Join us for Episode 12 of the Independent Reserve Podcast featuring Christian Westerline Wingstrom from Monoover! Dive into the evolution of the payments landscape, fintech challenges, and the shift from academia to entrepreneurship. Christian shares captivating stories from his background, including his experiences in Zimbabwe and academia. Learn about the complexities of Pay2 and the future of payments technology. Stay updated on the latest discussions from crypto leaders and innovators by subscribing and leaving a review. Proudly brought to you by Independent Reserve. https://www.independentreserve.com/ 00:00 Introduction and Podcast Milestone 00:54 Guest Background and Education 01:49 Career Journey: From UK to Zimbabwe 03:44 PhD Insights and Academic Pursuits 09:21 Musical Talents and Personal Interests 11:30 Founding Monoover and Entrepreneurial Spirit 21:50 Zimbabwe Experience and Economic Insights 30:24 Challenges and Innovations in Payments 33:35 Building Trust in Financial Services 34:15 Bridging Traditional Banking and Cryptocurrency 34:34 Challenges in Payment Systems 36:46 The Evolution of Payment Expectations 38:42 Innovations in Real-Time Payments 39:11 Understanding PayTo and Its Impact 43:24 Global Expansion and Future Plans 56:03 Personal Insights and Adventures 01:01:10 Conclusion and Final Thoughts