Retirement Age

How much do I need to retire? Can I retire early? What’s the retirement age, anyway? No matter whether you are 25, 65, or any age in between, you probably have questions about retirement and knowing the answers is the key to planning your future. Whether you want to retire as soon as possible or are looking forward to continuing to work in some form for as long as you can, Retirement 101 guides you through each step as you approach this important milestone.

What will your 100-year life look like? Does the thought of working for 60 or 70 years fill you with dread? Or can you see the potential for a more stimulating future as a result of having so much extra time? Many of us have been raised on the traditional notion of a three-stage approach to our working lives: education, followed by work and then retirement. But this well-established pathway is already beginning to collapse.

"Catapults you into a future scenario that cannot be ignored" Connecting seemingly unrelated instances of essential worker shortages around the world, investment analyst Shamil Ismail builds a compelling and well-researched narrative explaining why aging populations and falling birth rates are leading to a shrinking pool of essential workers in developed countries, which will massively disrupt their societies. Methodically unpacking the factors driving this escalating crisis, he shows why proposed solutions such as automation, AI, and raising the retirement age will not fix this problem. ...

Everyone knows that saving for your retirement is important. Yet only half of all eligible Americans contribute to a retirement plan. That’s because all plans - including the 401(k), 403(b), 457, and even the IRA - are complicated, confusing, and costly. New York Times best-selling author and acclaimed financial advisor Ric Edelman has counseled thousands of savers and retirees and has accumulated his advice in this audiobook.

Conquer the RICP Exams: Your Guide to a Career as a Retirement Income Certified Professional is a comprehensive study guide designed to help aspiring financial professionals successfully pass the RICP (Retirement Income Certified Professional) exams. Divided into three parts, this guide covers essential topics such as retirement income strategies, risk management, tax-efficient distribution planning, Social Security optimization, and healthcare planning. The guide is structured to offer practical, real-world examples and in-depth explanations, preparing readers not just for exam success but...

In Start Late, Finish Rich, David Bach takes the "Finish Rich" wisdom that has already helped millions of people and tailors it specifically to all of us who forgot to save, procrastinated, or got sidetracked by life's unexpected challenges.

Don't have enough money saved up for retirement? No problem. Never started a 401k or IRA? Don't worry. And are you so far behind in your personal finances you're worried you'll never be able to retire? It's all good. Because whether you know it or not, the entire US retirement system is horribly flawed and was doomed to fail anyway. And that's why every American needs to listen to Poor Richard's Retirement.

Ever feared your retirement would just be multiple moments of finding your glasses before bed? Swap those specs for a Hawaiian shirt as you dive headfirst into an exhilarating chapter filled with excitement, adventure, and fun!

Welcome to the laugh-out-loud chaos of getting older—and refusing to act like it. In The Mind Said Yes… The Body Called 911, you'll meet a cast of lovable, slightly unhinged seniors who try everything their minds enthusiastically agree to... only to have their joints, muscles, and dignity cry out in betrayal. From trampoline disasters and Zumba incidents to TikTok misadventures and DIY plumbing chaos, this book is packed with hilarious real-life missteps, relatable aging wisdom, and the kind of humor that will leave you snorting into your applesauce. If you’ve ever said, “I still ...

Essie Cobb, senior sleuth, and her three gal pals Opal, Marjorie, and Fay are playing cards (and causing trouble) in the all-purpose room at the Happy Haven Retirement Home. Not even having to use walkers to get around will stop these ladies from getting into trouble! A one-act play based on the Essie Cobb Senior Sleuth mysteries by Patricia Rockwell. This play may be produced by amateur groups without a royalty payment.

Fewer than half of Americans nearing retirement age are confident their savings are on the proper course. But if you take the steps highlighted in this book, you will be well prepared for a stress-free retirement. These steps are so simple anyone can do them, even if you feel you are disorganised, and no matter how much your current take home pay is.

Many older Americans today are poorly prepared to finance their retirement years, and such under-preparedness is especially acute for members of disadvantaged racial and ethnic minority groups. Black and Hispanic families, for example, have only a quarter of the amount of net private wealth (assets minus liabilities) compared to White families. Moreover, racial wealth gaps have not diminished much in the past four decades, in part because Whites tend to save more in and withdraw less from employer-sponsored retirement plans than do their Black and Hispanic counterparts.

Most of us simply assume that we have a right to retire from work and spend the rest of our lives doing whatever we want. While the idea of a long holiday sounds wonderful, this ideal picture is not the whole truth. Retirement often brings relationship challenges, health problems, and crises of purpose and motivation; it is not the paradise we have been promised. God’s word never encourages us to take an extended holiday towards the end of our lives; retirement is not a Biblical idea. The Bible is, however, very helpful for us as we prepare for our later years.

Not everyone wants a life of nothing but leisure. And if you made money mistakes, had debt, or never made a plan for your money, comfortable retirement may not be possible without changes. It’s time to go back to school and redefine retirement. Don't Retire...Graduate! is your degree in full-fledged financial freedom and the option to work, if you choose.

This is a humorous look at aging. While getting old isn't for sissies....it is for everyone. In spite of all the aches and pains, the high cost of medication, the manner in which older people are often treated dismissively, and the occasional loss of dignity, getting old does have its humorous side. The author has tried to look at the process through a largely humorous lens, and also offers important advice for recognizing life for what it is.

Retirement Planning is a comprehensive guide that empowers you with the strategies to build a robust retirement plan, ensuring financial tranquility, regardless of your current savings.

The $214,000 Mistake helps married taxpayers get the most out of their Social Security benefits: more money for you and less for Uncle Sam. Ninety-seven percent (97%) of Social Security recipients don’t receive the benefits they are entitled to. Do you know why? Because they don’t know how to optimize their benefits. With uncomplicated language, the book shows you how to implement proven strategies that will prevent married couples from losing hundreds of thousands of dollars.

She’s off limits and I follow the rules—normally. In my line of work, rules keep you alive. They are not to be broken. For anything. Or anyone. But I’m barely keeping my head above water with my sexy new rookie. She’s out of bounds. My mentor’s daughter. Everything I shouldn’t want. But I need her. I’ll teach her how to follow the rules on the job. In bed? I’ll show her how good it feels to break them. Every good girl deserves a bad boy. ~ Weston

Discover joy and purpose in retirement, even if you’ve felt unsure about your next steps! Are you ready to transform your golden years into a vibrant adventure filled with purpose, health, and meaning? Whether you're seeking activities to invigorate your mind and body, ways to connect with others, or opportunities for personal growth, this guide is your starting point. The "Fun Things To Do In Retirement Kick Start Guide" offers: 50+ activities to keep you physically and socially active every day. Expert tips to expand your social circle and build lasting friendships.

This revolutionary guide, custom-curated for those standing at the precipice of a new life post-retirement, is designed to turn these worries into a thing of the past! This audiobook is more than just a retirement gift; it's a key to the world of endless possibilities that retirement brings!