Episodios

  • How the Big Beautiful Bill Will Impact Your Money – Part 4

    How the Big Beautiful Bill Will Impact Your Money – Part 4
    Jul 11 2025
    Today’s episode wraps up our deep dive into how the Big Beautiful Bill will affect your wallet. First, we look at new Medicaid work requirements and funding cuts that could push millions off coverage if they don’t meet 80-hour monthly work minimums. Second, EV tax credits are eliminated and replaced with new deductions, changing the car-buying equation. Third, the 21% corporate tax rate is now permanent—creating new planning opportunities for C-Corp businesses. Fourth, the charitable deduction for non-itemizers is made permanent, encouraging generosity across income levels. And finally, we examine how many provisions in the bill are set to expire or phase out—meaning you’ll need a sharp strategy to benefit before they vanish. This episode is about being aware, planning smart, and making the most of the tax landscape while the window is open. 🚀 Loving the show? Leave a 5-star rating & review on Apple Podcasts, Spotify, or YouTube to help more people discover it! 📩 Want to master your money in 5 minutes or less each week? Join the Master Money Newsletter → Sign up here 🎧 Like this show? You'll love our other podcast: The Personal Finance Podcast 📲 Follow Andrew Giancola on Social Media: YouTube 🎥 Instagram 📸 TikTok 🎵 🔥 Thanks for tuning in! See you next episode. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    7 m
  • How the Big Beautiful Bill Will Impact Your Money – Part 3

    How the Big Beautiful Bill Will Impact Your Money – Part 3
    Jul 10 2025
    This episode unpacks five more major money shifts in the Big Beautiful Bill, with real financial implications for workers, parents, borrowers, and savers. First, service industry professionals can now deduct tip income—up to $25,000 annually—starting in 2025. Second, overtime workers like nurses and first responders get a new deduction to ease the tax burden from extra hours. Third, interest on auto loans becomes deductible again—but only if you buy a U.S.-assembled vehicle. Fourth, the government is launching a new child savings account program with a $1,000 seed deposit for every baby born after 2025 and the ability to grow tax-advantaged. And finally, student loan limits are getting stricter: new caps will apply across undergrad, grad, and parent loans, while simplifying repayment into just two options. These updates are a big deal—whether you’re grinding late shifts, planning for college, or investing in your kid’s future. 🚀 Loving the show? Leave a 5-star rating & review on Apple Podcasts, Spotify, or YouTube to help more people discover it! 📩 Want to master your money in 5 minutes or less each week? Join the Master Money Newsletter → Sign up here 🎧 Like this show? You'll love our other podcast: The Personal Finance Podcast 📲 Follow Andrew Giancola on Social Media: YouTube 🎥 Instagram 📸 TikTok 🎵 🔥 Thanks for tuning in! See you next episode. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    8 m
  • How the Big Beautiful Bill Will Impact Your Money – Part 2

    How the Big Beautiful Bill Will Impact Your Money – Part 2
    Jul 9 2025
    In this episode, we break down five more key provisions in the Big Beautiful Bill that directly affect your money: Opportunity Zones Made Permanent The popular tax incentive program now offers permanent deferral and elimination of capital gains taxes for investments in low-income areas, with stricter targeting to ensure community impact. Standard Deduction Increased The baseline income you can deduct rises to $15,750 for single filers and $31,500 for married couples filing jointly. A modest change, but one that benefits nearly all taxpayers. Senior Bonus Deduction Expanded Americans age 65 and older get a larger additional deduction, now $7,600 for individuals and $8,000 for surviving spouses. Income limits apply, making this a strategic tool for middle-income retirees. Child Tax Credit Increased The maximum credit per child under age 17 rises from $2,000 to $2,200 in 2025. For families with multiple children, this adds up quickly and reduces your tax bill dollar-for-dollar. Charitable Deduction for Non-Itemizers Returns Starting in 2025, taxpayers who take the standard deduction can still deduct up to $1,000 (or $2,000 for joint filers) in charitable donations. This change is now permanent, encouraging broader giving. If you're looking to keep more of your income and give more strategically, these updates are worth a close look. Stay tuned for Part 3, where we’ll continue unpacking the most important financial changes coming your way. 🚀 Loving the show? Leave a 5-star rating & review on Apple Podcasts, Spotify, or YouTube to help more people discover it! 📩 Want to master your money in 5 minutes or less each week? Join the Master Money Newsletter → Sign up here 🎧 Like this show? You'll love our other podcast: The Personal Finance Podcast 📲 Follow Andrew Giancola on Social Media: YouTube 🎥 Instagram 📸 TikTok 🎵 🔥 Thanks for tuning in! See you next episode. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    8 m
  • How the Big Beautiful Bill Will Impact Your Money (Part 1)

