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What if building wealth and closing the wealth gap could go hand-in-hand?
In this inspiring episode, Cliff Goins IV, entrepreneur, investor, and author of Minding the Wealth Gap, shares how values-driven leadership and intentional business practices can fuel both profit and purpose. With a mission to uplift underserved communities and create pathways to scalable success, Cliff offers a fresh perspective on building with heart.

From navigating the investment world to redefining success through social impact, Cliff’s insights challenge the traditional hustle narrative and open the door to a more inclusive, sustainable way of doing business.

Leading a business, team, or financial shift? This conversation will spark clarity, courage, and purpose.

🎧 Tune in to reignite your entrepreneurial spirit and build what matters.

Key Takeaways

• Why chasing money alone is a recipe for burnout (and bad real estate deals)
• The “Heart-Led Venn Diagram” of passion, purpose, and profit
• How underserved communities can scale wealth through business ownership
• Amazon’s leadership model and how it applies to small businesses
• Why 80% is good enough (yes, really!) when it comes to delegating

About the Guest
Cliff Goins IV is an investor, entrepreneur, and author of Minding the Wealth Gap. A passionate advocate for economic justice, he combines business strategy and storytelling to help close the racial wealth gap. He cofounded Scaleup, held senior roles at Northern Trust, and earned his MBA from Kellogg and BS from Florida A&M.

Additional Resources

• Website: https://cliffgoinsiv.com
• LinkedIn: www.linkedin.com/in/cliffgoinsiv
• Instagram: www.instagram.com/imcliffgoinsiv
• Books: Minding the Wealth Gap: Our Playbook to Close It Together: https://tinyurl.com/c9f459yc
  Stop Digging! A Spiritual Guide to Financial Freedom and Sound Stewardship: https://tinyurl.com/36mkknfp

Explore the Dialogue’s Treasures: Tap here to delve into our conversation: https://tinyurl.com/cliff-goins-iv

Up Next: Step into a story of resilience and reinvention with Dr. Jaime Raygoza, a career coach and mental health expert empowering LGBTQ+ professionals to thrive with authenticity, resilience, and joy. As the founder of Rainbow Career Coaching, he’s a proud advocate for inclusive, heart-led success.

Support the show

Consider supporting the continued efforts of the show in bringing great free content to you every week click SUPPORT THE SHOW to become a monthly supporter and get a shout-out on the next episode

Next Steps:

Subscribe to The Heart-Led Business Show on

• Spotify
• Apple Podcasts
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Connect with me on social media:

• Facebook
• Tom Jackobs Business Page
• Instagram
• LinkedIn
• X (Formerly Twitter)

Teasers & Announcements:

• Get my FREE SALES TRAINING here: https://go.tomjackobs.com/linktree-page
• Love the episode? Your review on Apple Podcasts or Spotify fuels our mission.
• Need some recommendations on great tools to help with sales? Check out my preferred tools here: https://tomjackobs.com/resources

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Can you build a legacy, empower your team, and still grow your bottom line? 💼❤️

In this powerful episode, we explore how Employee Stock Ownership Plans (ESOPs) can transform not just businesses but lives. I’m joined by Kelly Finnell, President of EFS ESOP Consultants and one of the nation’s top ESOP experts, with over 300 talks and 14 publications to his name.

With more than 40 years of experience, Kelly offers deep insights into how ESOPs work, when to consider them, and why they’re one of the most meaningful tools for ownership succession. We explore the heart of compassionate capitalism—where profits and people are not at odds, but aligned—and discuss how business owners can create lasting legacies by sharing ownership with the people who helped build the company.

🎧 Business with heart? This episode’s for you—owners, entrepreneurs, and purpose-driven changemakers.

👍 Like, share, and subscribe for more conscious leadership and soulful success stories.

Key Takeaways

• What is an ESOP (and why it’s not an option plan)?
• The “Greed Scale”: From Mother Teresa to Gordon Gekko
• How to sell your business without selling your soul (or your culture)
• Why the IRS is the only loser in an ESOP deal
• The financial sweet spot: Is your business ESOP-ready?
• Real-life stories that’ll make you cry (in a good way)

About the Guest
Kelly Finnell is a nationally recognized ESOP consultant and President of EFS ESOP Consultants, LLC. He has delivered over 300 talks across the U.S., London, and Sydney, and authored 14 articles and the acclaimed book The ESOP Coach. A magna cum laude graduate of the University of Memphis and its law school, Kelly is a leading authority on ESOPs and ownership succession planning.

