Smart Finance

Financial crises are often blamed on unforeseeable events, the unforgiving nature of capital markets, or just plain bad luck. Too Smart for Our Own Good argues that these crises are caused by certain alluring investment strategies that promise both high returns and safety of capital. In other words, the severe and widespread crises we have suffered in recent decades were not perfect storms. Instead, they were made by us. By understanding how and why this is so, we may be able to avoid or ameliorate future crises - and maybe even anticipate them.

An investment property is real estate purchased with the goal of obtaining a return on the investment either by rental income, the property's potential resale, or both. The property may be owned by an individual investor, an investment company, or a corporation. An investment property may be a long-term or short-term investment undertaking. With the latter, investors also participate in flipping, where real estate is bought, remodeled, or updated, and sold within a limited time frame at a profit.

With lively humor, proven know-how, and practical principles for financial health, Living Rich for Less helps you stretch your dollars to realize the lifestyle of your dreams. Ellie Kay's entertaining and enlightening examples show you simple steps to give, save, and spend smart. Her three main principles are undergirded by dozens of effective rules and hundreds of Cha Ching Factor tips that keep or put money in your pocket.

An investor education is crucial. There are countless cases of bad investments due to lack of basic knowledge. History has shown that investing in stocks is one of the easiest and most profitable ways to build wealth over the long-term. The sooner you start investing, the better off you will be. This is a simple truth that applies whether you can invest one dollar a day or a thousand, and it is based on the fact that even the most conservative investments grow on a compound basis.

This book will give you an overall idea of what passive income is and the different ways in which you can earn it. If we are honest, every stream of possibility deserves its own book, but the book has them covered in the most concise manner possible. It will walk you through the real meaning of having a passive income, and you will also learn about how you can lead a financially stable lifestyle outside of your nine-to-five job.

"The Money Maker” is the brand new book from the writers at "The Smart Black Investor" and it serves as your go-to guide for saving and investing money to secure a brighter financial future. This book is tailored specifically for Black Americans, aiming to provide practical and easy-to-follow steps on your journey towards financial success. Listening to this insightful book is the first step in moving towards financial empowerment!

Buying a home can be both exciting and overwhelming for first-time home-buyers. Most first-time home-buyers have never gone through the stressful experience of buying a home, and they often have to learn the hard way when buying their first home. In this Informative guide, you will discover all common mistakes most first-time buyers make and some of the most important features to look for when buying your first dream home.

Cryptocurrency has become a popular expression among specialized nerds as well as among speculators. An ever-increasing number of individuals are thinking that its rewarding to put their well-deserved cash into this exceptionally unpredictable yet conceivably exceptional yield type of venture instrument. If you are new to this, then you are decently flummoxed by the different terms and expressions that are being utilized as for digital forms of money.

This easy-to-follow guide is the perfect gift for helping your teenager understand the ins and outs of money, from saving their first dollar to making smart spending choices. Designed specifically for teenagers, it breaks down complex financial concepts into bite-sized, easily digestible pieces.

Pensateci. Qual è lo strumento che usate di più nella vita di tutti i giorni? No, non è lo spazzolino, né l’automobile, e nemmeno la moka. È qualcosa allo stesso tempo di immateriale e di tangibile, che può essere contenuto in un caveau gigantesco o in una piccola tasca, sotto forma di numeri binari o di cilindretti dorati. Qualcosa, soprattutto, che vi permette di accedere a cibo e medicine, concerti e gite fuori porta, libri e serie tv; salute e felicità.

Have you wondered what the big deal is in Bitcoin? Like you, I was too busy working and raising a family to figure out Bitcoin. It felt like the domain of digital cowboys, gamers, and boys with supercomputers in their basements. Yet as time went on and Bitcoin’s tremendous growth has made millionaires on the upside and bald men on the downside, I decided to look into it—mostly out of fear of missing out. If Bitcoin is truly the future of money and it lives up to its promise as a non-inflating currency, then I want to not only get in on the action, but to understand the mathematics, ...

Home prices are too high. Buying a home is the pinnacle of adulthood, but as we all aware, home ownership isn’t exactly easy to navigate, especially for younger folks. Unless you’re completely debt-free, get help from parents, and disciplined enough to live below your means to save money, buying your first home in the future can seem more like a fantasy than an actual possibility.

This manual by author Mike Rayford is a fantastic resource for anyone interested in learning about personal finance and taking charge of their financial future. This personal finance guide will show you how to manage your money, create a financial plan, and take charge of your financial future. This is the step-by-step guide to achieving financial success. This entire personal finance guide for beginners is the ideal resource for you to understand personal finance approaches efficiently and the concrete steps to use in your financial life.

This book provides a fascinating insider's look at how China is changing rapidly today, how these changes pose grave risks to the rest of the world, and how the US and its allies can best address these challenges. Trade wars and US presidents may come and go, but the fundamental dynamics of the US-China relationship will remain in place for years to come.

Whether you're just starting your first job, navigating college expenses, or dreaming of financial independence, understanding personal finance is crucial. Many young adults feel overwhelmed by money management, but it doesn't have to be this way. This book is your comprehensive guide to developing smart money habits, building wealth, and securing a stable future.

You can make passive income without working overtime for your boss. You can make money in the risk-free business of real estate investing. If you don’t want to work in a full-time job, you can easily retire with your real estate business and enjoy passive income, living anywhere in the world. Imagine waking up with $3,000 or $5,000 rental income directly in your bank account, without you having to trade your time for money.

My First Step to a Successful Credit Score for Teens and Beginners is all about mastering the basics of your personal finances and investing. With step-by-step guides for budgeting, understanding your credit score and ranking system, investing in crypto, stocks, and more, we have it all! The world of finances no longer needs to be a puzzle, and by the time you are done, you will have an understanding of the basics of boosting your credit score and improving your overall financial well-being. It also focuses on difficult matters such as debt, building a portfolio, and more!

You can either learn to invest your money now, or face the fact that you may not get to retire! If managed correctly, investing in a 401k plan can make an investor enjoy an early and wealthy retirement. This guide will set some foundations that will help you manage your 401(k). With the right basic principles in place, you'll be in a better position to make the decisions that relate to your individual financial situation.

PERCORSO INTELLIGENTE DEDICATO SOLO A RAGAZZI SVEGLI: "NON FARE L'ERRORE DI PENSARE CHE SIANO ANCORA PICCOLI"! Che tu sia un genitore coscienzioso o un adolescente precoce, ho una bella notizia per VOI, avete terminato la ricerca di un manuale unico nel suo genere che possa insegnare un percorso completo di crescita personale e di educazione finanziaria dedicato ai ragazzi dai 14 anni in su.

Today's turmoil in the financial markets illustrates how important it is to be in control of your money. This book addresses the core fundamentals of financial literacy, telling readers how banks work and why city traders earn such enormous bonuses. It plots paths out of debt and builds financial confidence so readers feel in charge of their finances.