Smart Finance

Discover simple strategies for budgeting, saving, and building your wealth…without getting overwhelmed by financial lingo. In the journey of life, your wallet is more than just a toolkit–it’s one of the star players that can boost your performance and allow you to level up.

The primary reason so many parents don't do anything about setting up their children's financial future is simply that they don't know where to start. Our schooling system doesn't focus on teaching students how to create wealth. By the time you finish this book, you'll also see there are other things you can do to increase your child's investment portfolio with very little extra effort from you.

Cryptocurrency is now the investment choice for anyone thanks to its high returns. Bitcoin, Ethereum, Ripple, Cardano, and other crypto coins provide more than 200 percent returns over a year for investors. Many cryptocurrency investors are usually inclined towards Bitcoin due to its popularity. However, different alternative coins can make you successful and can help you create financial stability.

You can make passive income without working overtime for your boss. You can make money in the risk-free business of real estate investing. If you don’t want to work in a full-time job, you can easily retire with your real estate business and enjoy passive income, living anywhere in the world. Imagine waking up with $3,000 or $5,000 rental income directly in your bank account, without you having to trade your time for money.

An investment property is real estate purchased with the goal of obtaining a return on the investment either by rental income, the property's potential resale, or both. The property may be owned by an individual investor, an investment company, or a corporation. An investment property may be a long-term or short-term investment undertaking. With the latter, investors also participate in flipping, where real estate is bought, remodeled, or updated, and sold within a limited time frame at a profit.

With lively humor, proven know-how, and practical principles for financial health, Living Rich for Less helps you stretch your dollars to realize the lifestyle of your dreams. Ellie Kay's entertaining and enlightening examples show you simple steps to give, save, and spend smart. Her three main principles are undergirded by dozens of effective rules and hundreds of Cha Ching Factor tips that keep or put money in your pocket.

"The Money Maker” is the brand new book from the writers at "The Smart Black Investor" and it serves as your go-to guide for saving and investing money to secure a brighter financial future. This book is tailored specifically for Black Americans, aiming to provide practical and easy-to-follow steps on your journey towards financial success. Listening to this insightful book is the first step in moving towards financial empowerment!

This "crash course" on money management offers instant, simple, and realistic answers to the universal problem of how to manage your personal finances. With the easy-to-grasp and fast format provided here, listeners will get a lot of information quickly and be able to start making progress immediately.

The majority of Americans simply don’t have enough cash. According to the latest numbers, 60% live from paycheck to paycheck, and 49% of ages 18-35 have a side hustle. 58 million Americans have absolutely nothing saved for retirement. What if the escape ladder was in your pocket? For the first time ever, stock footage agencies are accepting smartphone footage, and not only embracing vertical video, but actively seeking it. The barrier to entry is now gone, and anyone with a modern smartphone can build a stock footage library that can make you thousands a month in true passive income. ...

This easy-to-follow guide is the perfect gift for helping your teenager understand the ins and outs of money, from saving their first dollar to making smart spending choices. Designed specifically for teenagers, it breaks down complex financial concepts into bite-sized, easily digestible pieces.

Dividend investing may seem like a difficult thing to understand, but once you have an idea of how it works, you can do better with it. You can make sure that you are getting the most out of your dividend investments by following the advice that is given in this book. Whether you are new to investing or just new to dividend investing, there is a lot of information contained here that will give you the help you need.

Buying a home can be both exciting and overwhelming for first-time home-buyers. Most first-time home-buyers have never gone through the stressful experience of buying a home, and they often have to learn the hard way when buying their first home. In this Informative guide, you will discover all common mistakes most first-time buyers make and some of the most important features to look for when buying your first dream home.

Have you wondered what the big deal is in Bitcoin? Like you, I was too busy working and raising a family to figure out Bitcoin. It felt like the domain of digital cowboys, gamers, and boys with supercomputers in their basements. Yet as time went on and Bitcoin’s tremendous growth has made millionaires on the upside and bald men on the downside, I decided to look into it—mostly out of fear of missing out. If Bitcoin is truly the future of money and it lives up to its promise as a non-inflating currency, then I want to not only get in on the action, but to understand the mathematics, ...

Unlock the secrets to a stellar credit score and financial freedom with "Credit Magic with AI: The Smart Path to a Stellar Score." This comprehensive guide merges the power of artificial intelligence with practical financial strategies to help you master credit repair, debt management, and credit score improvement. Ernie Braveboy provides a clear, step-by-step approach to using AI tools for credit monitoring, budgeting, and financial planning. Perfect for anyone looking to boost their credit score, manage debt, or enhance their financial literacy, this book is your ultimate resource.

Home prices are too high. Buying a home is the pinnacle of adulthood, but as we all aware, home ownership isn’t exactly easy to navigate, especially for younger folks. Unless you’re completely debt-free, get help from parents, and disciplined enough to live below your means to save money, buying your first home in the future can seem more like a fantasy than an actual possibility.

This manual by author Mike Rayford is a fantastic resource for anyone interested in learning about personal finance and taking charge of their financial future. This personal finance guide will show you how to manage your money, create a financial plan, and take charge of your financial future. This is the step-by-step guide to achieving financial success. This entire personal finance guide for beginners is the ideal resource for you to understand personal finance approaches efficiently and the concrete steps to use in your financial life.

The speed at which the world is evolving is compounding exponentially each day, leaving individual investors wondering how to appropriately plan for their financial future. The financial norms that helped prior generations retire with grace are quickly evaporating or have already been replaced with new difficult realities. Money Mindset is an expert-led guide to growing your wealth, protecting your wealth, and transferring your wealth to future generations.

Whether you're just starting your first job, navigating college expenses, or dreaming of financial independence, understanding personal finance is crucial. Many young adults feel overwhelmed by money management, but it doesn't have to be this way. This book is your comprehensive guide to developing smart money habits, building wealth, and securing a stable future.

An investor education is crucial. There are countless cases of bad investments due to lack of basic knowledge. History has shown that investing in stocks is one of the easiest and most profitable ways to build wealth over the long-term. The sooner you start investing, the better off you will be. This is a simple truth that applies whether you can invest one dollar a day or a thousand, and it is based on the fact that even the most conservative investments grow on a compound basis.

My First Step to a Successful Credit Score for Teens and Beginners is all about mastering the basics of your personal finances and investing. With step-by-step guides for budgeting, understanding your credit score and ranking system, investing in crypto, stocks, and more, we have it all! The world of finances no longer needs to be a puzzle, and by the time you are done, you will have an understanding of the basics of boosting your credit score and improving your overall financial well-being. It also focuses on difficult matters such as debt, building a portfolio, and more!