That statistic above—10 percent of the population owns almost 70 percent of the wealth in America—it’s not just some made-up number copied off some random site.

A finance book for young adults and recent college grads that should have been taught this in college.

Investing in your future is easier than you think—discover how and achieve financial security more quickly than you can possibly imagine. Young adults are especially financially vulnerable because they’re just starting out, want a lot of “stuff,” and are not earning the big bucks yet. So, they’re borrowing too much and saving too little (if at all), and they’re in a financial mess. But it doesn’t have to be like that. Instead, imagine a life where you have peace of mind, because your financial affairs are in order, and you’re on the right path to building wealth.

Business credit is one of the most powerful forces in our society. It’s the secret of real estate moguls, business owners, and investors everywhere. Building business credit can empower you to separate your business finances from your personal and make big financial plays; poor business credit or none at all can leave you unable to make big purchases, unable to sustain your business, and burning through your personal savings.

Are you looking to learn more about the world of credit? Not sure where to begin? Then, this is the perfect audiobook for you! Lush Credit Secrets has been uniquely designed to provide you with everything you need to know - and more - about credit secrets. From knowing how to obtain funding, to building a business from scratch, this audiobook is bursting with helpful content. It will take your credit understanding to the next level!

This comprehensive guide to personal finance and financial management will provide you with the tools and strategies you need to take control of your finances and achieve your financial goals. From setting financial goals and creating a budget to understanding credit and debt management, this book covers all aspects of personal finance.

Whether you're an individual seeking financial freedom or an entrepreneur hungry for business growth, The Credit Game Mastery Series is your ultimate companion on the journey to credit mastery. Unlock the secrets of personal and business credit, seize control of your financial destiny, and pave the way for a prosperous future.

This guide from author Amit Ray is an amazing tool for anyone willing to learn the principles of personal finance and take control of their future. Based on proven and tested principles, this complete personal finance guide is the ultimate resource for you to learn personal finance techniques effectively and take actionable steps to apply the strategies in your financial life. With The Personal Finance Mastery Ultimate Bundle 2-in-1, you will learn everything you need to know to take your financial life to the next level.

In school, you’re taught about the causes of World War I, the intricacies of The Great Gatsby, and how to compute the area of a circle. Yet, practical everyday life skills that you’ll need for the future–such as how to handle money–are rarely discussed.

Can you honestly say that you are a financially responsible person? Do you always pay your bills on time? How many credit cards do you possess? How often do you max out your credit cards? What is your debt to income ratio? Do you even know which factors affect your credit score? There’s no need to feel ashamed about a negative answer. Many people are in the same boat as you and they have whatsoever no idea how their financial health is determined. Improving your credit score doesn’t mean forgetting about fun in life, taking on two new jobs and saving every single cent.

Do you realize your credit score? You should. A credit score can decide your qualification for the nuts and bolts of life. Your credit rating influences your capacity to buy a home, land a decent financing cost on advances, and even find a new line of work. It speaks to the danger of non-installment that you present to a moneylender.

Take HOLD of your financial future! Learn how to obtain financial freedom through real estate. The final book in Gary Keller's national best-selling Millionaire Real Estate Investor trilogy teaches the proven, reliable real estate investing process to achieve financial wealth.

This audiobook summarizes some strategies and techniques to help get your credit on the right track. It also provides basic understanding as to the different factors that affect your credit. These items are presented in a way to help you put yourself in the shoes of a lender, so you can see how they would view your credit. These are simple, easy steps that you can take to help improve your credit.

Many people struggle with understanding their finances. The truth is that our education system isn't geared towards teaching us how to navigate our financial lives. This book covers everything you need to know to set yourself up for financial success from the get-go! Learn how to save money, budget properly, plan and choose your investments, how to file for taxes, how to minimize your taxes, and all about making sure you get your credit in line before you're in trouble!

Debt is an issue that thousands of people struggle with each year. Large bills like mortgage payments, medical bills, and student loans can be a significant drain on your wallet, but an even larger problem is credit card debt. Since credit cards have such high interest rates on average, overspending and continually missing payments will quickly multiply even small bills into nearly insurmountable ones.

Like it or not, a healthy credit score is essential if you want to participate in today's financial world. But very few people actually understand how their credit score is determined. Worse yet, most don't know how their score is used by all kinds of companies and banks to dictate financial terms that will strongly affect their daily lives. When consumers interact with the world of credit, they do so from a position of weakness. In Your Score, Anthony Davenport aims to change that. Finally, there's a road map for navigating the confusing world of consumer credit.

Tiffany Aliche was a successful pre-school teacher with a healthy nest egg when a recession and advice from a shady advisor put her out of a job and into a huge financial hole. As she began to chart the path to her own financial rescue, the outline of her 10-step formula for attaining both financial security and peace of mind began to take shape. These principles have now helped more than one million women worldwide save and pay off millions in debt, and begin planning for a richer life.

