just higher rental income. We share real examples of maintenance headaches from older properties, including a recent $2,000 repair bill across several rentals in just one month - costs you simply won't face with new construction.

    Financial institutions have recognized the reduced risk profile of new builds, requiring just 15% deposits compared to the standard 20-30% for existing properties. This significantly lowers the barrier to entry for investors. However, we uncover a critical technicality that catches many investors by surprise: to qualify for these favorable lending conditions, you must purchase directly from the developer or builder, not from another investor who never occupied the property.

    The 10-year builder warranties, reduced maintenance requirements, and ability to attract higher-quality tenants make new builds particularly attractive. As we discuss in the episode, successful property investing requires removing emotion from the equation and focusing purely on the numbers - and for many investors, the calculations strongly favor building new.

    Ready to transform your investment strategy? Consider whether building new might be the key to unlocking greater returns while providing quality housing in your community. Subscribe to our podcast for more insider tips on maximizing your property investment success!

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    Buy your first home in NZ Weekly Webinars

    You thought it's not possible or the dream is too far away? Come to my webinar and I will show you, you are much closer to your dream, than you think you are!

    Join Here - https://bit.ly/4m9SL72

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    7 m
  • Inside the World of Homely: Transforming Rental Property Management
    Jun 23 2025

    Navigating the shifting landscape of investment property management requires more expertise than many realize. Rachael Stipkovits from Homely Property Management pulls back the curtain on an industry that impacts thousands of New Zealanders yet remains surprisingly unregulated.

    Rachel shares her journey from 20 years in insurance to property management, bringing a unique perspective to protecting your investment. Her background allows her to spot potential issues that many would miss, from gradual damage claims to insurance coverage limitations. We explore how Homely's approach differs from traditional property management, with their focus on quality service through limited portfolio sizes and qualified professionals.

    The conversation delivers several bombshells for property investors. First, all rental properties must be fully Healthy Homes compliant by July 1, 2025, with no grace period. Second, upcoming changes to the Residential Tenancies Act will introduce pet bonds (an additional two weeks' rent for tenants with pets). But perhaps most shocking is the revelation that property management remains completely unregulated in New Zealand – literally anyone can hang up a shingle and start managing properties without qualifications or oversight.

    We delve into the technology revolutionizing property inspections, from 360° cameras to AI that detects damage, and how these tools protect both landlords and tenants. Rachel explains what to look for when choosing a property manager, warning that lower fees often mask hidden charges for services that should be standard.

    Whether you're a seasoned investor or considering your first rental property, this episode provides essential insights into protecting your investment in today's complex market. Learn why due diligence in selecting a property manager might be the most important decision you make for your financial future.

    Subscribe to hear more conversations with industry experts who provide practical advice for navigating New Zealand's property landscape.

    Send us a text

    Support the show

    Buy your first home in NZ Weekly Webinars

    You thought it's not possible or the dream is too far away? Come to my webinar and I will show you, you are much closer to your dream, than you think you are!

    Join Here - https://bit.ly/4m9SL72

    Más Menos
    27 m
  • ( Repost ) Real Estate Revolution: How Karl Matakatea Built Sold on Kapiti
    Jun 22 2025

    What happens when you throw conventional real estate wisdom out the window? Karl Matakatea's journey building Sold on Kapiti Real Estate reveals exactly that. From jumping into the ocean for property videos to eschewing traditional advertising methods, Karl's approach to real estate is anything but ordinary.

    In this candid conversation, Karl shares how he built a thriving business without ever having a billboard or bus back advertisement. Instead, he leveraged authentic social media content that connected with the Kapiti Coast community in meaningful ways. "People know us before we know them," Karl explains, highlighting how this approach creates instant rapport with potential clients. It's a masterclass in modern marketing that businesses across any industry could learn from.

    Beyond business strategies, Karl offers refreshing perspectives on property ownership and financial freedom. At 35, his goal isn't to amass an ever-growing portfolio, but rather to be completely mortgage-free by 37. "I just want to be free," he shares, explaining his desire to eventually explore other careers beyond real estate. This philosophy challenges conventional wisdom about success and wealth accumulation.

    The conversation also explores the transformation of the Kapiti Coast, particularly Waikanae, from a retirement destination to a vibrant community attracting younger families. With improved infrastructure like Transmission Gully making commuting easier, properties offering drive-on access, double glazing, and less wind than Wellington, the area has become increasingly desirable. As Karl memorably puts it, "You don't go to Waikanae to die anymore - you go there to live."

    Whether you're considering a move to the Kapiti Coast, looking to build a business with authentic marketing, or simply interested in alternative views on property and wealth, this conversation offers valuable insights and a fresh perspective on success beyond conventional metrics. Connect with Karl and the Sold on Kapiti team through their social media channels or at https://www.soldonkapiti.co.nz/

    Send us a text

    Support the show

    Buy your first home in NZ Weekly Webinars

    You thought it's not possible or the dream is too far away? Come to my webinar and I will show you, you are much closer to your dream, than you think you are!

    Join Here - https://bit.ly/4m9SL72

    Más Menos
    35 m
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