In this episode of Infertility Discourse, hosts Rebecca Flick and Barb Collura dive into the complexities of understanding and navigating insurance benefits for fertility care. With invaluable guidance from Barb’s expertise, they provide essential tips on how to approach insurance coverage, maximize benefits, and advocate for yourself when things don’t go as planned. Whether you're just starting to look into fertility benefits or facing coverage challenges, this episode is a must-listen.

Key Topics Discussed:

• Understanding Your Insurance Coverage: Barb breaks down how to navigate the often-confusing world of fertility benefits, focusing on what’s covered, what’s excluded, and how to use your insurance plan to its fullest potential.
• Getting Support From Your Clinic and HR: Learn the importance of working closely with your fertility clinic’s financial team and HR department to get clarity on what’s covered and where to seek help when insurance denies coverage.
• Appealing Denials: A crucial tip from Barb—don’t take no for an answer! Discover how to appeal insurance denials and improve your chances of getting claims covered.
• Managing Medication Costs: Find out how to reduce the out-of-pocket costs of fertility medications and why it’s important not to run them through your dollar cap benefit.
• Navigating Dollar Cap Benefits: Understand the potential challenges of having a dollar cap on your IVF benefits and how to maximize your coverage.

Why You Should Listen:
This episode is essential for anyone who’s trying to make sense of the financial side of fertility treatment. With practical advice on managing insurance coverage and navigating the complex world of fertility benefits, you’ll come away with concrete steps to take control of your journey—no matter where you are in the process.

Call to Action:
Have you navigated the world of fertility insurance? Share your experiences with us! Connect with Rebecca, Barb, and the team by following Infertility Discourse on Spotify. For more resources, including our Coverage at Work program, visit resolve.org and explore tools designed to help you advocate for better benefits.

Listener Links/Resources

• RESOLVE: Financial Resources for Family Building
• RESOLVE: Accessing Fertility Medication Benefits
• RESOLVE: Coverage at Work