Retirement Home

You don't need to buy stocks or found a start-up in order to build up enough wealth to sustain you through a crisis like COVID-19. You may not even need a promotion. All you need to do is develop great spending habits. With jobs disappearing overnight and an economic downturn lying in wait, there has never been a better time for us to start taking saving seriously. Which is why now is the moment for champion saver (professional Scrooge, if you will) R.A. Dalkey to share an essential truth: Sensible saving isn't just good for your bank balance, it’s good for the planet too.

When a mysterious letter arrives at Dr. Craig Groseman’s doorstep, it leads him to Fairhaven, a pristine retirement facility hiding a lethal secret. Residents are dying suddenly, their medical records suspiciously altered, their symptoms too uniform to ignore. As Craig and his wife Becky dig into the layers of falsified trials, manipulated patient charts, and buried evidence, they find themselves racing to expose the truth before more lives are lost. But the deeper they go, the more dangerous it becomes—because someone is watching. And they’ll do anything to keep the epidemic silent.

When it comes to investing and providing for retirement, you have three broad options: interest bearing investments, shares, and property. Pensions allow you to invest in the first two but fees are high and returns lacklustre. This audiobook explains each of your investment options and shows why direct leveraged property investment, often referred to as buy-to-let, could be the best option for the broadest range of people to achieve financial freedom and a comfortable retirement.