Personal Credit

This book contains proven steps and strategies on how to understand how credit works and how your credit score affects you. You will learn the difference between a credit report and credit score. You will discover what factors are considered in calculating your credit score. You will learn how to obtain and understand a credit report. You will learn different methods for attacking debt. Finally you will learn how to avoid common credit scams and how to develop healthy credit habits.

Sharon Lechter is dedicated to sharing relevant and actionable steps to help you build a strong and sustainable financial foundation for your family. As co-author of Think and Grow Rich – Three Feet From Gold, Rich Dad Poor Dad and Founder of Pay Your Family First, Sharon’s messages have helped people around the globe take control of their financial lives.

This book is for you if you are worried about: - skyrocketing fuel and heating costs - rising food bills - expensive mortgage payments - the threat of losing some or all of your income - the nightmare scenario of losing your home. If you're facing the prospect of having to work extra hours, take a second job or cut back on spending to make ends meet, then don't panic. There's no need to give up family time or to work day and night.

Written in a clear, easy-to-understand style, Financial Cents includes detailed information on all matters of personal finance, as well as how to write an effective budget, how to understand your credit score, ideas for earning extra money, and much more.

You are about to discover how to effectively repair your credit and get out of debt forever. Millions of people struggle every day with their personal finances, but you do not have to. Getting buried in debt and having a poor credit score was probably one of the most dreadful memories in my life. This book contains step-by-step proven strategies on how to fix your credit score and how to stay out of debt forever.

This audiobook fully discusses fighting identity theft and the value of placing a Credit Freeze on your credit report so that it cannot be accessed by any unauthorized person trying to get credit on your behalf. The Credit Freeze became California law in 2003, and the other states followed suit shortly thereafter, and in the author's opinion, one of the most important sections of that legislation states that in the case of an address change, the written confirmation shall be sent to both the new address and to the former address.

Let’s be very honest, you need to know how the credit system works fully before you can repair your credit score. Beware of shorter audiobooks that do not provide enough information on steps you need to take. This guide will not only teach you credit repair, but also show you methods to keep your credit score high forever. You will see that this audiobook stands out from the rest.

They're smiling but they don't trust you. A polite nod here, a chuckle there. Meanwhile they're anxiously waiting for your credit report. You know it hurt your chances of getting the loan when you had to admit to some small financial mistakes in the past. As you leave the office with that sick feeling telling you you've already lost, they state the inevitable, "We'll let you know." Less than perfect credit is not a permanent situation. If you've made financial mistakes in the past (and who hasn't), it's not too late to start repairing your credit today.

If your student loan payments are too high, if you have fallen behind on your loan payments, or if you want to learn how you can save money on and more effectively manage your student loans, then The Student Loan Makeover is for you. Author Paul Jones has leveraged his own expertise as an attorney and student loan borrower to help numerous clients save money on their student loans. Now, he'd like to help you.

A story about a hamster who beats debt? You've got to read it to believe it! Blinks and Sniffs the hamster thought they were living the good life...until their eyes were opened to just what their debt was doing to their quality of life. Read along to see what Blinks and Sniffs the hamsters do to get their life back on track! If a hamster can beat debt, so can you!

Are you struggling to repair your credit and don't know where to turn? Paying someone to help you with your credit scores can cost you thousands, but what a lot of people don't know is that they can fix it all by themselves. That's right with the proper know-how you can repair your credit no matter how bad it is, and get it back to where you want it to be. The fact is your credit can negatively affect every aspect of your life. If your credit is bad, it can keep you from getting a house, renting an apartment, or even getting a vehicle.

Every time you take out your credit card and put it to use, your purchase, as well as how and when you pay it off, will contribute to your credit score. The credit score is not just another number that you can afford to not take seriously. Too many people fail to realize that in the future, when they want to purchase big ticket items such as houses, their credit score will have a major say whether this goes ahead or stalls.

Stop stressing over your debt and living paycheck to paycheck. Take control of your money and start growing your wealth today. Listen to this straightforward audioook to: Learn how to get a grasp on your current financial situation, learn the secret to take control of your money and stop living paycheck to paycheck, take steps to tackle your debt and improve your credit score, build your wealth to create the life you want, create a successful mindset for financial success.

Establishing excellent credit is a simple process. The problem is that many people do not know what exactly what actions will help you build excellent credit. Many people just hear "pay your bills on time and you will have good credit". The truth is that is not entirely correct. There is more to it than just paying your bills on time.