Smart Families

Are you ready to take control of your family's finances and achieve financial freedom? Budgeting for Families: Practical Tips for Managing Household Finances is your ultimate guide to mastering money management, saving money, and reaching your financial goals. This comprehensive book breaks down the complexities of household budgeting into easy-to-understand, actionable steps that any family can follow. Discover the essential techniques for creating a family budget that works for everyone. Learn how to assess your income and expenses, categorize them effectively, and prioritize your ...

Libro con fundamentos educativos que fomentan una práctica parental requerida y aplicable para las problemáticas y retos que los hijos de hoy presentan. Ayuda a encontrar el punto medio que permita un equilibrio en las relaciones entre madres, padres e hijos para mejorar la convivencia familiar cotidiana. Proporciona recursos para poner límites eficaces e inteligentes, así como pautas que realmente sirvan para fomentar el desarrollo de la ética personal de los hijos. Aplicable para madres, padres y familiares de niños desde 1 año de edad hasta la adolescencia.

A Christmas Romance. A Christmas Miracle Threatens Everything... Holly Everhart knows heartbreak. A pediatric nurse unable to have children, she's made peace with her solitary life—until a feverish baby arrives on her childhood friend Jaxon Calloway's doorstep. Billionaire Jaxon might have escaped his troubled past, but when an infant needs saving, he turns to the one woman who's always understood him. Together, they make an impossible decision to protect the child, sparking a connection neither expected. There's just one problem: Jaxon is engaged to a woman who wants nothing to do with ...

Empower your child with essential financial skills through Smart Money Lessons for Kids. Designed for 6th and 7th graders, this engaging resource helps children learn budgeting, saving, and making smart financial choices, setting them on a path to financial independence.

An Atria Book. Atria Books has a great book for every listener.

It had been thirty years since the Convergence, when the dimensions aligned and combined Earth and the world of It's been thirty years since the Convergence, when the dimensions aligned and combined Earth and the world of Gwyllon, known in human mythology as “Underhill”. Elven castles and ancient ruins sprouted on vacant lots and merged with existing buildings, twisting into new structures. Roads and rail systems reformed, and after the rioting, starvation and death, agriculture sorted itself and food began to flow. A new government formed of elves and men arose, a society of human tech...

Today's mission: Challenge your knowledge of planets, comets, stars, and more with this exciting quiz. The three-book series is now all in one! If you're looking for a fun, engaging way to challenge your knowledge of outer space, then you need this fact-filled trivia book! You can quiz friends and family during a galactic trivia night. If a question stumps you, we include the answer and multiple facts with every quiz so you can also brush up on your knowledge.

The Convergence shattered the old world, merging Earth with an elven realm, unleashing chaos—earthquakes, monsters, and upheaval. Years later, civilization adapted, blending magic with science, dragons with satellites. Resources focused on infrastructure, communications, and monster control, while rationing brought back wartime nostalgia. Homemaking was once again vital, and Fern had no choice but to embrace it. After monsters trash her apartment and cost her her job, she finds herself working for Hakon and his ice giant brothers—great warriors, terrible housekeepers. As a firefighter, ...

Weezy and Will Coffey raised their children, Martha, Claire, and Max, to be kind, smart, and independent. They gave them help with their homework, a dog, and homemade birthday cakes. It's true that Martha's a little too sensitive - she calls Claire several times a week to discuss natural disasters and local crime. And Claire has a short fuse with her sister - she becomes irate when Martha suggests that the two of them attend couples therapy. And Max, the baby and a senior in college, is a little too happy-go-lucky, though not as lucky as everyone would hope....

It's been thirty years since the Convergence, when the dimensions aligned and combined Earth and the world of Gwyllon, known in human mythology as “Underhill”. Elven castles and ancient ruins sprouted on vacant lots and merged with existing buildings, twisting into new structures. Roads and rail systems reformed, and after the rioting, starvation and death, agriculture sorted itself and food began to flow. A new government formed of elves and men arose, a society of human tech and elven magic. Cell phones and frost giants, race cars and elven steeds, dungeons and dragons… And ...

185 x Beginner to Advanced Brainteasers & Riddles that will have you thinking "wait, what?" Difficult Riddles for Clever Kids is LOADED with heaps of fun, quirky, witty and silly riddles that will have your kids and family working together to solve them and just have fun! Perfect for rainy days at home, long car trips, or even while camping around a fire. This book is specifically designed for your children to: - Develop their critical thinking skills - Learn how to problem-solve - Think creatively to arrive at unique solutions - Build their teamwork and collaboration skills Throughout the ...