Tens of thousands of readers trust Dan Solin's advice when it comes to investing, managing their 401(k)s, and planning for retirement. Now Solin offers the smartest guide to money management and financial planning yet. From managing your debt, boosting your savings, and owning (or renting) a home to buying insurance, maximizing investment returns, and retiring when you want to, The Smartest Money Book You'll Ever Read is your road map to financial freedom - and to enjoying yourself along the way.

Even though half of all Americans put money aside for retirement, it isn't until they reach their 60s that many realize that they haven't saved enough. With The Five Years Before You Retire, you'll hone in on what you need to do in the next five years to maximize your current savings and create a realistic plan for your future. This book guides you through each financial, medical, and familial decision, from taking advantage of the employer match your company offers for your 401(k) program to enrolling in Medicare to discussing housing options with your family.

Unaware, we proceed down the highway of life, pursuing financial security with one foot on the brake pedal and the other on the gas. We may eventually make it to our destination, but only after a pretty jerky ride. We wonder why a few others arrived at the station of financial independence sooner, achieving more, with a much smoother ride. This audiobook will teach concepts and give insights that are contrary to popular belief. Now is the time to discover the best way to safely accumulate more money.

TV analysts and money managers would have you believe your finances are enormously complicated, and if you don't follow their guidance, you'll end up in the poorhouse. They're wrong. When University of Chicago professor Harold Pollack interviewed Helaine Olen, an award-winning financial journalist and the author of the best-selling Pound Foolish, he made an off­hand suggestion: Everything you need to know about managing your money could fit on an index card.

Jack loves his childhood toy Dur Pig. DP has always been there for him, through good and bad. Until one Christmas Eve something terrible happens - DP is lost. But Christmas Eve is a night for miracles and lost causes, a night when all things can come to life...even toys. And Jack’s newest toy - the Christmas Pig (DP’s annoying replacement) - has a daring plan: Together they’ll embark on a magical journey to seek something lost and to save the best friend Jack has ever known....

The kingdom of Cornucopia was once the happiest in the world. It had plenty of gold, a king with the finest moustache you could possibly imagine, and butchers, bakers, and cheesemongers whose exquisite foods made a person dance with delight when they ate them. Everything was perfect - except for the misty Marshlands to the north, which, according to legend, were home to the monstrous Ickabog. Anyone sensible knew that the Ickabog was just a myth to scare children into behaving. But the funny thing about myths is that sometimes they take on a life of their own.

Olaf, Arendelle’s adorable snowman, loves to read. One day, an unexpected message leads Olaf and his friends Anna, Kristoff, and Sven on a quest for a place known as Haus Biblio, described as a “sea of stories”. This Audible Original spans the group’s journey to Haus Biblio as they cross over mountains, search for monsters under bridges, and have conversations with friendly sheep. During his travels, Olaf makes new friends and hears lots of exciting stories along the way.

This is the complete Wizard of Oz collection of 22 stories written by L. Frank Baum. This is the only complete collection that includes all the Oz stories. All 22 stories are fully complete. They include the dedication and the introduction of each story/book. In this collection, you will find stories not available in other collections. It even includes stories published after the death of L. Frank Baum.

Mary Lennox starts her life as an unhappy victim of circumstance. After the loss of her parents, she moves to rural Yorkshire to live with a distant uncle where she resents the wildness of the countryside. At first, she struggles to find a place in this new existence. Although unsure about her surroundings and its occupants, through the gentle guidance of the maid she gradually becomes interested in the story of Mrs Craven, who apparently used to spend her time in a garden at the house, the key to which has vanished.

Kachow! Best friends Lightning McQueen and Mater are on the road to attend Mater’s sister’s wedding allll the way across the country when they accidentally find themselves at the legendary Cave of the Crystal Hubcap. See, legend has it, whoever gazes into this hubcap becomes the luckiest racer in the world! Mater thinks the hubcap would make the perfect wedding gift and heads into the cave in search of it. Since friends don’t let friends go into caves alone, Lightning joins him. While inside, they meet a new friend and help her out of a jam.

Belle lives in a beautiful castle with a Beast and Enchanted Objects that have come to life. But that isn’t the strangest thing about the castle. Rose petals and leaves have begun to mysteriously appear in random places, leading Belle and her companions Cogsworth the clock and Lumiere the candelabra on a hunt for an intruder.

If you were asked to choose the most fabulous character in English literature, who would it be? Perhaps the one and only Ichabod Crane. When this superstitious schoolmaster moves into the quiet village of Sleepy Hollow, he quickly starts vying for the affection of heiress Katrina Van Tassel. However, this puts him in the path of town bully Brom Bones. Will Ichabod win Katrina's heart, or will he fall victim to the small town's big legend—the Headless Horseman?

The architect of The Wizard of Oz delves into the mythological beginnings of the jolly old elf himself. Baum created a mythological world in which the magical forest of Burzee, created at the beginning of time, is the main source of all otherworldly magical power. Ak, the Master Woodsman, ruled the forests; Kern, the Master Husbandman of the World, ruled the food crops; Bo, the Master Mariner of the World, ruled the seas. All other immortals are subject to these three. Baum also created Ryls as guardians of the flowers and Knooks as guardians of the animals of the world.