Budget Planning

Discover how to plan for retirement and what to do after retirement, even on a fixed income! Are you seeking to make a plan for life after work, with purposeful activities that align with your interests and budget? Do you desire a vibrant social life and the thrill of trying new things? Are you struggling with the fear of the unknown as you step into retirement? If so, you're not alone. Many retirees face these same challenges, but the good news is that there are countless ways to create joyful, fun things to do after retirement and a fulfilling life after work.

Starting a business can be an overwhelming and difficult process. From creating a business plan and budget to hiring employees and paying taxes, there are a myriad of things that need to happen on a relatively quick timeline. In Starting a Business 101, you will learn everything you need to know to start a successful business and handle any obstacle that is thrown your way during the process.

Want to truly enjoy your Golden Years, free from the worries of money issues? If so, keep reading to discover the 10 easy steps to a stress-free retirement! Retirement plans often include traveling the world and doing what you love. However, those thoughts can quickly fade when you realize how near retirement is and how little you’ve saved. Panic and fear set into your mind because you’re unsure whether you can afford to retire.

The book, Simplified Integrated Project Controls, provides clear guidelines on "how" to manage Project Controls based on Earned Value Management Principles. Accredited by ECSA, the Engineering Council of South Africa, the aim of this methodology is to give the reader the necessary understanding and knowledge of how to set up a simple project, as well as a multi-discipline complex project correctly, which is one of the main reasons for project control failure. It has been found that the methodology in this book, if applied correctly, enhances the performance of most of the project management...

Are you prepared for retirement—or just hoping for the best? Retirement Ready is your ultimate, step-by-step guide to planning a secure and comfortable future. Whether you're in your 40s, 50s, or beyond, this powerful resource shows you how to take control of your finances, grow your wealth, and confidently retire on your own terms. Inside this practical and easy-to-follow guidebook, you’ll discover how to: ✅ Save money consistently—even if you’re starting late ✅ Maximize your Social Security benefits for lifelong income ✅ Create a smart budget that fits your retirement goals ...

Budgeting is a tool for dealing with the future. It helps you turn expectations into reality. An increase in profit should be the first consideration when you think about the prospect for your business in the next year. Working up a budget helps you to determine whether or not your profit goal is within reach. When the figures are all together, you have answers to questions such as: What sales will be needed to achieve the desired profit? What fixed expenses will be necessary to support these sales? What variable expense will be incurred in producing the services? Get These 3 Valuable Free ...

The Automatic Millionaire starts with the powerful story of an average American couple (he's a low-level manager, she's a beautician), whose joint income never exceeds $55,000 a year, who somehow manage to own two homes debt-free, put two kids through college, and retire at 55 with more than $1 million in savings.

"Organize Your Meal Planning" is a dynamic guide designed to transform your approach to daily meals, making healthy eating more straightforward and budget-friendly. Whether you're looking to streamline your grocery shopping or ensure your family enjoys balanced meals without last-minute stress, this book provides practical strategies and insights that promise to enrich your culinary routine. Dietary Needs and Preferences: Learn to assess and accommodate your household's nutritional requirements and food preferences. Meal Planning Basics: Explore efficient planning techniques, including tips...

You Don’t Need to Be Rich to Build Wealth. You Just Need a Plan That Fits Your Life. Are you a single mom juggling bills, debt, kids, and career—with little time or energy left to even think about investing? Have you ever said, “I want to build a better financial future, but I don’t know where to start”? This book was written for you. Wealthy Woman Rising—The Single Mom’s Step-by-Step Guide to Saving, Investing, and Building Real Wealth is the practical, heartfelt, no-shame guide to taking control of your money—even if you’re starting from scratch. With empathy, humor, and...

There’s a lot of noise out there about how to spend (and not spend) your hard-earned money. But what if you made financial decisions based on what you value—instead of what others are telling you to value? This is the empowering approach Jen Smith and Jill Sirianni, hosts of the Frugal Friends podcast, want you to take to improve your spending habits. They believe you can value anything (yes, anything!), whether that’s a daily latte, fancy dinners out, or vacations. But, despite what social media is saying, you don’t value everything.