    How the Big Beautiful Bill Will Impact Your Money (Part 1)
    Jul 8 2025
    In Part 1 of How the Big Beautiful Bill Will Impact Your Money, we break down five of the most exciting tax updates from the bill: the expansion of Qualified Small Business Stock (QSBS) with a $15M tax-free cap, the return of 100% bonus depreciation for upfront write-offs, the permanent extension of the 20% Qualified Business Income deduction (with a possible boost to 23%), the increased estate and gift tax exemption to $15M per person, and the long-awaited SALT deduction cap hike to $40K. These moves have major implications for entrepreneurs, real estate investors, high earners, and families looking to transfer generational wealth—so grab your notebook and get ready to strategize. 🚀 Loving the show? Leave a 5-star rating & review on Apple Podcasts, Spotify, or YouTube to help more people discover it! 📩 Want to master your money in 5 minutes or less each week? Join the Master Money Newsletter → Sign up here 🎧 Like this show? You'll love our other podcast: The Personal Finance Podcast 📲 Follow Andrew Giancola on Social Media: YouTube 🎥 Instagram 📸 TikTok 🎵 🔥 Thanks for tuning in! See you next episode. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    9 m
  • Oil Drops, Canned Food Crumbles, and Chick-fil-A Goes Offshore

    Oil Drops, Canned Food Crumbles, and Chick-fil-A Goes Offshore
    Jul 7 2025
    We’re back to our regularly scheduled programming — and we’ve got a lineup of fresh stories that hit all corners of business and consumer life: Oil Prices Slide as OPEC+ boosts production again — is oversupply coming? Loyalty Programs Soar for fast-casual chains like Starbucks and Chipotle — even as spending slows. Del Monte’s Bankruptcy signals the slow death of canned food in America. $50 Chick-fil-A by Boat? Florida boaters say it’s worth every penny. Luxury Homebuyers Go All-Cash — how the rich are adapting to high mortgage rates in 2025. Plus, insights, stats, and bottom lines you can’t miss. 🚀 Loving the show? Leave a 5-star rating & review on Apple Podcasts, Spotify, or YouTube to help more people discover it! 📩 Want to master your money in 5 minutes or less each week? Join the Master Money Newsletter → Sign up here 🎧 Like this show? You'll love our other podcast: The Personal Finance Podcast 📲 Follow Andrew Giancola on Social Media: YouTube 🎥 Instagram 📸 TikTok 🎵 🔥 Thanks for tuning in! See you next episode. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    8 m
  • Tariffs, Tesla, and Tech Layoffs: AI and Trade Shake Up the Global Economy

    Tariffs, Tesla, and Tech Layoffs: AI and Trade Shake Up the Global Economy
    Jul 3 2025
    The U.S. strikes a new trade deal with Vietnam, setting a 20% tariff on imports and 40% on transshipped goods while granting zero-tariff access for U.S. exports. Microsoft announces 9,000 layoffs as it flattens management and doubles down on high-growth sectors like AI and cloud. Tesla reports a 14% drop in Q2 deliveries, battling cheap Chinese EVs, Model Y delays, and Elon Musk’s growing political fallout. And AI-driven layoffs accelerate across industries, with Ford’s CEO warning that up to half of U.S. white-collar jobs could soon vanish. 🚀 Loving the show? Leave a 5-star rating & review on Apple Podcasts, Spotify, or YouTube to help more people discover it! 📩 Want to master your money in 5 minutes or less each week? Join the Master Money Newsletter → Sign up here 🎧 Like this show? You'll love our other podcast: The Personal Finance Podcast 📲 Follow Andrew Giancola on Social Media: YouTube 🎥 Instagram 📸 TikTok 🎵 🔥 Thanks for tuning in! See you next episode. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    11 m
  • Meta’s AI Superteam, Apple’s Siri Rescue Plan, and Amazon’s Robot Revolution

    Meta’s AI Superteam, Apple’s Siri Rescue Plan, and Amazon’s Robot Revolution
    Jul 1 2025
    Meta is consolidating its AI efforts under a new division, Meta Superintelligence Labs, as Mark Zuckerberg assembles a dream team of AI talent to compete directly with OpenAI and Google. Apple is reportedly in talks with OpenAI and Anthropic to boost Siri’s capabilities, signaling a strategic pivot in its AI strategy. Meanwhile, Home Depot is acquiring GMS for $4.3 billion to win over pro contractors and lock out rival bidder QXO. Amazon is nearing a major automation milestone as its robot workforce approaches parity with human staff. And Joby Aviation begins piloted air taxi flights in Dubai, sending shares soaring as commercial launch nears. 🚀 Loving the show? Leave a 5-star rating & review on Apple Podcasts, Spotify, or YouTube to help more people discover it! 📩 Want to master your money in 5 minutes or less each week? Join the Master Money Newsletter → Sign up here 🎧 Like this show? You'll love our other podcast: The Personal Finance Podcast 📲 Follow Andrew Giancola on Social Media: YouTube 🎥 Instagram 📸 TikTok 🎵 🔥 Thanks for tuning in! See you next episode. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    9 m