Smart Finance

Use simple and easy-to-follow instructions on how to handle credit bureaus if they refuse to remove inaccurate, unverifiable and questionable information. Learn about the recent consumer-friendly reforms in lending, credit score calculation, and credit bureau behavior.

Ask any financially successful person how they achieved their goals, and chances are they'll tell you it all started with a budget. And that's exactly where you should start. Budgeting For Dummies shows you how to create a plan that fits your lifestyle, manages everyday needs, and builds your savings. Author Athena Valentine, founder of the Money Smart Latina blog, offers step-by-step details for creating and following a budget without feeling like you're depriving yourself of all the things that make life worth living.

This comprehensive guide to personal finance and financial management will provide you with the tools and strategies you need to take control of your finances and achieve your financial goals. From setting financial goals and creating a budget to understanding credit and debt management, this book covers all aspects of personal finance.

The ultimate guide to DeFi and CeFi. Everything you need to know about decentralized finance and smart contracts. DeFi, smart contracts, and blockchain are the building blocks of the new economy. But what do these concepts really mean? In this audiobook, author Addison Bell clearly explains why blockchain is so much more than just Bitcoin and other cryptocurrencies. This audiobook will teach you how technology is changing finance and why decentralized finance (DeFi) has the power to solve some of the biggest problems in modern economics.

You see, options are one of the most misunderstood investments in the world. Most folks buy options for risky speculations. You can lose your shirt that way, and fast...especially if you don’t know what you’re doing. But the way we do it, you sell options. And when you do that, you can make great gains without needing to guess which direction a stock is going.

Working 24 hours a day and providing great open doors for businesses, the forex market is the largest and most flexible monetary market available on Earth. Still, investigating this rapid temperature calls for quick navigation, precision, and the ability to gradually break out vast amounts of data. Dealers rely more and more on automation in forex trading to increase output and reduce human mistakes. Using PC programs and computations, robotized—or algorithmic—exchanging executes exchanges given established regulations.

Whether you're a complete investing novice or just confused about all the contradictory advice out there, A Beginner's Guide to Investing is an accessible guide to growing your money the smart and easy way. Throw away the get-rich quick schemes that never work and turn off the financial news and it's constant noise. Whether your dream is protecting your assets in a turbulent market or growing your wealth so that you can retire in style, this book is the blueprint.

How to be Money Smart is directed toward 18-30 year olds who want to build wealth and live well. Easy to read, and quick to implement, this guide explains how to buy a car, whether to rent or buy a house, how to develop an effective saving and spending plan, and how and where to invest. Dr. Mary Kelly was once asked if she was afraid of the risk involved with investing. Mary's answer was, "I am far more afraid of having to buy cat food when I don't have a cat." This became part of the many personal finance courses Mary has taught for three universities to thousands of students. Money Smart ...

Cryptocurrency's promise is to make money and payments all around accessible to anyone, regardless of where they are on the planet. The decentralized finance (DeFi) or open finance development makes that promise a stride further. Imagine a global, open option in contrast to each financial service you use today - investment funds, loans, trading, insurance, and more are accessible to anybody in the world with a cell phone and internet connection. This is presently conceivable on smart contract blockchains like Ethereum.

With a nation seemingly more divided than ever, many worry that Americans risk losing ground on solving the complex, interrelated problems the country faces - including rising inequality, the specter of climate change, astronomical health care costs, and economic stagnation. The renowned economist Jeffrey D. Sachs offers a practical approach to move America toward a new consensus: sustainable development.

The Internet and smartphone are just the latest in a 250-year-long cycle of disruption that has continuously changed the way we live, the way we work, and the way we interact. The coming Augmented Age, however, promises a level of disruption, behavioral shifts, and changes that are unparalleled. While consumers today are camping outside of an Apple store waiting to be one of the first to score a new Apple Watch or iPhone, the next generation of wearables will be able to predict if we're likely to have a heart attack and recommend a course of action.

Clark Howard answers all of your questions and many more in Get Clark Smart. With practical tips and Online resources, Howard helps listeners to get rich by saving money in unexpected places and investing those savings creatively. Howard has a passion for saving money and unmatched enthusiasm for sharing everything he's learned. His strategies for getting rich by saving wisely will turn listeners into financial wizards.

Drawing on examples from over 100 foundations and non-profits, Money Well Spent gives listeners the framework they need to design a smart strategy. This is a book for everyone who wants to get the most from a philanthropic dollar: donors, foundations, and non-profits.

You've heard of amazing deals, online discounts, outlet shopping-but has anyone showed you how to shop for free? Meet Kathy Spencer-hot, hip mom of four who can whittle a $267.22 grocery bill down to one penny. One penny.

Understanding Ethereum now could equip you with the knowledge ahead of a major technological revolution in these early stages of development. After listening to this audiobook, you will understand how to easily set up an Ether wallet and then buy and trade Ether. This audiobook always contains information about mining Ether including cloud mining and more advanced Ethereum topics.

Many guides assume prior knowledge or dive into complex strategies, leaving beginners confused. The New Digital Gold: A Simple Guide to Cryptocurrency takes a different approach. Designed for complete beginners, it simplifies the essentials—no prior experience required.

When I first authored the DeFi Handbook in 2020, decentralized finance was still in its early stages of rapid expansion and experimentation. The industry was buzzing with innovation, new protocols, and groundbreaking financial models. However, as with any emerging sector, the landscape has since evolved dramatically. By 2021, DeFi had entered a phase of both growth and consolidation, with some platforms proving their resilience while others struggled against liquidity crises, regulatory scrutiny, and security vulnerabilities. Several once-prominent DeFi platforms have since ceased ...

When I began my own journey toward financial independence, I didn’t start out with all the answers. Like many of you, I faced moments of frustration, doubt, and at times, a mountain of debt that seemed insurmountable. The weight of financial obligations can make you feel trapped, unable to move forward, and constantly worried about tomorrow. But I can tell you from experience, there is a way out. The purpose of "A Debt-Free Life: Strategies to Eliminate Debt and Build Wealth" is to give you the roadmap I wish I had when I first began. Over the years, I’ve learned that achieving a debt-...

Unlock the extraordinary potential of decentralized technology with "The Fundamentals of Blockchain," your ultimate guide to understanding and mastering blockchain technology. Delve into an intricate exploration that powers the new digital era, unraveling complex concepts into clear, comprehensive insights, perfect for both beginners and seasoned tech enthusiasts. Chapter 1 kickstarts your journey with an introduction to the world of blockchain, exploring the transformation from traditional databases to innovative distributed ledgers. Gain a fundamental understanding of how these systems ...

Unlock Financial Freedom and Peace of Mind with "Smart Spending: Budgeting and Saving for Baby Boomers" Are you a baby boomer grappling with the complexities of financial planning and retirement? Imagine having a roadmap that guides you through every step of securing your financial future. "Smart Spending: Budgeting and Saving for Baby Boomers" is your comprehensive guide to mastering personal finance, tailored specifically for the challenges faced by baby boomers. This essential book dives deep into the unique financial landscape of baby boomers, offering practical advice and actionable ...