Budgeting Personal Finance

There's no doubt about it: the financial struggle to gain any footing is real. But whether you are in debt or simply feel like your paychecks vanish upon arrival, you can take control of your money. Financial freedom is meant for you. You just need a real-world plan to get there. Based on the lessons she learned in her journey going from $100K in debt to self-made millionaire, YouTube money expert Rose Han shares a detailed and doable road map to financial freedom. Her actionable five-step method provides you with the tools you need to get out of debt and maximize your net worth.

From the creator of the viral series Rich vs. Really Rich, comes a modern formula for building wealth in today’s economy that optimizes your quality of life over the amount in your bank account. Really Rich is a timely work of prescriptive finance by social media influencer and entrepreneur Nicholas Crown. Crown provides listeners with an original ten-point formula for building wealth and happiness.

Everyone has an opportunity to grow their money and get out of debt, but you must start to make this a reality. Be warned, though, when your income starts to grow, it is easy to fall into temptation and start spending more than you are earning again. Refrain and continue saving and investing your money. Every small step counts. Every coin kept and invested counts. If you use the profit you make, you will be unable to grow your wealth...With time, you will have a venture that can not only buy you whatever you want but one that will continue to grow over the years.

Are you constantly worrying about your finances, living paycheck to paycheck? Do you feel overwhelmed by debt and lack the knowledge to turn things around? If you answered "yes" to any of these questions, you're not alone. Financial Freedom Made Easy: Step-by-Step Guide to Eliminate Debt, Create a Financial Plan and Provide Financial Security for you and your Family is your ultimate guide to achieving financial stability and independence for you and your family. You see, financial stability isn't a myth or an unattainable dream.

Are you going in financial circles? Do you need directions? Finding your financial goals through all the options and dead-ends in today's marketplace can be confusing, and you might get lost without a map. In this audiobook, Howard Dayton provides a simple road map for organizing your finances through life and reaching your financial destination.

This book serves as a comprehensive guide for young families seeking to establish and maintain financial well-being. It highlights the significance of budgeting and offers practical advice on creating a family financial calendar to track income, expenses, and savings goals throughout the year. Various budgeting techniques are explored, along with strategies for saving for specific goals like vacations and education. The guide also emphasizes the importance of insurance needs assessment, tax planning, building an emergency fund, and understanding basic investment options to foster long-term ...

Life Skills Mastery for Young Adults: 50+ Essential Skills for Budgeting, Finance, Emotional Wellness, Diet and Nutrition, Personal Health, Inspiration, and Personal Growth Are you a young adult looking to gain the tools and confidence to navigate adulthood successfully? Life Skills Mastery for Young Adults is your all-in-one guide to mastering the essential skills that will set you up for a thriving, independent future. This practical and empowering book covers everything from managing your finances to taking charge of your health, ensuring you have the knowledge to make informed decisions...

For the past few decades, Americans have spent billions of dollars on personal finance products. As salaries have stagnated and companies have cut back on benefits, we've taken matters into our own hands, embracing the can-do attitude that if we're smart enough, we can overcome even daunting financial obstacles. But that's not true. In this meticulously reported and shocking audiobook, journalist and former financial columnist Helaine Olen goes behind the curtain of the personal finance industry to expose the myths, contradictions, and outright lies it has perpetuated.

You’ve been lied to: there’s no such thing as good debt. Debt sucks. Period. And that includes student loan debt. No matter what you believed - or were told - when you took out your loans, you need to get serious about getting rid of your debt fast, because it’s costing you more than you know. That’s why best-selling author Anthony ONeal wrote this motivating audiobook - to show you why you need to dump your debt fast and how to do it.

Seems like hiring a financial planner is all the rage these days, but if you're already in financial trouble, how can you ever afford one? Deborah Smith Pegues, a Certified Public Accountant and an expert in managing money, will help you learn how to diminish your debt, save strategically, spend smart, and end up with financial peace and plenty in your pocket in 30 days.

Napoleon Hill interviewed with William Wrigley, Alexander Graham Bell, Andrew Carnegie and 500 others.

He shares with you the secrets that helped all of these great leaders rise to the top in their respected industries. Many of today's top achievers credit Napoleon Hill's work as well as Think and Grow Rich as being the blueprint for their success.

Greed. Exploitation. And so many fees. All hiding in plain sight. That’s your financial advisor. Whose services and advice have become the outdated VHS player of retirement. In Fire Your Financial Advisor: 40 Years of Greed and Exploitation of the American Retiree, and How You Can Fight Back, Greg Aler tells the story of how the financial industry created a trillion-dollar empire by withholding information while over-charging and under-servicing retirees regarding the real risks of retirement.

Investing in your future is easier than you think—discover how and achieve financial security more quickly than you can possibly imagine. Young adults are especially financially vulnerable because they’re just starting out, want a lot of “stuff,” and are not earning the big bucks yet. So, they’re borrowing too much and saving too little (if at all), and they’re in a financial mess. But it doesn’t have to be like that. Instead, imagine a life where you have peace of mind, because your financial affairs are in order, and you’re on the right path to building wealth.

If you’re afraid to open your bills, if you’ve never added up how much you owe, if you can’t even imagine being debt-free, it’s time to join the thousands of people Gail Vaz-Oxlade has helped. Her straightforward approach to money management is based on self-control, hard work, and prioritizing what’s really important. In Debt-Free Forever, Gail gives you a clear strategy and the steps needed to implement it. So if you’re finished with excuses, overdue notices, and maxed-out credit cards, buy this audiobook, follow Gail’s plan, and start becoming debt-free forever.

Is life insurance a bad investment? Don’t I lose all my cash value when I die? Shouldn’t I just make a bundle and invest it instead? What about my spouse or my kids—do they need life insurance? Can I borrow money from (or is it against?) a life insurance policy? My insurance advisor told me one thing about insurance, but my financial planner gave me different advice, and an expert on TV said something else entirely. What do I do now? Help!

If you want a simpler, faster, more effective way to budget and save a lot of money this year, then this might be the book for you. It's called "The 10-Minute Budget", and it's all about how to make a simple budget you can manage in just 10 minutes per month and, in the process, adding many thousands of dollars to your personal savings. WARNING: This book is not suitable for some readers. If you're looking for a hands-off, completely automated, solution for creating a budget, do not buy this book. While the 10-minute Budget radically speeds up the process of maintaining a budget (once the ...

If are looking to improve your credit and take your finances to the next level, this audiobook will show you exactly how to do just that. Understand the journey to credit score so that you don't have to make mistakes that you'll regret in the future. No matter what stage you are in your life, you can always get it right with the right information. This audiobook is for anyone who want to understand all aspects of the credit score, from the differences between the various scoring models, to how they're calculated.

Unlocking Wealth: Eight Small Habits for Lasting Prosperity offers a refreshingly practical roadmap to build real, sustainable abundance—no gimmicks or get-rich-quick schemes required.

The perfect roadmap to effective trading for investors and traders from all walks of life, How to Be a 20-Minute Trader is an essential resource towards making money in the markets without leaving your cash at risk for more than a few minutes at a time.