Additional Resources
Website: www.esopcoach.com
LinkedIn: www.linkedin.com/in/esopcoach
X: https://x.com/#!/esopcoach
Book: The ESOP Coach: https://tinyurl.com/yxwz3nwj

Explore the Dialogue’s Treasures: Tap here to delve into our conversation: https://tinyurl.com/kelly-finnell

Up Next: Dive into the mission of Cliff Goins IV—investor, entrepreneur, and author of Minding the Wealth Gap—who’s committed to closing the racial wealth gap through practical solutions, purpose-driven leadership, and economic justice.

Support the show

Consider supporting the continued efforts of the show in bringing great free content to you every week click SUPPORT THE SHOW to become a monthly supporter and get a shout-out on the next episode

Next Steps:

Subscribe to The Heart-Led Business Show on

• Spotify
• Apple Podcasts
• YouTube

Connect with me on social media:

• Facebook
• Tom Jackobs Business Page
• Instagram
• LinkedIn
• X (Formerly Twitter)

Teasers & Announcements:

• Get my FREE SALES TRAINING here: https://go.tomjackobs.com/linktree-page
• Love the episode? Your review on Apple Podcasts or Spotify fuels our mission.
• Need some recommendations on great tools to help with sales? Check out my preferred tools here: https://tomjackobs.com/resources

Send us a text

What happens when an ER doc brings the same fierce clarity and compassion from the trauma bay into the business world? You get Tough Love MD.
In this powerful episode, Dr. Amy Gutman—emergency physician, leadership coach, and founder of Tough Love MD—gets real about what it means to lead with heart and backbone. She opens up about hitting rock bottom in midlife, rebuilding her health, and the raw truth behind her unapologetic leadership style.

Dr. Gutman challenges the “kind lies” that keep us stuck and shows how tough love isn’t harsh—it’s healing. If you’re a woman facing burnout or a bold life shift, this episode is your wake-up call to drop the excuses and own your power.

🎧 Listen now and discover how truth, ownership, and a professional kick in the tush can change everything.

Key Takeaways

• What “tough love” really means in leadership (hint: it’s not just yelling with a stethoscope)
• How Dr. Gutman turned a health crisis into a mission-driven business
• The surprising truth about generational accountability (spoiler: it’s not just the kids)
• Why your business needs specific goals, not just good vibes
• The art of saying “no” without guilt (and without a crash cart)

About the Guest
Meet Dr. Amy Gutman—board-certified Emergency Physician, leadership coach, and founder of ToughLoveMD. With 30+ years in medicine and executive leadership, she fuses metabolic science with real-world strategy to help high-achievers become resilient, focused, and unstoppable.

Additional Resources

• Website: www.toughlovemd.expert
• LinkedIn: www.linkedin.com/in/amy-gutman-md-facep-a4190890
• Email: prehospitalmd@gmail.com
• X: https://x.com/ToughLoveMD
• Instagram: www.instagram.com/toughlovemd
• YouTube: www.youtube.com/@ToughLoveMD
• Book Mentioned: Lies My Doctor Told Me: Medical Myths That Can Harm Your Health by Dr. Ken Berry- https://www.drberry.com/lies-my-doctor-told-me

Explore the Dialogue’s Treasures: Tap HERE to delve into our conversation https://tinyurl.com/dr-amy-gutman

Up Next: Explore the world of ESOPs with Kelly Finnell—leading expert, sought-after speaker, and author of The ESOP Coach. He’s guided hundreds of business owners through successful ownership succession.

Support the show

Consider supporting the continued efforts of the show in bringing great free content to you every week click SUPPORT THE SHOW to become a monthly supporter and get a shout-out on the next episode

Next Steps:

Subscribe to The Heart-Led Business Show on

• Spotify
• Apple Podcasts
• YouTube

Connect with me on social media:

• Facebook
• Tom Jackobs Business Page
• Instagram
• LinkedIn
• X (Formerly Twitter)

Teasers & Announcements:

• Get my FREE SALES TRAINING here: https://go.tomjackobs.com/linktree-page
• Love the episode? Your review on Apple Podcasts or Spotify fuels our mission.
• Need some recommendations on great tools to help with sales? Check out my preferred tools here: https://tomjackobs.com/resources