This money skills for kids book age 9 and 10 teaches young learners how to build smart habits before poor ones take hold. Designed for grade 4 and 5 students, it blends real world examples with fun, hands-on lessons that kids actually enjoy. We had to buy the hardcover version because our son destroyed the paperback taking it to school and sharing it with friends.

The FIRE Family: Achieving Financial Independence with Kids A Guide to Raising a Family Without Sacrificing Your Freedom Do you dream of financial independence but feel like raising kids makes it impossible? Think again. The FIRE Family is your roadmap to achieving Financial Independence, Retire Early (FIRE) while raising a family—without extreme sacrifices or unrealistic budgets. Written for parents who want to break free from the paycheck-to-paycheck cycle, this book offers practical, family-focused strategies to save more, invest wisely, and create a life of true freedom.Who Is This ...

Can you imagine what could become of a woman whose childhood friend suddenly took possession of the husband's heart? "Careless Wives, Unfaithful Husbands" begin with the story of a couple who almost ruined their marriage due to the carelessness of the wife, which led to the unfaithfulness of the husband. It is a book with deep insight on how to make your marriage work and make your partner faithful and more committed to you. This book is a treasure chest of lively, practical advice to help you learn how to: 1. Prevent your marriage from falling apart 2. Make your partner more committed to ...

At some point, most adults start to think about teaching someone to drive. Maybe your teenager has brought up the desire to drive. They probably have a birthday coming up soon. This idea may excite you, scare you, or just plain perplex you, as to how you could even get started. In Teach Your Teenager to Drive, author and experienced driver’s education teacher Paul Mazzi will give you a systematic approach. Just follow the book in order, and you will not be trying to figure it all out as you cruise down the road on the first lesson.

Welcome to Angel Falls, a deep-south small town in the heart of L.A. (That’s Lower Alabama, y’all.) Injury shatters Casey Alexander’s dream of becoming a prima ballerina, so she opens a dance studio in her home town of Angel Falls. Among her students are the daughters of her high-school sweetheart Ben and his wife Melody, Casey’s ex-best friend. Witnessing Ben and Melody’s happy-ever-after on a weekly basis fuels her determination to find someone of her own to love. But eligible men are scarce as hen’s teeth in the quaint little town on the backside of nowhere. Until a sexy ...

Even if you’re not familiar with solving riddles or you’ve never been good at it, once you’ve heard some of the questions in this audiobook, the creative juices will start flowing, and you will become sharper with each passing puzzle. The key is to be persistent! The best part? It’s an activity everyone can join in, and it can be done just about anywhere. During long car rides, as you go for a nice afternoon stroll, or even before bedtime as a story - every moment is a good moment.

Ever do a good deed that came back to haunt you? Julep should have left the injured goblin by the road. Instead, she finds herself changing bloody bandages and dodging assassination attempts while her patient's equally dangerous henchmen 'guard' her. Artur's found gold, and not the kind hidden in the bottom of Julep's cart. When her greedy family decides to cash in on their suddenly valuable relative, he does the logical thing: steals her right back and adds her to his treasure hoard. But the Goblin City's a nasty place for humans who don't know the rules. Between rival crime lords, ...

Stimulate your child’s intelligence and imagination: Discover incredibly creative brain-building and boredom-busting riddles. Are you looking for a fun and educational activity for bonding family nights? Do you want to engage your kids with something that boosts their confidence and problem solving skills? Are you tired of playing the same games with your child over and over again, wanting to try out something that will be as fun for you as it is for them? If so, you’re in the right place.

When a killer strikes, PI and single mom, Tracy Belden puts game nights on hold to solve a puzzling case of murder. I'm Tracy Belden and I'm hunting ghosts, Until a tour through a haunted mansion turns up a murder victim. When my landlady's mysterious past is connected with the high-profile murder, I can’t stay on the sidelines. I know nothing about fine art or million-dollar forgeries. But I’ve never left a crossword puzzle unfinished, Will I be able to prove my friend innocent of murder? If you like fast-paced, humorous cozies, dive into the Crossword Puzzle Cozy Mysteries! Available ...