Credit Management

Debt-related fear, anxiety, and stress can take a toll on your physical and mental health, which can affect your relationships, your career, and your future. But you don’t have to live like this for the rest of your life. You can take small steps today toward fixing your finances and finally closer to a life without financial burdens.

Did you know? Nearly 75% of teens in the U.S. lack confidence in their financial knowledge, and more than 60% of young adults regret how they’ve handled their money. It’s never too early—or too late—to learn the skills for financial success. As Warren Buffett says, “Someone’s sitting in the shade today because someone planted a tree a long time ago.” Let this book be the seed for financial independence and confidence.

Personal finance, money management, business & economics, credit reports, FICO scores, the cost of credit… each impacts our lifestyle and financial decisions, yet far too few Americans are aware of little-known secrets to our credit scoring system. Even fewer adults know it is easier than they imagine to effectively re-build credit, quickly and without a lot of pain—with the right help. Expert Alisa Glutz has a proven method to “color” credit; she is passionate to create a movement where people everywhere can take advantage of a fun, but effective approach, to repair bad credit that...

Whether you're an individual seeking financial freedom or an entrepreneur hungry for business growth, The Credit Game Mastery Series is your ultimate companion on the journey to credit mastery. Unlock the secrets of personal and business credit, seize control of your financial destiny, and pave the way for a prosperous future.

What is a credit score? What can affect it? If you have a low credit score, can it be repaired? - These are only some of the questions one might ask when faced with this topic. Aside from this, most people nowadays also have credit cards. And why not? It is indeed a convenient mode of payment. But, if you’re not careful this could lead to a lot of debt that could also affect your credit score. In this guide, you’ll learn what you need to know to maximize the benefits of your credit cards, understand your credit score, and how to DIY credit repair.

Need to clean up your credit? This up-to-date resource is packed with action plans for repairing a bad report, paying down debt, and repairing a bad credit report. You'll discover how to dispute inaccurate information, communicate with collectors and creditors, set financial goals, and build a good credit history. You'll also see how to avoid scams - and take action if you're victimized.

This audiobook is a bundle of two books: Money Management and Financial Budgeting. This is useful for learning everything to know about your credit score and how a good credit score matters. You'll also learn about staying out of debt, budgeting, saving and investing. With the help of these two books, you'll be able to plan your finances wisely.

According to Experian’s Annual Credit Review, 16 percent of Americans have credit scores between 300 and 579, and another 18 percent have “fair” credit scores up to 669. But even if you’re barely squeaking by with a “fair” credit score…it only takes one late payment to send your FICO score plummeting down.

Credit, Assets, Debt, & Taxes: 4 Strategies the Middle Class Can Use to Invest Like the Wealthy A practical personal finance guide to building wealth, improving credit, mastering debt, and minimizing taxes Are you tired of working hard but not getting ahead financially? You’re not alone—and you’re not stuck. This personal finance book is your blueprint to start investing like the wealthy—even if you're middle class. In Credit, Assets, Debt, & Taxes, part of the "Speak the Language of Money" book series, author Larry Jones breaks down the four core strategies the wealthy use to build...

In a world dominated by scale and technology, smaller community-based financial institutions, like credit unions, have the chance to serve more people (and serve them better) by making banking more human. This book presents a way forward that places banking on a human scale.

Get rid of your debts, transform your finances, and use the money that’s been freed up to build your wealth. You’re about to see simple ways to get rid of the bad debts that are ruining your cash flow.

From the nuts and bolts of managing money to the deep psychological and even spiritual meaning it has in our lives, this personal-finance audiobook shows everyone, even complete novices, how to take control of their money.

No matter how overwhelming, out of control, or insurmountable your debt is, you'll learn how to finally start saving and achieve the financial freedom you truly deserve. Even if you’re addicted to spending or you’ve been trapped in a vicious cycle of debt for years, this book will empower you.

Business Credit Decoded is an insider's guide on how to build an exceptional business credit score and profile for any business. This book will reveal how a business owner can be approved for tens of thousands of dollars in revolving credit cards and credit lines. Plus, this special book reveals how business owners can secure large amounts of cash funding for their business without a personal guarantee required from the business owner.

In this book you will: Learn The Strategies That Successful Businesses Use For Optimal Cash Flow Management Tips on How to Use Business Credit Card Points and Rewards For Business Travel and Tax Deductions Learn How To Get Large Credit Lines With Business Credit Cards That Have No Utilization Rates. List of companies that offer Vendor Credit with Employee Identification Number instead of Social Security Number Learn how to get business credit cards with a personal credit score as low as 560 – 580.

This comprehensive guide to legal deductions, credits, and loopholes covers rules of thumb for record-keeping and how to stay organized, secrets to mortgage, tax and insurance deductions, maximizing work-related expenses, making the most of medical expenses and health savings accounts, strategies for utilizing deductions and credits for education, and lots of tips on how to make more money - some of it tax-free!

Struggling to understand your credit rating? Should you get a new credit card? What loans are best for your situation? How much insurance do you really need? When should you start saving for retirement? Why is an emergency fund important? Find the answers to all of that and more! Here’s a clear roadmap for your successful future! How do you prepare for a future that's becoming increasingly uncertain? The future might seem scary, but it doesn't have to be. With this guide, you can learn to take control of your finances and build a robust foundation for your bright future. Finding ...

Most credit books promise quick fixes and easy solutions to bad credit, but the truth is there is no quick fix when it comes to credit. Your best strategy as a smart consumer is to understand your credit inside and out. Credit expert John Ulzheimer can give you all the tools you need to master the world of credit, before or after you get into trouble, and take the power back into your own hands.

Do you owe too much money? Are your debts crushing your spirit, embarrassing you, and stressing you out? You’re not alone. The good news is that you can fix that. And this audiobook will show you how. You’re about to learn time-tested strategies for winning your battles with debt. And I’m also going to share with you some strategies for increasing your income, as well as some important precautions you can take to minimize the risk of unforeseen events ruining your plans.

Many businesses struggle because they can’t access the funding they need to grow. Don’t let this happen to you! This complete insider’s guide will teach you the exact steps for easily obtaining business credit using an EIN instead of your SSN, while boosting your business credit score and profile in the process. This will ensure your business can grow quickly without putting your personal assets at risk.