The Timing Of Interest Rate Changes ...

...is not affecting home prices

Once again the Fed decided to keep interest rates the same

While individuals, and businesses alike, want rates to be lowered

the Fed has signaled that they think rates are where they need to be

and unpopular of an opinion as it might be

there is some evidence that they aren't necessarily wrong

home values increased 3% in the 1st Quarter of 2025 as compared to the same quarter in 2024

There are only 4 meetings left in 2025

• July 29-30
• September 16-17
• October 28-29
• December 9-10

so if there is going to be surge of buying over the summer months

it will be based on the strength of the real estate market

and not due to the cost of money being less expensive

and with that, we would know with great certainty

that the housing market is solid

without manipulation of interest rates

so when the Fed eventually lowers rates

there could very well be a surge in the real estate space

if you have been playing the wait and see game

watch for 2 interest rate changes over the next 4 meetings

my suspicion is that you will see one in July or September

and the other one In October or December

with the likelihood that home values continue to increase

the monthly home loan payment will not see much change

listen for the explanation on how and why things are playing out