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The Ramsey Show

The Ramsey Show

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The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com2025 Desarrollo Personal Economía Finanzas Personales Éxito Personal
Episodios
  • Winning With Money Is More About Hope Than Math
    Jun 20 2025
    🔗⁠⁠⁠ ⁠⁠⁠⁠Share the Ramsey 101 Playlist!⁠⁠⁠⁠ Dave Ramsey and Ken Coleman answer your questions and discuss: "I was accidentally overpaid by my employer and now they want me to pay back $48,000." "Should I take over the car payment that my soon-to-be ex-husband is failing to pay?" "How can I convince my wife that we're set for retirement and don't have to make "the pie" bigger?" "Should I buy a boat?" "My husband says we can't afford a baby. Is he right?" "Should I continue working for my father or find another job?" "My husband wants to invest in gold but I want to invest in real estate. What should we do?" "How can I pay off my student loans at age 70?" "I owe $15,000 on my car and it doesn't run. How do I get rid of it?" Next Steps: ✅ ⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠send us an email.⁠⁠⁠ 📈 ⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠ ✔️ ⁠⁠⁠Help us make the show better. Please take this short survey⁠ 📱 ⁠Download the free Ramsey Network app! ⁠ 📈 ⁠⁠Free Tools & Resources to Help You With Investing⁠ 🏠 ⁠⁠Get organized and prepared to buy or sell a home 💵 ⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠ Connect with our Sponsors: Stop paying more and start shopping smarter at ⁠⁠⁠ALDI⁠⁠⁠ Get 10% off your first month of⁠⁠⁠ BetterHelp⁠⁠⁠ Go to ⁠⁠⁠Boost Mobile⁠⁠⁠ to switch today! Learn more about⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠ Get started today with⁠⁠⁠ Churchill Mortgage⁠⁠⁠ Get 20% off when you join ⁠⁠⁠DeleteMe⁠⁠⁠ Go to⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠ for an exclusive account bundle! Save 15% on your first ⁠⁠⁠Field of Greens⁠⁠⁠ order with code RAMSEY Find top Health Insurance Plans at ⁠⁠⁠Health Trust Financial⁠⁠⁠ To find out more about student loan refinancing, check out⁠⁠⁠ Laurel Road⁠⁠⁠ Use code RAMSEY to save 20% at ⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠ Visit⁠⁠⁠ NetSuite⁠⁠⁠ today to learn more Use promo code RAMSEY for 18% off at ⁠⁠⁠The Nokbox⁠⁠⁠ Learn more about ⁠⁠⁠Timothy Plan⁠⁠⁠ Get started with ⁠⁠⁠YRefy⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠ Zander Insurance⁠⁠⁠ for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠ 🧠 ⁠⁠⁠The Dr. John Delony Show⁠⁠⁠ 🍸 ⁠⁠⁠Smart Money Happy Hour⁠⁠⁠ 💡 ⁠⁠⁠The Rachel Cruze Show⁠⁠⁠ 💰 ⁠⁠⁠George Kamel⁠⁠⁠ 🪑 ⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠ 📈 ⁠⁠⁠EntreLeadership⁠⁠⁠ Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. ⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices
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    2 h y 9 m
  • Rock Bottom Can Be Solid Ground to Rebuild On
    Jun 19 2025
    🔗⁠⁠⁠ ⁠⁠⁠⁠Share the Ramsey 101 Playlist!⁠⁠⁠⁠ Dave Ramsey and Rachel Cruze answer your questions and discuss: "My husband keeps wanting to blow through our retirement savings. How do I get him to slow down his spending?" "Should we file bankruptcy?" "Should I pay cash or take out a loan for solar panels?" "I was laid off yesterday, where do I go from here?" "My husband is only paying down his own debt and I'm worried he's planning to leave me," "Our newborn is having unexpected medical expenses and we've blown through our emergency fund. What do we do?" "Can we recover from my husband not paying taxes?" "What kind of bonds should I be investing in?" "How can I fight a tax lien that my ex-husband was supposed to pay but didn't?" Next Steps: ✅ ⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠send us an email.⁠⁠⁠ 📈 ⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠ ✔️ ⁠⁠⁠Help us make the show better. Please take this short survey⁠ 📱 ⁠Download the free Ramsey Network app! ⁠ ❤️‍🩹 ⁠⁠⁠⁠Get trusted insurance coverage that fits your budget 💵 ⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠ 📈 ⁠Free Tools & Resources to Help You With Investing⁠ Connect with our Sponsors: Stop paying more and start shopping smarter at ⁠⁠⁠ALDI⁠⁠⁠ Get 10% off your first month of⁠⁠⁠ BetterHelp⁠⁠⁠ Go to ⁠⁠⁠Boost Mobile⁠⁠⁠ to switch today! Learn more about⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠ Get started today with⁠⁠⁠ Churchill Mortgage⁠⁠⁠ Get 20% off when you join ⁠⁠⁠DeleteMe⁠⁠⁠ Go to⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠ for an exclusive account bundle! Save 15% on your first ⁠⁠⁠Field of Greens⁠⁠⁠ order with code RAMSEY Find top Health Insurance Plans at ⁠⁠⁠Health Trust Financial⁠⁠⁠ To find out more about student loan refinancing, check out⁠⁠⁠ Laurel Road⁠⁠⁠ Use code RAMSEY to save 20% at ⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠ Visit⁠⁠⁠ NetSuite⁠⁠⁠ today to learn more Use promo code RAMSEY for 18% off at ⁠⁠⁠The Nokbox⁠⁠⁠ Learn more about ⁠⁠⁠Timothy Plan⁠⁠⁠ Get started with ⁠⁠⁠YRefy⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠ Zander Insurance⁠⁠⁠ for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠ 🧠 ⁠⁠⁠The Dr. John Delony Show⁠⁠⁠ 🍸 ⁠⁠⁠Smart Money Happy Hour⁠⁠⁠ 💡 ⁠⁠⁠The Rachel Cruze Show⁠⁠⁠ 💰 ⁠⁠⁠George Kamel⁠⁠⁠ 🪑 ⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠ 📈 ⁠⁠⁠EntreLeadership⁠⁠⁠ Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. ⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices
