Epic Spotlight Podcast

By: Dante Royster
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  • Summary

  • Dante Royster, a seasoned mortgage broker and the author behind the book "The Ultimate Mortgage Guide," is a dynamic professional dedicated to transforming lives through financial empowerment. With a career spanning over two decades, Dante's journey in the mortgage industry began in 2002, and he wants to share his knowledge with you.


    With licensing in nine states, Dante interacts with individuals from diverse backgrounds and financial situations, utilizing his expertise to make the dream of homeownership a reality for many. His book, "The Ultimate Mortgage Guide," serves as a testament to his commitment to demystifying mortgages, offering practical guidance, and sharing real-life stories that showcase the transformative power of understanding one's financial options. Dante's ultimate goal remains steadfast: to empower individuals by making the complexities of mortgages comprehensible and achievable, thereby changing lives for the better.
    2023 Dante Royster
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Economics Personal Finance
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Episodes
  • John Boll: Guide to Building and Maintaining Stellar Credit

    John Boll: Guide to Building and Maintaining Stellar Credit
    Jan 9 2025
    John Boll is a seasoned professional with over a decade of expertise in elevating individuals' financial profiles. With a distinguished career spanning 13 years, he has passionately devoted himself to empowering people to enhance their credit scores and unlock their financial potential. Starting as a Mortgage Consultant, John spent seven years navigating the complexities of credit landscapes before transitioning into a FICO Certified Credit Restoration Specialist, a role he has excelled in for the past eight years. What sets him apart is his commitment to holistic solutions tailored to individual needs, catalyzing transformative change in countless lives. For John, the journey extends beyond credit repair—it's about fostering lasting financial wellness and prosperity, fueling his passion to help others achieve financial freedom.In this episode, Dante and John discuss:Transformative strategies for credit restoration and personalized financial solutionsKey components of achieving an 800-credit score, including credit mix and utilizationPractical tips for maintaining a strong credit profile and avoiding late paymentsEffective techniques for negotiating settlements and managing open debtNavigating specific credit challenges, including medical collections and FHA loan charge-offsKey Takeaways: A balanced credit profile starts with building the right credit mix and keeping credit utilization low, highlighting the importance of strategic borrowing habits.Paying bills on time emerges as a cornerstone for maintaining a strong payment history, showcasing discipline as a critical factor in financial success.Timing plays a pivotal role in debt negotiation, with end-of-month settlements often yielding better outcomes for individuals managing open balances.Establishing business credit is simplified through vendor partnerships with major retailers like Walmart and Home Depot, emphasizing the power of strategic alliances.Overcoming specific credit challenges involves ignoring medical collections under $1,000 and understanding FHA loan charge-off rules, offering practical steps for financial recovery.“Never have a late payment—set up autopay so all you need to remember is having enough in the account each month. Keep credit card balances below 20%, and if possible, just pay everything off. Use credit cards to build credit or for emergencies; those interest rates are phenomenal.” - John BollConnect with John Boll:Website: https://www.creditcareco.com/ LinkedIn: https://www.linkedin.com/in/ficocertifiedcreditpro/ Connect with Dante Royster:Website: https://www.danteroyster.com/Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086Facebook: EpicMortgage1885086Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/“The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRPLinkedIn: Dante Royster | LinkedInTwitter: https://twitter.com/DanteRoysterYouTube: Epic Spotlight Email: dante@epic.mortgageThe 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas
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    19 mins
  • Randall Avery: Hacking the System for Financial Success