EASY PLANT-BASED MEAL PLANNING All you need to make it work is a little bit of time on the weekend, some storage containers! This guide to plant-based meal prep planning makes it easy to prep healthy meals for the week ahead in order to save time, money, energy, and calories! My goal here was to give you a quick guide to easy plant-based meal planning—some ideas for how you can plan out balanced breakfast, lunch, and dinner options for the week ahead. As a Therapist and Dietitian, every day I tell my clients that if all else fails, there are a few simple tweaks they can do to their diet ...

Unlock the Secrets of Affordable Wanderlust: Dive into South Spain's Rich Culture and Scenery on a Budget! Are you tired of dreaming about South Spain's breathtaking landscapes and vibrant culture, only to be held back by the high travel costs? What if you could explore this paradise without breaking the bank? Are you fed up with travel guides that promise budget-friendly options but lead you to tourist traps that drain your savings? Ready for an authentic South Spain experience without the hefty price tag? For such a beautiful trip around southern Spain, you will find a guide to the ...

Are you sick of spending hundreds at the grocery store and still never knowing what to cook? Do you rely on takeout so much that your delivery drivers know you by name? Are you trying to eat healthier, stop throwing leftovers away and stretch your dollar further? IN THIS BOOK: 101 answers to the question “what’s for dinner?” 75 non- sandwich lunches Snack ideas that won’t run you broke 50 things you can DIY instead of buy Recipes and hacks to help your leftovers avoid the trash The ultimate secret to saving money on groceries (hint: it’s delivery!) Curated 28 day dinner menu for a...

This book describes methods to design your budget to meet your financial needs without exceeding your income. Several examples of budgets are presented for various income levels based on typical living costs in basic categories such as food, clothing, rent/mortgage, utilities, transportation, insurance, entertainment, etc. Hints on reducing or eliminating expenses, saving and investing, and retiring debts are included.

Hypnotic Money: How to Automate Your Budget, Savings, Investing, and Debt Payoff for Lasting Financial Freedom Tired of budgeting burnout, financial anxiety, or always wondering where your money went? Hypnotic Money is your step-by-step guide to building an automatic personal finance system that works — even when you're not thinking about it. In this practical financial planning book, you’ll learn how to automate your money using proven strategies for budgeting, saving, debt payoff, investing, and charitable giving. You’ll discover: How to set up a zero-stress budget that runs on ...

“It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” - Robert Kiyosaki In Financial Tales, author and 30-year veteran financial advisor Carlos Sera provides you with the same life-changing financial planning advice, portfolio management techniques and investing strategies that he has offered to his own family and clients. Unlike most other boring, numbers-driven personal finance and retirement planning books, Financial Tales provides real-world examples of how people’s lives were improved by ...

Money Management: 100 Ways to Save You Time and Make More Money Are you tired of working hard but never getting ahead? Struggling to juggle your time and still not seeing the money pile up? "Money Management: 100 Ways to Save You Time and Make More Money" is your secret weapon! This isn’t your typical financial advice. It’s a treasure trove of clever hacks, practical tips, and game-changing strategies to get your finances in shape while freeing up your precious time. Discover how to streamline your day-to-day life while boosting your income like never before. From smart investments to ...

Have you ever felt a deep urge to achieve something greater but didn’t know where to start? Maybe you’re uncertain about your path, or financial constraints are holding you back from living the life of your dreams. This book is your guide to transforming your life with clarity, purpose, and practical tools. In LIFE MANAGEMENT TOOLKIT: Essential Financial and Time-Management Tools for a Purposeful Life, Timofey Nedyalko builds on the principles from TRACK SMART, LIVE BIG: Essential Financial Tracking Tools for a Purposeful Life, empowering readers to take charge of their lives with ...

Looking to travel affordably and make the most of your trips? As a member of the military or a veteran, you have access to exclusive discounts and resources that can help you save money on your next adventure. This comprehensive guide is packed with insider knowledge, tips, and tricks to help military personnel and their families plan affordable and enjoyable vacations. Discover how to save money on flights, hotels, and car rentals with discounted fares and packages Learn about free national park access, discounted theme park tickets, and budget-friendly cruises Get insider tips on using ...

By utilizing the tips in this audiobook and through thoughtful planning, you can have a wedding that leaves people thinking you spent a million bucks. And better yet, you can do it without having a mental breakdown from the stress of wedding planning.