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    2 h y 21 m
  • Short-Term Thinking Keeps You From Building Long-Term Wealth
    Jun 18 2025
    🔗⁠⁠⁠ ⁠⁠⁠⁠Share the Ramsey 101 Playlist!⁠⁠⁠⁠ Dave Ramsey and Jade Warshaw answer your questions and discuss: "How can I get my husband to understand we can't afford groceries because of his drug addiction?" "My dad wants to give me money for a house but I want to invest it instead. What should I do?" "I currently have $130,000 in crypto, should I cash it out?" "My girlfriend wants me to sign a prenup, but I don't want to" "I'm worried about getting a bigger house. I think it will be too hard for us to take care of it, but we need it" "When is it appropriate to tip?" "How can we start a business when friends and family owe us so much money?" "We are stuck in Baby Step 1 and living in a camper. What should we do to get out of this situation?" Next Steps: ✅ ⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠send us an email.⁠⁠⁠ 📈 ⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠ ✔️ ⁠⁠⁠Help us make the show better. Please take this short survey⁠ 📱 ⁠Download the free Ramsey Network app! ⁠ 💵 ⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠ 🎟️ Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. 📖 Ready to break free from debt? Grab George Kamel’s Breaking Free From Broke now! 🏠 Get organized and prepared to buy or sell a home. Connect with our Sponsors: Stop paying more and start shopping smarter at ⁠⁠⁠ALDI⁠⁠⁠ Get 10% off your first month of⁠⁠⁠ BetterHelp⁠⁠⁠ Go to ⁠⁠⁠Boost Mobile⁠⁠⁠ to switch today! Learn more about⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠ Get started today with⁠⁠⁠ Churchill Mortgage⁠⁠⁠ Get 20% off when you join ⁠⁠⁠DeleteMe⁠⁠⁠ Go to⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠ for an exclusive account bundle! Save 15% on your first ⁠⁠⁠Field of Greens⁠⁠⁠ order with code RAMSEY Find top Health Insurance Plans at ⁠⁠⁠Health Trust Financial⁠⁠⁠ To find out more about student loan refinancing, check out⁠⁠⁠ Laurel Road⁠⁠⁠ Use code RAMSEY to save 20% at ⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠ Visit⁠⁠⁠ NetSuite⁠⁠⁠ today to learn more Use promo code RAMSEY for 18% off at ⁠⁠⁠The Nokbox⁠⁠⁠ Learn more about ⁠⁠⁠Timothy Plan⁠⁠⁠ Get started with ⁠⁠⁠YRefy⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠ Zander Insurance⁠⁠⁠ for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠ 🧠 ⁠⁠⁠The Dr. John Delony Show⁠⁠⁠ 🍸 ⁠⁠⁠Smart Money Happy Hour⁠⁠⁠ 💡 ⁠⁠⁠The Rachel Cruze Show⁠⁠⁠ 💰 ⁠⁠⁠George Kamel⁠⁠⁠ 🪑 ⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠ 📈 ⁠⁠⁠EntreLeadership⁠⁠⁠ ⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices
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    2 h y 20 m
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I'm glad she did wise choice to call. I hope she will follow the direction that be good counsel

It's was good advice

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Love listening every morning on the way to work. Keeps me motivated to continue the baby steps,

Inspiring

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The best free advice in the world, there is no other place to get great counseling on financial, career, emotional and or spiritual. Which is great amazing for all ages.

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I love them ! it's long and hard but I'm better off. I actually have saving

they helped me

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Dave Ramsey and his personalities have constantly equipped me with the knowledge required to secure my financial future. I preach the principles presented to everyone I can. God bless you Dave.

This is Gold offered free

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These podcasts keep me laser focused. We have been debt-free for decades living like No one else, so we are able to live like No one else. TY Dave...

Free, Debt Free

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This is the first time hearing him speak! He is very impressive. I will continue to listen .

Excellent!

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Absolutely love listening to a different way of AMERICAN thinking with NO CREDIT!!!! LOVE THIS SHOW

LIFE CHANGING

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This was great episode but Rachel I don't do emojis! I find this podcast encouraging to my financial journey and I enjoy hearing all the personalities.

baby steps order

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Jade and John are great additions. I’m motivated and listening again. The information here is valuable and helpful.

Returning listened

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