The people of Los Angeles are pulling together as the fires burn on the outskirts of the city — volunteers, donation centres, and families helping families. But the city is also seeing some of the worst of human nature — scam texts, looting, and selfishness. Police have imposed curfews and sent in the National Guard to stop looting, and the FBI is investigating after a water bomber provided by Quebec was struck by a civilian drone.

And: The disaster in L.A. is highlighting another problem: insurance. Many people in the area lost their insurance coverage because it got too expensive, or companies refused to renew it. It’s a concern elsewhere too — including Canada — as climate change makes some residential areas too risky to insure.

Also: The Liberals have set some of the rules for their leadership campaign. A few people have declared their intentions to run, but another cabinet minister says she’s out: Foreign Affairs Minister Mélanie Joly. There are still no details about whether there will be a convention, or how the voting will happen, but one thing we do know… the new leader and next prime minister will be chosen by March 9th.

Plus: Trump given an unconditional discharge, inauguration in Venezuela, banks bail on net zero pledge, and more.