Personal Budget

Do you struggle to put away money at the end of each month? Have your purchases taken on a life of their own? Does your paycheck grow wings and fly before you can get it into your bank account? You’re not alone. Many people today have trouble keeping money in their savings, and the problem is even worse with millennials.

There's nothing wrong with living the lifestyle you want to live, but when this affects your progress in life as far as finances are concerned, then you need to take action. The truth is that you can never become rich by spending. When you sow spending, you reap poverty. You can never move ahead in life by being the biggest spender, whether you do it because you have convinced yourself that your job demands a certain lifestyle or not. When you are constantly broke when you are working or running a business, something is definitely wrong with the way you handle your money.

No matter how much money you earn, it’s always going to feel like it’s never enough. Why? Because you’re not the one who is in control of your finances. That’s what happens when we live a life without a budget. There’s no guidance, no framework, no reliable source to turn to which ensures we’re doing what we should be doing with our money. What if you knew that the secret to financial freedom all came down to simply having a budget? This audiobook is going to take a deep-dive into everything you need to set you up for a successful financial future by using a budget.

Divorce is one of the most high-pressure situations you’ll face in your life, especially if the level of conflict is high. Triggered, you’ll say things you don’t mean and make impulsive decisions you’ll later regret. Getting A Divorce Without Losing Your Mind provides both emotional perspective and the divorce tactics you need to empower you through the process.

Minimalism will set you free. Minimalism is an idea that can be used for good living. It is a tool that leads to blissful liberation from whatever fear has come to plague the human population over time. It also offers freedom from the very world we have created about ourselves as consistent consumers. It allows us to stop worrying about everything. We have a choice to take control of our lives and become fulfilled.

Are you tired of living paycheck to paycheck and want to take control of your finances without sacrificing your social life? "Money Skills for Young Adults in a Digital Age" is the audiobook for you.

When you're trying to manage a busy family, it's easy to lose sight of the things that really matter and feel like you're drowning in worries while the pennies are drowning away. So many of us feel we have to pretend to be wealthier than we are and try to hide it when we can't afford something. Why though, when we are all sharing what we had for our tea and how many press ups we did that morning on social media, can't we be more honest about our finances? Why is there still so much shame and secrecy about being a bit strapped for cash, or in debt?

This practical and action-oriented beginner’s guide will show you how to create a great podcast on a budget, from choosing a topic to reaching the right audience. Each chapter is tailored to the needs of cultural nonprofits, giving you a detailed roadmap for producing a podcast that supports your institutional mission. Inside, you’ll find simple, concise advice and instruction that gives you just what you need to get started, without any treatises on sound engineering or editing.

In a time of such economic uncertainty, it has never been more important to take control of your money. For over 40 years, Money Box has been arming you with the most up-to-date knowledge, giving you the confidence to take on the financial world. From understanding credit cards and buying your first flat to investing, relationships and finance, and will writing, Paul Lewis' Money Box gives you the tools to balance your budget, grow your bank balance and live a better financial life.

Are you struggling with debt and saving money? Do you find that near the end of the month, there is more month left than money? Does your family need and want more out of life than you can financially afford? If you answered yes to any of these questions, this book is for you.

In this audiobook, I show you the ins and outs of a starting and running a dropshipping business from scratch in nine easy steps.

Having a proper budget can help you reduce outstanding debt, take control of your financial destiny and become a more relaxed and happier person. Depending on the nature of your circumstances, the perfect budget may not necessarily mean you spending less. But you may require be required to make effective and informed financial decisions. Creating an appropriate budget will help you jump off the treadmill of surviving from paycheck to the next.

Can you get a dream wedding for $1,000? $500? or $200? With Wedding Planning on a Budget: A Guide to Getting the Wedding of Your Dreams at a Cost You Can Afford, author Elizabeth Ambrose gives you tips that show you how. By incorporating the simple ideas in this book, you will save money while allowing yourself the simple luxuries that go with being a bride. This book also contains unique ideas for funding your wedding, so you can make your budget stretch.

Many young adults feel unprepared for adulthood, especially regarding financial matters. Schools often overlook teaching practical money skills, leaving you to figure it out on your own. But financial literacy is a skill you can learn, even without being a math whiz. This book provides invaluable insights to help you avoid common financial mistakes and build a secure future.

Do you have a limited income and have to budget every month? Do you find it easy or do you find it almost impossible? Do you need help to get it right before you end up in even more debt? For most of us this is the reality, but budgeting doesn’t come easy in the modern world. Temptation lurks around every corner. This audiobook, Budget Book: The Ultimate Budget Planner and Financial Planner Workbook, is designed to help you make the most of whatever money you have.

Let me teach you how to save money! Whether you have a very modest income and don’t believe it’s possible for you to save, or you make decent money but still spend everything you make, this book can help you. If you follow the lessons you learn here, you can completely change your life.

My book, How to Live Like a King While Penny Pinching, will teach you how to pinch those extra pennies in your life that will add up to dollars. There is so much more to life than working just to buy the next great thing. You don’t have to live paycheck to paycheck, give up things you love, because you can’t afford them, and you do not have to perpetuate the cycle of debt that so many people find themselves in.

Hi, I'm Lisa, and I want to give the word 'budget' a makeover! For most people, the very thought of budgeting makes them want to run a mile. It suggests restriction, going without and only buying the cheapest of the cheap. But at its best, budgeting can mean making smart decisions, planning your spending carefully and having plenty left over for treats. It was only during the December 2021 lockdown that I came across the phenomenon of 'cash-stuffing' on TikTok, where you withdraw your spending money weekly or monthly and divvy it up into sections of a binder.

Aren’t you tired of never knowing whether or not your money is going to last you to the end of the month? Chances are that you’re already all too familiar with asking friends or relatives for a couple of bucks. You’re not alone in this predicament. Some shocking reports suggest that 74 percent of all employees have no emergency savings and are entirely dependent on their paycheck.

Get a clear, concise plan for dumping debt now. Learn about controlling your expenses and increasing your income to help you live debt-free for the rest of your life.