    Randall Avery: Hacking the System for Financial Success
    Dec 26 2024
    Randall Avery is a CERTIFIED FINANCIAL PLANNER™ and Chartered Financial Analyst. His mission is to help the communities he serves to increase their wealth and use it to achieve their dreams. Randall specializes in guiding individuals toward their version of financial freedom.He is the author of Hacking the System by Creating Your Own System, a self-help guide for those looking to improve their financial outlook. Randall frequently speaks to a diverse range of audiences—from youth organizations and schools to corporate executives and professional associations—emphasizing the importance of good financial stewardship.In this episode, Dante and Randall discuss:Transitioning from corporate finance to empowering communities through wealth-buildingImportance of fiduciary duty and continuous education in financial certificationsStrategies for "hacking the system" by cultivating awareness and self-controlTransformative effects of financial freedom on original thinking and delayed gratificationInsights on budgeting, automatic investing, and integrating AI in financeKey Takeaways: A journey from the corporate world to community-centered wealth-building highlights the transformative power of using financial knowledge to uplift others.The importance of fiduciary duty, continuing education, and mastery of investment management is emphasized through the CFA and CFP certifications.By fostering awareness, self-control, and community investments, individuals can challenge societal systems designed to extract wealth and create their own path to prosperity.Achieving financial freedom unlocks original thinking, while the inability to delay gratification can obstruct personal and financial growth.Practical strategies like budgeting, automatic investing, self-investment, niche specialization, and AI integration provide actionable steps toward sustainable wealth creation.“First, have a budget. Tell your money what you want it to do—list your expenses and track them monthly. This is crucial for married couples; when you align financial goals, you strengthen your relationship. Second, utilize automatic investing. Sign up for your employer’s retirement plan and invest consistently. Many people become accidental millionaires just by following this simple step early in their careers. Finally, invest in yourself—your health, skills, and knowledge. These investments will pay dividends later in life.” - Randall AveryConnect with Randall Avery:Website: https://deasilwm.com/ LinkedIn: https://www.linkedin.com/in/randallavery/ Facebook: https://www.facebook.com/randall.avery.7 Instagram: https://www.instagram.com/rsadeasil50/ Randall’s BOOK: https://www.amazon.com/Hacking-System-Creating-Your-Own/dp/0999403508 Connect with Dante Royster:Website: https://www.danteroyster.com/Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086Facebook: EpicMortgage1885086Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/“The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRPLinkedIn: Dante Royster | LinkedInTwitter: https://twitter.com/DanteRoysterYouTube: Epic Spotlight Email: dante@epic.mortgageThe 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/TexasShow notes by Podcastologist: Angelo Paul TagamaAudio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.
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    13 mins
  • Evan Wheeler: Compassionate Solutions for Insurance Challenges

    Evan Wheeler: Compassionate Solutions for Insurance Challenges
    Dec 12 2024
    Evan Wheeler, the Founder and Owner of Wheeler Insurance Solutions and Expertise. With a keen understanding of the insurance industry and a commitment to personalized service, Evan has built a reputable business dedicated to providing tailored insurance solutions for individuals and businesses alike. His extensive knowledge and innovative approach have made Wheeler Insurance Solutions a trusted name in the field, ensuring clients receive the best coverage to meet their unique needs. Passionate about empowering others through financial protection and security, Evan continues to lead his company with integrity and a client-centric focus.In this episode Dante and Evan discuss:Personalized insurance consulting for property damage claimsAdopting technology to meet expectations for rapid claims processingGuiding laypersons through interpreting complex insurance policiesMinimizing out-of-pocket costs for denied or underpaid claimsImportance of adequate coverage over lower premiums, especially in ColoradoKey Takeaways: The importance of adopting technology in insurance consulting, enabling firms to meet client expectations for faster results despite the inherent complexity of the claims process.A key focus is on empowering property owners to navigate claims for disasters like floods, hurricanes, and fires, offering expert guidance to interpret policy language and maximize benefits.Operating nationwide but with a primary presence in Colorado, the firm minimizes out-of-pocket costs by leveraging free contracting services, financial advisor connections, and governmental assistance opportunities.Thorough research, asking the right questions, and comparing reviews are essential to prioritizing comprehensive coverage over cheaper premiums, especially given Colorado's high insurance rates.The firm escalated a claim to secure both temporary and long-term housing for a single mother of six after a flood, showcasing the human impact of their services.“I believe the type of person I am is here for service—to help people and make life a little bit easier, because life is hard. Point blank, if you're living life, it's hard. We all have our issues, and just being able to be here, to help people out and make life a little easier, has been incredibly rewarding for me.” - Evan WheelerConnect with Evan Wheeler:Website: https://wiseconsultation.com/ LinkedIn: https://www.linkedin.com/in/evan-wheeler-fcls-ccls-pcls-5ab87444/ Connect with Dante Royster:Website: https://www.danteroyster.com/Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086Facebook: EpicMortgage1885086Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/“The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRPLinkedIn: Dante Royster | LinkedInTwitter: https://twitter.com/DanteRoysterYouTube: Epic Spotlight Email: dante@epic.mortgageThe 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/TexasShow notes by Podcastologist: Angelo Paul TagamaAudio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.
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    23 mins

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